Bryans Road Insurance Rates:

Bryans Road, MD home insurance is roughly $595 to $810, about $49-$67/month. Our in depth analysis reveals consumers can save as much as $281 by getting many quotes

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Bryans Road Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $230/3 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $405,000

4 Beds, 4 Bath 2790 sqft Primary Residence Constructed In 1970 with Linoleum, Wood Shake Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $280/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $310,000

5 Beds, 5 Baths 2030 sqft Primary Residence Constructed In 2005 with Linoleum, Shingles Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Swimming Pool, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $240/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $345,000

4 Beds, 4 Baths 2620 sqft Primary Residence Constructed In 2010 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Single Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $260/2 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $460,000

4 Beds, 4 Baths 3370 sqft Primary Residence Constructed In 1983 with Wood Flooring, Composition Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Married Male who is a Freelancer with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $310/3 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $265,000

5 Beds, 5 Bath 1990 sqft Rental Property Constructed In 2013 with Linoleum, Shingles Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $1540/12 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $360,000

5 Beds, 5 Baths 2570 sqft Primary Residence Constructed In 2012 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

Home Insurance Rate of $2520/12 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $425,000

5 Beds, 5 Bath 3060 sqft Seasonal Residence Constructed In 2000 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Swimming Pool, Smoke Alarm, Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Divorced Male who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $150/1 month for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $310,000

4 Beds, 4 Baths 2310 sqft Seasonal Residence Constructed In 2008 with Stone Flooring, Slate Shingles Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Copper Water Pipes, Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Bryans Road, MD Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
20616 $260,000 $710

Bryans Road Rates & Quotes Analysis:

Bryans Road Area Estimated House Insurance
Storage Pl, Strawberry Dr, Fenwick Rd, Viceroy Ct, Chesterfield Ct, Great Oaks Pl, Pomfret Rd, Forest Glen Rd, Lewis Pl, Thornbury Ct$723
Chiswick Ct, Acquinsicke Pl, Lower Wharf Rd, Dement Ct, Knightsbridge St, Knighthood Pl, Marbury-Freeland Pl, S Lake Ct, Camelot Dr, Birchwood Pl$725
Medway St, Basingstoke Ln, Warburton Pl, Shelburne Ct, Edgewood Rd, Windmill Ct, Mt Zephyr Farm Pl, Fortress Ct, Chester Ave, Rushland Ct$727
Pattette Pl, St Josephs Way, Jessica Ct, Carroll Dr, Kilburn Ct, Double R Rd, Woodberry Dr, Cheyenne Ct, Ripley Park Dr, Fendley Way$721
Anderegg Pl, River Rd, Ed Ct, Chapel Springs Pl, Barrys Hill Rd, Log Cabin Pl, Metropolitan Church Rd, Ward Pl, Woodcox Rd, Jerry & Judy's Pl$701

Insurance rates are influenced by a number of factors including:

  • Year Built: 789 Homes (27% of total) built between 1990 to 1999 in Bryans Road are paying home insurance between $1,014-$1,024 and differs from Pomfret (+$32), Bensville (+$40), Mason Neck(VA) (+$237), Indian Head (-$13) and Cedarville (-$95).
  • Bedrooms: 236 5 or more bedrooms homes (8% of total homes ) in Bryans Road are paying about $871. Areas near to Bryans Road such as Pomfret, Bensville, Mason Neck(VA) are costlier by $28, $35, $264 respectively whereas Indian Head and Oxon Hill are more economical by $11, $5 respectively for similar homes.
  • Auto Insurance Bundling: 858 Households (39% of all households) in Bryans Road have 3 or more vehicles available and when it is bundled with home insurance you can save $175 and differs from Potomac Heights ($165), Indian Head ($173), Pomfret ($181).
  • Senior Discounts: 859 seniors (more than 55 years) occupied housing units (39% of total) in Bryans Road get discounts between $104 to $107 in contrast with Potomac Heights ($99), Indian Head ($104), Pomfret ($108).
  • New Homes discounts: New homes such as the 1,666 homes built between 2000 to 2009 in Bryans Road can save $140 compared to Potomac Heights ($132), Indian Head ($138), Pomfret ($145).

Bryans Road Homeowners insurance Facts

  • Bryans Road, MD has 2,158 owner occupied houses which is 81.6% of all units whereas Potomac Heights, Indian Head and Pomfret have 92.4%, 70.24% and 96.75% respectively.
  • Bryans Road, MD homeowners yearly insurance price at $703 is 0.26% of the typical house value of $268,900 which is in contrast with 0.58% in Potomac Heights, 0.29% at Indian Head & 0.21% in Pomfret.
  • Homeowners in Bryans Road, MD pay 4.02% of their income ($15,000 to $19,999) in insurance whereas homeowners in Potomac Heights, Indian Head and Mason Neck pay 3.78%, 3.97% and 4.95% respectively.
  • Bryans Road, MD’s insurance is 2.9% of monthly housing costs of $2,048/month, for owners with a mortgage compared to 4.9% in Potomac Heights, 2.75% at Indian Head & 2.36% in Bensville. But, for households without a mortgage, insurance is 11.5% of costs ($510 in Bryans Road, MD) in contrast with 11.52% in Potomac Heights, 7.76% at Indian Head & 9.64% in Bensville.

Bryans Road, MD Home Values & Insurance rates

For example, insurance for 149 Homes (8.0% of total homes ) valued between Less than $50,000 in Bryans Road, MD is about $63. Rates in nearby areas in such as Pomfret, Mason Neck, Mount Vernon are cheaper by $13, $37, $23 respectively while Potomac Heights and Indian Head are costlier by $82 and $6 respectively for similar homes.

Bryans Road, MD Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 149 8.0% $63
$100,000 to $124,999 41 2.0% $281
$150,000 to $174,999 95 5.0% $421
$175,000 to $199,999 86 4.0% $485
$200,000 to $249,999 490 26.0% $583
$250,000 to $299,999 511 27.0% $717
$300,000 to $399,999 433 23.0% $913

Renters Insurance in Bryans Road

  • Average Renters Insurance in Bryans Road :  $134($11/month)

  • Median Gross Rent in Bryans Road :  $1,449

  • Bryans Road Renters Insurance to Median Rent Ratio:  0.76%

  • Renter occupied housing units in Bryans Road :  488

Bryans Road Renters Insurance as a Percentage of Rent

Bryans Road Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 13 3.0% $1233
$500 to $749 69 16.0% $1908
$750 to $999 63 14.0% $2658
$1,000 to $1,499 83 19.0% $3783
$1,500 or more 201 46.0% $5433

Rent Affordability in Bryans Road:

Approximately 59.0% (289) of households are spending more than 35% of their income on gross rent in Bryans Road

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 8 1.0%
15.0 to 19.9 percent 40 8.0%
20.0 to 24.9 percent 89 18.0%
25.0 to 29.9 percent 19 3.0%
30.0 to 34.9 percent 43 8.0%
35.0 percent or more 289 59.0%

Bryans Road Renters Insurance Discounts:

Bryans Road Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Bryans Road, MD Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 185 37.0% $13.4
2 vehicles available 200 40.0% $20.1
3 or more vehicles available 56 11.0% $26.8

Protective device discount in Bryans Road Up to :  $20

Claims-free discount in Bryans Road Up to :  $26