Broken Arrow Insurance Rates:

Broken Arrow, OK home insurance is about $1,270 to $1,721, about $105-$143/month. Our exhaustive guide indicates shoppers can save as much as $598 by comparing different quotes

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Broken Arrow, Oklahoma Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Broken Arrow Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $3130/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $250,000

4 Beds, 4 Baths 3270 sqft Rental Property Constructed In 2004 with Linoleum, Wood Shake Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $3280/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1260 sqft Rental Property Constructed In 1982 with Stone Flooring, Metal Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Female who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

Home Insurance Rate of $1260/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $170,000

5 Beds, 5 Baths 1870 sqft Primary Residence Constructed In 2000 with Linoleum, Membrane Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, Smoke Alarm, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Single Male who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $7600/7 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

5 Beds, 5 Baths 3830 sqft Seasonal Residence Constructed In 1985 with Carpet Flooring, Composition Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Married Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $4520/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $225,000

4 Beds, 4 Bath 2340 sqft Vacation Property Constructed In 2010 with Stone Flooring, Tile Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, Deadbolt Locks, Copper Water Pipes, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Single Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $2790/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Baths 2250 sqft Rental Property Constructed In 1999 with Carpet Flooring, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $630/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $140,000

5 Beds, 5 Baths 1530 sqft Rental Property Constructed In 1988 with Wood Flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Smoke Alarm, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $2160/3 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $350,000

5 Beds, 5 Baths 3780 sqft Vacation Property Constructed In 2003 with Carpet over wood flooring, Tile Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Married Female who is Retired with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $3730/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $340,000

5 Beds, 5 Bath 4730 sqft Primary Residence Constructed In 2010 with Carpet over wood flooring, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Single Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $530/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $255,000

4 Beds, 4 Bath 3260 sqft Rental Property Constructed In 1994 with Stone Flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Single Female who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $7190/8 months for $175,000-$200,000 Coverage
Policy Holder Home Details :

Home Value : $140,000

3 Beds, 3 Baths 1642 sqft Rental Property Constructed In 1979 with Ceramic Tile Flooring, Wood Shake Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Indoor Sprinklers, Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Divorced Female who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Broken Arrow, OK Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
74014 $156,600 $1,530
74011 $149,900 $1,510
74012 $147,900 $1,530

Broken Arrow Rates & Quotes Analysis:

Broken Arrow Area Estimated House Insurance
E 34th St S, S 273rd, S 221st East Ave, E Ft Worth St, S 245th East Ave, S 211th East Ave, E 7th St, E 94th St, E 104th St, E 112th St$1,510
286th E Ave, S 324th E Ave, E 113th St S, E 77th St S, US Hwy 64, Joy Ave, E 171st St, S 30th Pl, Dalla St, E 77th St$1,511
195th E Ave, Hycrest Dr, S 196th East Ave, E 101st Pl S, E 1st St, E 103rd St S, S 248th East Ave, E 32nd Pl S, E 103rd St S, Ben Lumpkin Rd$1,508
King St, E 21st St, S 249th East Ave, Whipperwill Ln, E 104th St S, S 279th E Ave, Johanna Blvd, S 282 E Ave, N 79th St, E Emmitsburg Pl$1,504
Meadow Crest Dr, E 19th St, S 274th E Ave, S 227th East Ave, E 52nd St, E Broadway St, E 115th St S, Highland Pl, S 259th E Ave, State Hwy 51B$1,502
E0730 Rd, N4190 Rd, N 27th St, N 26th St, E 66th St S, S 214th E Ave, E 84th St S, 43rd Pl, N 29th Pl, S 257th$1,451
264th E Ave, E 64th St S, S Bushnell Blvd, S 253rd E Ave, S 30th St, E 77th St, S 244th East Ave, E Fairmont St, S 298th East Ave, E Forest Ridge Blvd$1,505
S 64th St, E Woodbury St, E 142 St S, N 29th St, E 137th St S, N4210 Rd, Haskell Dr, N4200 Rd, E Lansing Pl, E 11th St$1,504
S 224th E Ave, E 153rd St S, N 82nd St, E Indianola St, 71st, S 285th E Ave, E 61st St S, E 68th St, S 73rd St, E 44th St$1,572
S 194th E Ave, S 74th St, E 25th Pl, E 141st St, E 122nd Pl, S 101st St, E 114th St S, E 118th St S, 11th St, S 241 E Ave$1,485

Insurance rates are influenced by a number of factors including:

  • Year Built: 7,153 Homes (19% of total homes ) built between 1990 to 1999 in Broken Arrow are paying home insurance between $2,158-$2,181. Places close to Broken Arrow, OK such as Bixby, Fair Oaks, Jenks are more expensive by $54, $137, $41 respectively while Tulsa County and South Tulsa are cheaper by $23 and $17 respectively for similar homes.
  • Bedrooms: 20,988 3 bedrooms homes (56% of total homes ) in Broken Arrow are paying about $1,510. Areas near to Broken Arrow such as Bixby, Fair Oaks, Jenks are costlier by $38, $96, $29 respectively whereas Coweta and Tulsa County are more economical by $3, $16 respectively for similar homes.
  • Auto Insurance Bundling: 14,513 Households (51% of all households) in Broken Arrow have 2 vehicles available and when it is bundled with home insurance you can save $299. Discounts for similar bundling in close by locations such as Coweta, Bixby, Fair Oaks come to $298, $306, $318 respectively.
  • Senior Discounts: 11,061 seniors (more than 55 years) occupied housing units (39% of total) in Broken Arrow get discounts between $224 to $226. The comparative concessions in proximate regions such as Coweta, Bixby and Fair Oaks are $223, $229 and $238 respectively.
  • New Homes discounts: New homes such as the 17,097 homes built between 2000 to 2009 in Broken Arrow can save $299 in contrast with Coweta ($298), Bixby ($306), Fair Oaks ($318).

Broken Arrow Homeowners insurance Facts

  • Broken Arrow, OK has 28,163 owner occupied houses which is 79.4% of all units whereas Coweta, Bixby and Fair Oaks have 86.31%, 80.18% and 91.53% respectively.
  • Broken Arrow, OK homeowners yearly insurance price at $1,496 is 1.0% of the typical house value of $149,000 which is in contrast with 1.02% in Coweta, 0.83% at Bixby & 0.66% in Fair Oaks.
  • Homeowners in Broken Arrow, OK pay 2.72% of their income ($50,000 to $59,999) in insurance whereas homeowners in Coweta, Bixby and Tulsa County pay 2.71%, 2.79% and 2.69% respectively.
  • Broken Arrow, OK’s insurance is 9.4% of monthly housing costs of $1,332/month, for owners with a mortgage compared to 9.54% in Coweta, 7.81% at Bixby & 7.3% in Fair Oaks. But, for households without a mortgage, insurance is 27.3% of costs ($456 in Broken Arrow, OK) in contrast with 31.9% in Coweta, 27.12% at Bixby & 60.27% in Fair Oaks.

Broken Arrow, OK Home Values & Insurance rates

For example, insurance for 1,113 Homes (4.0% of total homes ) valued between $80,000 to $89,999 in Broken Arrow, OK is about $852. Rates in nearby areas in such as Coweta, Bixby, Fair Oaks are cheaper by $1, $163, $296 respectively while Tulsa County and Tulsa are costlier by $80 and $80 respectively for similar homes.

Broken Arrow, OK Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 948 3.0% $239
$50,000 to $59,999 280 1.0% $523
$60,000 to $69,999 279 1.0% $643
$70,000 to $79,999 486 1.0% $748
$80,000 to $89,999 1,113 4.0% $852
$90,000 to $99,999 1,451 5.0% $942
$100,000 to $124,999 4,713 17.0% $1092
$125,000 to $149,999 5,009 18.0% $1376
$150,000 to $174,999 4,410 16.0% $1630
$175,000 to $199,999 2,778 10.0% $1870
$200,000 to $249,999 3,409 12.0% $2258
$250,000 to $299,999 1,132 4.0% $2752
$300,000 to $399,999 1,308 4.0% $3500

Renters Insurance in Broken Arrow

  • Average Renters Insurance in Broken Arrow :  $241($20/month)

  • Median Gross Rent in Broken Arrow :  $895

  • Broken Arrow Renters Insurance to Median Rent Ratio:  2.23%

  • Average household size of renter-occupied unit :  2.65

Broken Arrow Renters Insurance as a Percentage of Rent

Broken Arrow Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 120 1.0% $810
$300 to $499 419 5.0% $1260
$500 to $749 1,808 25.0% $1935
$750 to $999 1,914 27.0% $2685
$1,000 to $1,499 2,105 30.0% $3810
$1,500 or more 591 8.0% $5460

Rent Affordability in Broken Arrow:

Approximately 36.0% (2,693) of households are spending more than 35% of their income on gross rent in Broken Arrow

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,106 15.0%
15.0 to 19.9 percent 967 13.0%
20.0 to 24.9 percent 896 12.0%
25.0 to 29.9 percent 979 13.0%
30.0 to 34.9 percent 652 8.0%
35.0 percent or more 2,693 36.0%

Protective device discount in Broken Arrow Up to :  $36

Claims-free discount in Broken Arrow Up to :  $48