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Buffalo, MN Home Values & Insurance Rates

Buffalo, MN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 307 7.0% $142
$90,000 to $99,999 105 2.0% $540
$100,000 to $124,999 431 11.0% $632
$125,000 to $149,999 442 11.0% $785
$150,000 to $174,999 698 17.0% $928
$175,000 to $199,999 479 12.0% $1071
$200,000 to $249,999 790 20.0% $1295
$250,000 to $299,999 378 9.0% $1581
$300,000 to $399,999 260 6.0% $2009

Buffalo Renters Insurance as a Percentage of Rent

Buffalo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 42 2.0% $336
$200 to $299 38 2.0% $786
$300 to $499 142 8.0% $1236
$500 to $749 361 22.0% $1911
$750 to $999 496 30.0% $2661
$1,000 to $1,499 369 22.0% $3786
$1,500 or more 174 10.0% $5436

Example Buffalo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 5987290
Year Built 200719991948
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$500000-$600000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Buffalo, MN

Home Insurance Company Near Buffalo, MN Homeowners Insurance Agency Near Buffalo, MN Address Distance from Buffalo, MN (miles)
State Farm Andy Lamarucciola 2297 Stillwater Rd E, Saint Paul, MN, 55119-3854 44.6
Allstate Dan Speegle 14033 Commerce Ave NE, Prior Lake, MN, 55372 38.2
Liberty Mutual Graham Gunderson 701 Xenia Ave. S Ste 400, Minneapolis, MN, 55416 28.8
Farmers Mark Kelley Aai Cpcu 6409 City West Pkwy Ste 101, Eden Prairie, MN, 55344 29.6
Farmers William Meyers 8646 Eagle Creek Cir Ste 209, Savage, MN, 55378 36.5


Estimated Home Insurance By Street Area Near Buffalo, MN

Buffalo Area Estimated House Insurance
Oak Ave N, 13th St NE, Crofoot Ave NW, Dillon Ave NW, 87th St NW, Moland Ave N, 15th St S, 4th Ave S, Iris Ln, Chestnut St NW$1,047
Maple Ave, Ames Ave NW, 17th St S, 33rd St SE, SE 36th St, 7th Ave S, 25th St NW, 70th St NW, 73rd St NW, 7th Street Ct NW$1,050
Ebersole Ave SE, Dague Ave NE, Highland Ln, State Hwy 55 NE, 28th St NW, Ross Ln, Bluebird Ln, 1st St W, Haug Ave SE, Sunny Hill Rd$1,050
Maple Ln, Douglas Dr, Woodhill Dr, Donnelly Dr NW, Congress St E, Woods Cir, Co Rd 37 NW, Rattvik Cir, Juniper Ln, Park Ave$1,013
5th Ave NW, Clementa Ave NW, Biscayne Ln, Farmington Ave NE, Lakeview Pkwy, Meadowood Dr, Sakenda Rd, Gabler Ave SE, State Hwy 55 NW, 6th Ave NE$1,049

Buffalo, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Buffalo Homeowner Insurance Premium Example $2,600$2,400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,100$21,500
Net Savings to Buffalo Home Owner from High Deductible Plan $600

Buffalo, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Buffalo, MN Home Replacement Value MORE than Home Value Buffalo, MN Home Replacement Value LESS than Home Value
Replacement Value $214,500 $148,000
Insurance Premium based on Replacement Value $1,925 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $250/year