Canton Insurance Rates:

Canton, MA home insurance is about $915 to $1,247, about $76-$103/month. Our thorough research reveals consumers can save upto $432 by getting multiple quotes

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Canton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $260/2 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $275,000

3 Beds, 3 Bath 1460 sqft Rental Property Constructed In 2014 with Hardwood Flooring, Metal Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Copper Water Pipes, Deadbolt Locks, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

30 Years old Single Male who is a Freelancer with household income of $50-$75,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1370/7 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $590,000

5 Beds, 5 Baths 2710 sqft Seasonal Residence Constructed In 1997 with Ceramic Tile Flooring, Metal Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $370/1 month for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $635,000

5 Beds, 5 Baths 2700 sqft Seasonal Residence Constructed In 1941 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Single Female who has a Full Time Job with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2180/7 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $650,000

5 Beds, 5 Baths 3260 sqft Vacation Property Constructed In 1947 with Wood Flooring, Metal Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Single Male who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $3290/9 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $605,000

4 Beds, 4 Bath 3320 sqft Rental Property Constructed In 1972 with Hardwood Flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $1750/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $525,000

3 Beds, 3 Baths 2120 sqft Primary Residence Constructed In 1985 with Wood Flooring, Wood Shake Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fireplace, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Single Female who is a Freelancer with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $830/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $350,000

3 Beds, 3 Baths 1840 sqft Rental Property Constructed In 1982 with Linoleum, Wood Shake Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

Home Insurance Rate of $890/3 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $515,000

4 Beds, 4 Baths 2560 sqft Primary Residence Constructed In 1947 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Canton Rates & Quotes Analysis:

Canton Area Estimated House Insurance
Industrial Dr, Edward St, Farrington Ln, Maplecroft Rd, Robbin Rd, Village Gate Rd, Chief Ln, Estey Way, Walnut Knolls, Palmer Dr$1,095
Newell Hagen Ct, Valley St, Sherman Ave, Jackson St, Oliver Wentworth Rd, Steeplechase Ln, Curtis Rd, Cedar Dr, Burke Dr, Lynn St$1,060
Chestnut Rd, Lincolnshire Dr, Canton Dale, Aldrich Rd, Dewitt Ave, Wayside Ln, Canonchet St, Adrienne Dr, Cotter St, Wampatuck Dr$1,086
Lewis St, Shore Dr, Kathryn Ln, Anna Dr, Copley Pl, 1st Parish Rd, Dew Ln, Pleasant Cir, Janice Rd, Elmwood Rd$1,111
Island St, Seneca Rd, Algonquin Rd, Concord Ave, Beverly Hill, Julius Rubin Ct, Standish Cir, Getchell Way, Campanelli Cir, Pierce Pl$1,063

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,304 Homes (14% of total) built between 1939 or earlier in Canton are paying home insurance between $2,312-$2,328 compared to Milton (+$37), Sharon (+$21), Westwood (+$134), Norfolk County (-$19) and Norwood (-$31).
  • Bedrooms: 2,408 2 bedrooms homes (27% of total homes ) in Canton are paying about $378 and varies from Milton (+$7), Sharon (+$4), Westwood (+$23), Norfolk County (-$3) and Norwood (-$4).
  • Auto Insurance Bundling: 1,089 Households (17% of all households) in Canton have 3 or more vehicles available and when it is bundled with home insurance you can save $270. Discounts for similar bundling in close by locations such as Norfolk County, Norwood, Randolph come to $267, $266, $258 respectively.
  • Senior Discounts: 3,181 seniors (more than 55 years) occupied housing units (50% of total) in Canton get discounts between $161 to $164 and differs from Norfolk County ($160), Norwood ($159), Randolph ($155).
  • New Homes discounts: New homes such as the 3,674 homes built between 2000 to 2009 in Canton can save $216 and varies from Norfolk County ($214), Norwood ($213), Randolph ($206).

Canton Homeowners insurance Facts

  • Canton, MA has 6,347 owner occupied houses which is 75.2% of all units whereas Norfolk County, Norwood and Randolph have 69.77%, 58.48% and 70.87% respectively.
  • Canton, MA homeowners yearly insurance price at $1,080 is 0.25% of the typical house value of $425,400 which is in contrast with 0.27% in Norfolk County, 0.28% at Norwood & 0.37% in Randolph.
  • Homeowners in Canton, MA pay 2.54% of their income ($40,000 to $44,999) in insurance whereas homeowners in Norfolk County, Norwood and Randolph pay 2.52%, 2.51% and 2.43% respectively.
  • Canton, MA’s insurance is 3.7% of monthly housing costs of $2,434/month, for owners with a mortgage compared to 3.66% in Norfolk County, 4.07% at Norwood & 4.05% in Randolph. But, for households without a mortgage, insurance is 11.9% of costs ($759 in Canton, MA) in contrast with 11.25% in Norfolk County, 15.03% at Norwood & 12.8% in Randolph.

Canton, MA Home Values & Insurance rates

For example, insurance for 48 Homes (1.0% of total homes ) valued between $150,000 to $174,999 in Canton, MA is about $410. Rates in nearby areas in such as Westwood, Medfield, Needham are cheaper by $113, $94, $134 respectively while Norfolk County and Randolph are costlier by $29 and $189 respectively for similar homes.

Canton, MA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 140 4.0% $54
$150,000 to $174,999 48 1.0% $410
$175,000 to $199,999 237 8.0% $475
$200,000 to $249,999 261 9.0% $572
$250,000 to $299,999 440 15.0% $691
$300,000 to $399,999 1,644 58.0% $885

Renters Insurance in Canton

  • Average Renters Insurance in Canton :  $146($12/month)

  • Median Gross Rent in Canton :  $1,338

  • Canton Renters Insurance to Median Rent Ratio:  0.9%

  • Average household size of renter-occupied unit :  2.07

Canton Renters Insurance as a Percentage of Rent

Canton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 77 3.0% $336
$200 to $299 96 4.0% $786
$300 to $499 49 2.0% $1236
$500 to $749 201 9.0% $1911
$750 to $999 256 12.0% $2661
$1,000 to $1,499 564 28.0% $3786
$1,500 or more 768 38.0% $5436

Rent Affordability in Canton:

Approximately 37.0% (793) of households are spending more than 35% of their income on gross rent in Canton

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 261 12.0%
15.0 to 19.9 percent 222 10.0%
20.0 to 24.9 percent 354 16.0%
25.0 to 29.9 percent 174 8.0%
30.0 to 34.9 percent 288 13.0%
35.0 percent or more 793 37.0%

Canton Renters Insurance Discounts:

Canton Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Canton, MA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 1,077 51.0% $14.6
2 vehicles available 614 29.0% $21.9
3 or more vehicles available 103 4.0% $29.2

Canton Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 136 6.0% $133
60 to 64 years 132 6.0% $107
65 to 74 years 180 8.0% $86
75 years and over 263 12.0% $66

Protective device discount in Canton Up to :  $21

Claims-free discount in Canton Up to :  $29