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Cape Coral, FL Home Values & Insurance Rates

Cape Coral, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,787 6.0% $186
$50,000 to $59,999 1,413 3.0% $395
$60,000 to $69,999 1,437 3.0% $488
$70,000 to $79,999 2,428 5.0% $569
$80,000 to $89,999 2,662 6.0% $639
$90,000 to $99,999 2,339 5.0% $721
$100,000 to $124,999 5,973 14.0% $837
$125,000 to $149,999 3,543 8.0% $1046
$150,000 to $174,999 5,033 11.0% $1232
$175,000 to $199,999 2,547 6.0% $1418
$200,000 to $249,999 5,124 12.0% $1709
$250,000 to $299,999 3,245 7.0% $2093
$300,000 to $399,999 3,519 8.0% $2663

Cape Coral Renters Insurance as a Percentage of Rent

Cape Coral Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 237 1.0% $1239
$500 to $749 1,780 11.0% $1914
$750 to $999 5,107 33.0% $2664
$1,000 to $1,499 6,322 41.0% $3789
$1,500 or more 1,830 11.0% $5439

Example Cape Coral Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceChubb Group of Insurance
Monthly Premium 206262276
Year Built 200320121984
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$175000-$200000$175000-$200000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Top Home Insurance Agents Near Cape Coral, FL

Home Insurance Company Near Cape Coral, FL Homeowners Insurance Agency Near Cape Coral, FL Address Distance from Cape Coral, FL (miles)
Liberty Mutual Independent Bb&T - Oswald Trippe & Co 13515 BELL TOWER DR, FORT MYERS, FL, 33907 11.2
Travelers Great Florida Insurance - East Ft Myers 4901 PALM BEACH BLVD STE 390, FT MYERS, FL, 33905 12.4
Allstate Ted Todd 10676 Colonial Blvd Ste 20, Fort Myers, FL, 33913 14.2
State Farm Tim Collier 1315 SE 47th Street, Cape Coral, FL, 33904-7604 7.1
Travelers Tropical Bay Insurance Llc 395 Commercial Ct Ste C , Venice, FL, 34292 39.2


Estimated Home Insurance By Street Area Near Cape Coral, FL

Cape Coral Area Estimated House Insurance
Sunset Cir, SW 41st St, Andalusia Blvd, SE 19th St, Elm Ct, SW 15th Ter, SE el Dorado Pkwy, SW 32nd Ln, NE 15th Ct, NE 4th St$1,173
NW 5th Ave, SE 20th Ave, SE 17th St, Green Valley Ct, SW 39th St, SW 22nd Ter, SE 1st Ave, SW 59th Ter, NE 7th Ter, SW 2nd Ct$1,165
Blackburn Ci, SW 31st Ter, SW 22nd Ln, SE 23rd Ter, NW 37th Pl, Sunset Ln, NW 9th Ave, NW 37th St, Willow Branch Dr, SW 40th Ter$1,178
NW 3rd St, SE 23rd Pl, NE 3rd Ave, SW 16th Pl, Harbour Cir, NE 13th Ave, NW 36th Ave, SW 17th St, Crooked Arrow Ct, Cocoa Ct$1,161
NW 13th Ave, SE Van Loon Ter, W Retunda Pkwy, SW 58th St, NW 12th Ln, Everest Pkwy, SW 4th Ln, SW 33rd Ave, NW 34th Ter, NW 7th Ter$1,166
SE 14th St, NE 44th St, SW 12th Ave, NE 29th Ter, Calusa Ct, NW 40th Ter, Laurentina Ln, NW 10th St, SW 6th St, NW 39th Ave$1,216
NW 7th Ave, SW 12th St, NW 20th Ave, NE 39th St, E Retunda Pkwy, NW 16th Ter, NW 20th Pl, Sunset Ct, SE 23rd Pl, SE 8th Ct$1,123
SW 15th Ave, Sunrise Ave, NE 3rd Ave, NW 14th St, SE 19th Ave, SE 5th St, St Jack Blvd, Concordia Lake Cir, SE 5th St, SW 23rd Ct$1,120
NE 2nd Pl, NW 39th St, NW 45th Ter, Seagull Ct, SE 21st Ct, SW 20th Ave, SW 53rd St, SE 38th Ter, Sandy Cir, NW 11th St$1,208
SE 43rd Ter, Ramble Dr, SE 30th Ln, Via Estrella, SW 58th Ter, NE 1st Ave, SW 35th Ter, la Paloma Blvd, SE 47th Ter, NW 19th St$1,119

Cape Coral, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Cape Coral Homeowner Insurance Premium Example $12,400$12,200
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $99,700$99,100
Net Savings to Cape Coral Home Owner from High Deductible Plan $600

Cape Coral, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cape Coral, FL Home Replacement Value MORE than Home Value Cape Coral, FL Home Replacement Value LESS than Home Value
Replacement Value $169,500 $118,500
Insurance Premium based on Replacement Value $2,875 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $38,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $225/year