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Cambridge, MA Home Values & Insurance Rates

Cambridge, MA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 160 3.0% $44
$100,000 to $124,999 75 1.0% $223
$125,000 to $149,999 65 1.0% $279
$150,000 to $174,999 124 2.0% $324
$175,000 to $199,999 98 2.0% $380
$200,000 to $249,999 425 9.0% $458
$250,000 to $299,999 665 14.0% $559
$300,000 to $399,999 2,871 62.0% $716

Cambridge Renters Insurance as a Percentage of Rent

Cambridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 544 1.0% $317
$200 to $299 898 3.0% $767
$300 to $499 1,532 5.0% $1217
$500 to $749 1,474 5.0% $1892
$750 to $999 1,759 6.0% $2642
$1,000 to $1,499 6,366 22.0% $3767
$1,500 or more 15,548 55.0% $5417

Example Cambridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyAllstate
Monthly Premium 148311236
Year Built 194319431947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$500000-$600000$500000-$600000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Cambridge, MA

Home Insurance Company Near Cambridge, MA Homeowners Insurance Agency Near Cambridge, MA Address Distance from Cambridge, MA (miles)
Aaa Insurance Agency Inc 214 Broadway, Saugus, MA, 1906 9.3
Millenium Insurance Agency 1245 Hancock St #30 , Quincy, MA, 2169 10.3
Travelers Chase And Lunt Llc 65 PARKER ST, NEWBURYPORT, MA, 1950 31.7
Liberty Mutual Jeannine W Curley 30 Nagog Park, Acton, MA, 1720 19.0
Travelers W G Bridges & Sons Insurance 95 Pleasant Street , South Weymouth, MA, 2190 16.3


Estimated Home Insurance By Street Area Near Cambridge, MA

Cambridge Area Estimated House Insurance
Walker Street Pl, Max Ave, Brattle Cir, Old Dee Rd, Story St, Vassal Ln, Chapman Pl, Jackson Pl, Appleton Rd, Greenough Blvd$None
Sciarappa St, Agassiz St, Dunster St, Saint Saveur Ct, Aberdeen Way, Riedesel Ave, York St, Churchill Ave, Walnut Ave, Hews St$1,090
Avon Hill St, Hillside Pl, Sellers St, Bates St, Griswold St, Larchwood Dr, Appian Way, Mooney St, Fort Washington Pl, Kirkland St$1,223
Lancaster St, White Street Pl, Newman St, Spring Pl, Ellsworth Ave, Francis Ave, Locust Ter, Rindge Ave, Bishop Richard Allen Dr, Deacon St$1,123
Walbro St, Kinnaird St, Winslow St, Hurlbut St, Seagrave Rd, Avon Hill St, Stinson Ct, Pilgrim St, Eliot Sq, Chetwynd Rd$1,108

Cambridge, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Cambridge Homeowner Insurance Premium Example $2,700$2,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,400$22,200
Net Savings to Cambridge Home Owner from High Deductible Plan $1,200

Cambridge, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cambridge, MA Home Replacement Value MORE than Home Value Cambridge, MA Home Replacement Value LESS than Home Value
Replacement Value $1,170,000 $820,000
Insurance Premium based on Replacement Value $8,650 $6,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $180,000 Risk Exposure from Under Insuring Coverage is $170,000
Premium Impact Insurance cheaper by $1,250/year Insurance costlier by $1,325/year