Bloomingdale Insurance Rates:

Bloomingdale, IL home insurance is about $680 to $923, about $56-$76/month. Our complete research indicates shoppers can save as much as $320 by comparing different quotes

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Bloomingdale Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Erie Insurance
Home Insurance Rate of $340/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Bath 1740 sqft Vacation Property Constructed In 2005 with Stone Flooring, Wood Shake Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Married Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $370/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 950 sqft Rental Property Constructed In 1996 with Linoleum, Tile Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Fireplace, Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Married Female who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $340/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $170,000

2 Beds, 2 Bath 1170 sqft Vacation Property Constructed In 1978 with Hardwood Flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Married Male who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $360/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Baths 1740 sqft Vacation Property Constructed In 2006 with Carpet over wood flooring, Tile Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

24 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $640/9 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $305,000

4 Beds, 4 Baths 2030 sqft Seasonal Residence Constructed In 1974 with Hardwood Flooring, Tile Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Swimming Pool, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $460/4 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 2620 sqft Primary Residence Constructed In 1976 with Carpet over wood flooring, Metal Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Married Male who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1300/10 months for $200,000-$250,000 Coverage
Policy Holder Home Details :

Home Value : $310,000

3 Beds, 3 Baths 2199 sqft Rental Property Constructed In 1985 with Stone Flooring, Wood Shake Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Smoke Alarm, Indoor Sprinklers, Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

49 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has More than 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Bloomingdale, IL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
60108 $287,800 $850

Bloomingdale Rates & Quotes Analysis:

Bloomingdale Area Estimated House Insurance
Banbury Ter, Terry Dr, Scott Dr, S Lawford Ct, Avebury Ct, W Thunderbird Trl, Slayton Ln, International Blvd, Tee Ln, Norfolk Ct$788
Glendale Rd, Butterfield, Elmwood Ln, Nassau Dr, W Stevenson Dr, Lippert Ln, Astor Ln, Eagle View Dr, W Stevenson Dr, Needham Dr$837
Star Dr, Wheaton Rd, Newcastle Ct, Hazel Ct, E Epson Ct, Dennison Dr, College Blvd, Hamilton Pkwy, Auburn Dr, Pinecroft Dr$794
Dinah Rd, Sunrise Pl, Cayuga Ct, Pebble Creek Dr, Bokelman Ave, Cunningham Ln, Kit Carson Dr, Dawn Ct, Siems Cir, Club Ter$853
Frank Ct, High Ridge Rd, Poplar Ave, Presidential Dr, Mitchell Rd, Salem Ct, Saranac Ct, Birchwood Ln, 84 Ct, Mulloy Dr$858
Rosedale Ave, Gary Rd, Wall St, Valley Ln, Bosworth Ln, Natoma Cir, E Schubert Ave, Hamstead Ct, Kildare Ct, Winterwood Dr$794
Lynwood Ln, Ct F, Widgeon Ln, E Ardmore Ave, Sequoia Ct, Stratford Dr, W Altgeld Ave, Romford Ct, Acacia Ln, Nolan Ave$842
Oxford Pl, Windsor Ln, Juniper Dr, Towner Ct, Warwick Dr, William Way, Walnut Oaks Dr, Regency Dr, Davine Dr, Club House Dr$761
de Trevi, Summerfield Dr, Cove Ln, Crestwood Dr, Almond Ln, Klein Creek Ct, S Gary Ave, Frank Ct, E Bryn Mawr Ave, de Pinto$845
Schooner Ln, Court E, Pembrook Ct, Toscana, Merrimac Ln W, Beverly Dr E, Chalet Dr, Reeves Dr, Newburg Ct, Hialeah Ln$801

Insurance rates are influenced by a number of factors including:

  • Year Built: 8,586 Homes (20% of total) built between 1980 to 1989 in Bloomingdale are paying home insurance between $1,197-$1,209 compared to Roselle (+$14), Itasca (+$47), Addison (+$17), Glendale Heights (-$35) and Hanover Park (-$37).
  • Bedrooms: 8,138 4 bedrooms homes (19% of total homes ) in Bloomingdale are paying about $1,074. Areas near to Bloomingdale such as Roselle, Itasca, Addison are costlier by $5, $35, $8 respectively whereas Glendale Heights and Carol Stream are more economical by $38, $7 respectively for similar homes.
  • Auto Insurance Bundling: 13,803 Households (46% of all households) in Bloomingdale have 2 vehicles available and when it is bundled with home insurance you can save $160 and differs from Glendale Heights ($155), Roselle ($162), Carol Stream ($160).
  • Senior Discounts: 12,046 seniors (more than 55 years) occupied housing units (40% of total) in Bloomingdale get discounts between $120 to $122 compared to Glendale Heights ($116), Roselle ($121), Carol Stream ($120).
  • New Homes discounts: New homes such as the 12,845 homes built between 2000 to 2009 in Bloomingdale can save $160 and similar new home insurance discounts in nearby towns and cities like Glendale Heights, Roselle and Carol Stream are $155, $162 and $160 respectively.

Bloomingdale Homeowners insurance Facts

  • Bloomingdale, IL has 29,616 owner occupied houses which is 74.1% of all units whereas Glendale Heights, Roselle and Carol Stream have 72.04%, 77.74% and 68.18% respectively.
  • Bloomingdale, IL homeowners yearly insurance price at $802 is 0.33% of the typical house value of $245,500 which is in contrast with 0.39% in Glendale Heights, 0.3% at Roselle & 0.32% in Carol Stream.
  • Homeowners in Bloomingdale, IL pay 2.47% of their income ($30,000 to $34,999) in insurance whereas homeowners in Glendale Heights, Roselle and Carol Stream pay 2.4%, 2.5% and 2.47% respectively.
  • Bloomingdale, IL’s insurance is 3.4% of monthly housing costs of $1,978/month, for owners with a mortgage compared to 3.38% in Glendale Heights, 3.45% at Roselle & 3.44% in Carol Stream. But, for households without a mortgage, insurance is 9.0% of costs ($747 in Bloomingdale, IL) in contrast with 9.14% in Glendale Heights, 9.95% at Roselle & 8.38% in Carol Stream.

Bloomingdale, IL Home Values & Insurance rates

For example, insurance for 2,166 Homes (8.0% of total homes ) valued between $175,000 to $199,999 in Bloomingdale, IL is about $609. Rates in nearby areas in such as Roselle, Carol Stream, Itasca are cheaper by $49, $7, $117 respectively while Glendale Heights and Hanover Park are costlier by $123 and $130 respectively for similar homes.

Bloomingdale, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 476 1.0% $80
$60,000 to $69,999 310 1.0% $208
$70,000 to $79,999 302 1.0% $240
$100,000 to $124,999 1,526 5.0% $352
$125,000 to $149,999 1,345 5.0% $449
$150,000 to $174,999 2,689 10.0% $529
$175,000 to $199,999 2,166 8.0% $609
$200,000 to $249,999 5,993 22.0% $729
$250,000 to $299,999 5,396 20.0% $898
$300,000 to $399,999 5,549 21.0% $1138

Renters Insurance in Bloomingdale

  • Average Renters Insurance in Bloomingdale :  $71($5/month)

  • Median Gross Rent in Bloomingdale :  $1,101

  • Bloomingdale Renters Insurance to Median Rent Ratio:  0.45%

  • Renter occupied housing units in Bloomingdale :  10,358

Bloomingdale Renters Insurance as a Percentage of Rent

Bloomingdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 191 1.0% $1217
$500 to $749 601 5.0% $1892
$750 to $999 3,129 31.0% $2642
$1,000 to $1,499 4,247 42.0% $3767
$1,500 or more 1,830 18.0% $5417

Rent Affordability in Bloomingdale:

Approximately 44.0% (4,624) of households are spending more than 35% of their income on gross rent in Bloomingdale

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 737 7.0%
15.0 to 19.9 percent 1,324 12.0%
20.0 to 24.9 percent 1,132 10.0%
25.0 to 29.9 percent 1,354 13.0%
30.0 to 34.9 percent 1,187 11.0%
35.0 percent or more 4,624 44.0%

Protective device discount in Bloomingdale Up to :  $10

Claims-free discount in Bloomingdale Up to :  $14