Blue Bell Insurance Rates:

Blue Bell, PA home insurance is roughly $712 to $978, about $59-$81/month. Our extensive guide reveals consumers can save as much as $338 by comparing different quotes

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Blue Bell Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $130/1 month for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $405,000

4 Beds, 4 Baths 1800 sqft Seasonal Residence Constructed In 1984 with Carpet over wood flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Married Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $420/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Baths 1220 sqft Primary Residence Constructed In 2009 with Carpet over wood flooring, Membrane Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Fireplace, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $920/10 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $340,000

5 Beds, 5 Baths 1940 sqft Rental Property Constructed In 1960 with Wood Flooring, Wood Shake Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Smoke Alarm, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Married Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1760/10 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $435,000

4 Beds, 4 Baths 1960 sqft Vacation Property Constructed In 2007 with Stone Flooring, Membrane Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Deadbolt Locks, Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $4210/10 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $905,000

5 Beds, 5 Baths 3910 sqft Primary Residence Constructed In 1990 with Ceramic Tile Flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Smoke Alarm, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $90/1 month for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 1670 sqft Seasonal Residence Constructed In 1992 with Hardwood Flooring, Slate Shingles Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Single Female who is Retired and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $470/6 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $410,000

3 Beds, 3 Baths 2200 sqft Rental Property Constructed In 1998 with Linoleum, Wood Shake Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Single Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $240/3 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $380,000

3 Beds, 3 Bath 2180 sqft Seasonal Residence Constructed In 1987 with Hardwood Flooring, Composition Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Indoor Sprinklers, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Divorced Female who is Retired and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1140/4 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $865,000

5 Beds, 5 Baths 3450 sqft Vacation Property Constructed In 1982 with Stone Flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Single Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $570/5 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $475,000

4 Beds, 4 Baths 1990 sqft Rental Property Constructed In 1992 with Linoleum, Tile Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Single Female who is Retired and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Blue Bell Rates & Quotes Analysis:

Blue Bell Area Estimated House Insurance
Boehms Church Rd, Ginko Dr, Wingate Ct, Wallmere Way, Blyth Ct, Hedgerow Ct, Whitpain Dr, Mercer Hill Rd, Battleson Rd, Netherwood Dr$825
Midway Ln, Jefron Dr, Huntsman Ln, Sentry Pkwy W, Governors Way, Cedar Dr, Greentree Rd, Surrey Dr, Plowshare Rd, Village Cir$850
Rosemarie Ln, Tulip Tree Ct, Bolton Pl, Heather Ct, Hickory Dr, Symphony Ln, W Curry Dr, Bugle Ln, Ridings Way, Detweiler Ln$861
Mason Dr, Cobble Ln, Larchwood Dr, Granary Rd, Orchard Ct, Beech Aly, Narcissa Rd, Harvest Dr, Wagon Rd, Perri Pl$850
Beale Rd, Derwin Dr, Blue Rock Ln, N Pemberton Rd, Cromwell Dr, Sentry Pkwy, White Oak Rd, Quail Ct, Deerpath Rd, Kurt Dr$830

Insurance rates are influenced by a number of factors including:

  • Year Built: 269 Homes (10% of total homes ) built between 1990 to 1999 in Blue Bell are paying home insurance between $1,219-$1,232. Places close to Blue Bell, PA such as Lower Gwynedd, Spring House, Lower Merion are more expensive by $11, $39, $71 respectively while Ambler and Plymouth Meeting are cheaper by $116 and $74 respectively for similar homes.
  • Bedrooms: 457 2 bedrooms homes (18% of total homes ) in Blue Bell are paying about $575. Areas near to Blue Bell such as Lower Gwynedd, Spring House, Lower Merion are costlier by $6, $18, $33 respectively whereas Whitpain and Ambler are more economical by $3, $54 respectively for similar homes.
  • Auto Insurance Bundling: 1,238 Households (55% of all households) in Blue Bell have 2 vehicles available and when it is bundled with home insurance you can save $169. Discounts for similar bundling in close by locations such as Whitpain, Ambler, Plymouth Meeting come to $168, $153, $158 respectively.
  • Senior Discounts: 1,165 seniors (more than 55 years) occupied housing units (52% of total) in Blue Bell get discounts between $125 to $127 compared to Whitpain ($126), Ambler ($114), Plymouth Meeting ($119).
  • New Homes discounts: New homes such as the 590 homes built between 2000 to 2009 in Blue Bell can save $169 and similar new home insurance discounts in nearby towns and cities like Whitpain, Ambler and Plymouth Meeting are $168, $153 and $158 respectively.

Blue Bell Homeowners insurance Facts

  • Blue Bell, PA has 2,212 owner occupied houses which is 94.2% of all units whereas Whitpain, Ambler and Plymouth Meeting have 81.06%, 54.32% and 76.25% respectively.
  • Blue Bell, PA homeowners yearly insurance price at $845 is 0.19% of the typical house value of $436,600 which is in contrast with 0.2% in Whitpain, 0.31% at Ambler & 0.25% in Plymouth Meeting.
  • Homeowners in Blue Bell, PA pay 1.47% of their income ($45,000 to $49,999) in insurance whereas homeowners in Whitpain, Ambler and Plymouth Meeting pay 1.46%, 1.33% and 1.38% respectively.
  • Blue Bell, PA’s insurance is 2.7% of monthly housing costs of $2,566/month, for owners with a mortgage compared to 2.77% in Whitpain, 3.74% at Ambler & 3.34% in Plymouth Meeting. But, for households without a mortgage, insurance is 7.6% of costs ($930 in Blue Bell, PA) in contrast with 8.15% in Whitpain, 11.94% at Ambler & 9.2% in Plymouth Meeting.

Blue Bell, PA Home Values & Insurance rates

For example, insurance for 125 Homes (13.0% of total homes ) valued between $200,000 to $249,999 in Blue Bell, PA is about $430. Rates in nearby areas in such as Lower Gwynedd, Spring House, Fort Washington are cheaper by $13, $38, $6 respectively while Whitpain and Ambler are costlier by $6 and $258 respectively for similar homes.

Blue Bell, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 17 1.0% $42
$60,000 to $69,999 11 1.0% $118
$150,000 to $174,999 31 3.0% $312
$200,000 to $249,999 125 13.0% $430
$250,000 to $299,999 143 15.0% $532
$300,000 to $399,999 565 62.0% $676

Renters Insurance in Blue Bell

  • Median Gross Rent in Blue Bell :  $1,859

  • Renter occupied housing units in Blue Bell :  137

Blue Bell Renters Insurance as a Percentage of Rent

Blue Bell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 7.0% $278
$1,000 to $1,499 41 33.0% $3728
$1,500 or more 73 59.0% $5378