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Bonners Ferry, ID Home Values & Insurance Rates

Bonners Ferry, ID Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 55 3.0% $71
$50,000 to $59,999 20 1.0% $153
$60,000 to $69,999 65 4.0% $189
$70,000 to $79,999 69 4.0% $220
$90,000 to $99,999 23 1.0% $277
$100,000 to $124,999 250 16.0% $323
$125,000 to $149,999 150 9.0% $405
$150,000 to $174,999 212 13.0% $482
$175,000 to $199,999 239 15.0% $554
$200,000 to $249,999 214 14.0% $666
$250,000 to $299,999 134 8.0% $815
$300,000 to $399,999 89 5.0% $1036

Bonners Ferry Renters Insurance as a Percentage of Rent

Bonners Ferry Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 4.0% $337
$200 to $299 26 4.0% $787
$300 to $499 47 8.0% $1237
$500 to $749 274 48.0% $1912
$750 to $999 106 18.0% $2662
$1,000 to $1,499 89 15.0% $3787

Example Bonners Ferry Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 535645
Year Built 194320011960
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Top Home Insurance Agents Near Bonners Ferry, ID

Home Insurance Company Near Bonners Ferry, ID Homeowners Insurance Agency Near Bonners Ferry, ID Address Distance from Bonners Ferry, ID (miles)
Pace-Kerby & Co Inc P O Box 809 Bonners Ferry, Bonners Ferry, ID, 83805 8.5
State Farm Diane Blakely 6813 El Paso St Ste 2, Bonners Ferry, ID, 83805-8569 8.7
Travelers Isu-Pacific Far West Agency 1009 HIGHWAY 2 WEST STE D, SANDPOINT, ID, 83864 38.3
Travelers Summit Insurance Resource Group 1323 Highway 2 Suite 300, Sandpoint, ID, 83864 37.4
Travelers Thomas J Wood Insurance Agency 910 Montana Ave, Libby, MT, 59923 47.2


Estimated Home Insurance By Street Area Near Bonners Ferry, ID

Bonners Ferry Area Estimated House Insurance
Quiet Pl, US Hwy 2, Basin Ln, Westside Rd, Little Bear Rd, W Side Rd, Copeland Hill Rd, Moyie River Rd, Juniper Ln, Avonlea Farm Rd$514
Cottonwood Rd, Cassia St, Co Rd 29, Old Hwy Two Lp, Co Rd 72, French Point Dr, Jefferson St, Co Rd 72 A, Joyce Pl, Lucky Ln$519
Black Bear Rd, Honeysuckle Ln, V-6 Rd, Co Rd 7, Co Rd 24, Paradise Valley Rd, Bunny Ln, Baxter St, Osprey Rd, Two Tail Rd$513
Twenty Mile Rd, Dusty Ln, Kennedy St, Co Hwy 21D, Colts Rd, Co Rd 14, Co Rd 73C, Glengary Rd, Bane Ln, Parsons Rd$515
Corvus Dr, Deep Creek Loop, Crow Rd, Riverside St, Ponderosa Way, Syringa Dr, David Thompson Dr, Shamrock Rd, Colorado St, Co Rd 51-1$520

Bonners Ferry, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Bonners Ferry Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Bonners Ferry Home Owner from High Deductible Plan $600

Bonners Ferry, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bonners Ferry, ID Home Replacement Value MORE than Home Value Bonners Ferry, ID Home Replacement Value LESS than Home Value
Replacement Value $213,500 $134,000
Insurance Premium based on Replacement Value $650 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year