Brownsville Insurance Rates:

Brownsville, TX home insurance is approximately $856 to $1,159, about $71-$96/month. Our comprehensive research reveals consumers can save upto $402 by comparing many quotes

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Brownsville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $240/4 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

4 Beds, 4 Baths 2320 sqft Seasonal Residence Constructed In 2002 with Hardwood Flooring, Wood Shake Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Smoke Alarm, Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $1200/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $225,000

5 Beds, 5 Baths 4610 sqft Primary Residence Constructed In 1981 with Hardwood Flooring, Membrane Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Central Air Conditioning, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Female who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $640/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

4 Beds, 4 Baths 2250 sqft Seasonal Residence Constructed In 2003 with Stone Flooring, Slate Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $550/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $295,000

5 Beds, 5 Bath 4810 sqft Primary Residence Constructed In 2010 with Carpet over wood flooring, Asphalt Shingles Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Single Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Brownsville, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
78526 $95,100 $1,020
78520 $75,500 $1,010
78521 $67,700 $1,010

Brownsville Rates & Quotes Analysis:

Brownsville Area Estimated House Insurance
Island Estates St, Danubio Ct, Kiwi Ln, Sierra Grande Dr, Grey Fox Cir, Santos Gomez Dr, San Pedro Ln, Colibri Cir, Morton St, Patricia Sofia Ln$1,001
Ave B, Grove Park Rd, Fish Hatchery Rd, Green Ct, Wilson St, Kansas Cir, Cascabel Ct, Ave Isabella, el Arbol Dr, Tanglewood Dr$997
E Ruben M Torres Sr Blvd, Nottingham Dr, 10th St, Martinal Rd, Fir St, Cove Cir, Gregory Ave, Co Rd 125, Cll Jacaranda, Russell Ave$1,022
Sonny Dr, Sugar Grove Ln, Ray Ave, E Broadway, Acapulco Ave, Sequoia Dr, Caramia Ln, W Adams St, Belvedere Dr, Clarissa Dr$1,018
Western Blvd, Sunrise Ln, Calles Ave, Guaymas St, Cottage Dr, S Minnesota Ave, Bates St, Granada Dr, Azteca Dr, Lovers Ln$996
Rosemond Ct, Parral Ave, Lawndale Ln, Los Ebanos Blvd, Sybil Dr, Cam Nikel, Olivia Ln, Oasis Dr, Elyt Dr, Fjrm Ave$999
Cavazos-Oldmito Rd, Ramireno Ln, Cypress St, Palm Village, Torreon Dr, Lazy St, Towerwood Dr, Goodwin St, Cifuentes St, Hermosa Ave$1,039
Simcoe Ct, Rosewood Cir, Marine Dr, E Taylor St, Zaragoza St, Alton Gloor Blvd, Zinnia St, Professional Dr, Cll Retama, Dockberry Cir$1,024
Lois Ln, Bordeaux Dr, Media Luna Rd, Marfil Dr, Woodway Dr, Ave Katarina, Rey Jaime St, Hortencia Blvd, Cedar Elm, S Bernal Dr$1,020
Yellow Pine, Dunlap Ave, Cll Rancho Grande W, Kansas River Dr, 370th Tc St, Pedernales Cir, Saint James Dr, W Park Dr, Alicia Cir, Plantation St$1,025

Insurance rates are influenced by a number of factors including:

  • Year Built: 11,676 Homes (18% of total) built between 1970 to 1979 in Brownsville are paying home insurance between $1,633-$1,648 and varies from Rancho Viejo (+$99), Los Fresnos (+$11), Orason (+$49), Cameron Park (-$25) and Olmito (-$32).
  • Bedrooms: 29,911 3 bedrooms homes (48% of total homes ) in Brownsville are paying about $776. Areas near to Brownsville such as Cameron Park, Olmito, Rancho Viejo are costlier by $8, $14, $58 respectively whereas Lago and Laureles are more economical by $11, $6 respectively for similar homes.
  • Auto Insurance Bundling: 15,678 Households (42% of all households) in Brownsville have 2 vehicles available and when it is bundled with home insurance you can save $201 compared to Cameron Park ($198), Olmito ($197), San Pedro ($199).
  • Senior Discounts: 15,550 seniors (more than 55 years) occupied housing units (42% of total) in Brownsville get discounts between $151 to $153. The comparative concessions in proximate regions such as Cameron Park, San Pedro and Rancho Viejo are $148, $149 and $160 respectively.
  • New Homes discounts: New homes such as the 32,080 homes built between 2000 to 2009 in Brownsville can save $201 and similar new home insurance discounts in nearby towns and cities like Cameron Park, Olmito and San Pedro are $198, $197 and $199 respectively.

Brownsville Homeowners insurance Facts

  • Brownsville, TX has 36,875 owner occupied houses which is 64.5% of all units whereas Cameron Park, Olmito and San Pedro have 63.19%, 84.39% and 89.54% respectively.
  • Brownsville, TX homeowners yearly insurance price at $1,007 is 1.3% of the typical house value of $77,600 which is in contrast with 1.98% in Cameron Park, 2.44% at Olmito & 1.66% in San Pedro.
  • Homeowners in Brownsville, TX pay 8.06% of their income ($10,000 to $14,999) in insurance whereas homeowners in Cameron Park, Olmito and San Pedro pay 7.94%, 7.9% and 7.98% respectively.
  • Brownsville, TX’s insurance is 7.8% of monthly housing costs of $1,076/month, for owners with a mortgage compared to 10.98% in Cameron Park, 10.28% at Olmito & 18.97% in San Pedro. But, for households without a mortgage, insurance is 23.6% of costs ($356 in Brownsville, TX) in contrast with 27.83% in Cameron Park, 31.51% at Olmito & 16.35% in San Pedro.

Brownsville, TX Home Values & Insurance rates

For example, insurance for 3,667 Homes (10.0% of total homes ) valued between $70,000 to $79,999 in Brownsville, TX is about $966. Rates in nearby areas in such as Rancho Viejo, Los Fresnos, Bayview are cheaper by $539, $135, $482 respectively while Cameron Park and Olmito are costlier by $512 and $859 respectively for similar homes.

Brownsville, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 8,819 24.0% $322
$50,000 to $59,999 2,854 7.0% $674
$60,000 to $69,999 3,991 11.0% $835
$70,000 to $79,999 3,667 10.0% $966
$80,000 to $89,999 2,949 8.0% $1097
$90,000 to $99,999 2,953 8.0% $1228
$100,000 to $124,999 3,899 10.0% $1419
$125,000 to $149,999 1,890 5.0% $1782
$150,000 to $174,999 2,105 5.0% $2104
$175,000 to $199,999 767 2.0% $2426
$200,000 to $249,999 1,122 3.0% $2920
$250,000 to $299,999 696 1.0% $3574
$300,000 to $399,999 514 1.0% $4541

Renters Insurance in Brownsville

  • Average Renters Insurance in Brownsville :  $239($19/month)

  • Median Gross Rent in Brownsville :  $596

  • Brownsville Renters Insurance to Median Rent Ratio:  3.19%

  • Average household size of renter-occupied unit :  3.45

Brownsville Renters Insurance as a Percentage of Rent

Brownsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 938 5.0% $359
$200 to $299 1,428 7.0% $809
$300 to $499 4,268 22.0% $1259
$500 to $749 6,954 37.0% $1934
$750 to $999 3,127 16.0% $2684
$1,000 to $1,499 1,595 8.0% $3809
$1,500 or more 368 1.0% $5459

Protective device discount in Brownsville Up to :  $35

Claims-free discount in Brownsville Up to :  $47

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