Berryville Insurance Rates:

Berryville, AR home insurance is about $926 to $1,268, about $77-$105/month. Our comprehensive guide indicates shoppers can save as much as $438 by comparing different quotes

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Berryville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $600/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $170,000

4 Beds, 4 Baths 3060 sqft Rental Property Constructed In 1996 with Carpet over wood flooring, Membrane Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Swimming Pool, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $450/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 3080 sqft Seasonal Residence Constructed In 1996 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Married Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $180/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1680 sqft Primary Residence Constructed In 2007 with Linoleum, Asphalt Shingles Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Divorced Male who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $650/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 2340 sqft Primary Residence Constructed In 2014 with Carpet over wood flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Divorced Male who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $650/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

4 Beds, 4 Baths 2320 sqft Seasonal Residence Constructed In 2012 with Hardwood Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Divorced Male who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $60/1 month for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Bath 2310 sqft Primary Residence Constructed In 1992 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $2510/9 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $330,000

5 Beds, 5 Bath 4420 sqft Seasonal Residence Constructed In 1999 with Linoleum, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Single Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $420/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $160,000

5 Beds, 5 Baths 2830 sqft Primary Residence Constructed In 2012 with Carpet Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $160/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $245,000

5 Beds, 5 Bath 3840 sqft Seasonal Residence Constructed In 1979 with Carpet Flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Divorced Male who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $460/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

4 Beds, 4 Baths 2090 sqft Seasonal Residence Constructed In 1992 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Berryville, AR Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
72616 $98,600 $1,110

Berryville Rates & Quotes Analysis:

Berryville Area Estimated House Insurance
Freeman Ct, Brenda St, Eureka Ave, Cedarvale Rd, Hickory Ave, Douglas St, Tabor St, Co Rd 602, Rosehill Dr, Craig St$1,107
Spruce Ave, Co Rd 401, Co Rd 4282, Co Rd 6081, Jennifer St, Parkview Dr, Smalley St, Trinnen Ln, Ridge Haven Dr, Dogwood Ln$1,093
Mc Kennon Ford Rd, Rhea St, Co Rd 6031, E Carl Ave, Atchley St, Co Rd 742, Spaulding Ave, Cain St, Co Rd 3101, Bunch St$1,099
Champion Hills Dr, Lynn St, Co Rd 312, Co Rd 306, W Church Ave, Industrial Dr, Perkins Ave, Potter St, Tempcopy St, Co Rd 3120$1,089
Bunch Springs Rd, State Hwy 21, E Van Buren, Co Rd 426, W Madison Ave, Co Rd 6091, Park St, S Springfield St, Railroad Circle Dr, Country Ct$1,094

Insurance rates are influenced by a number of factors including:

  • Year Built: 389 Homes (16% of total) built between 1960 to 1969 in Berryville are paying home insurance between $1,920-$1,937 and varies from Prairie (+$11), Carroll County (+$29), North Yocum (+$23), Cross (-$56) and Hickory (-$16).
  • Bedrooms: 301 4 bedrooms homes (13% of total homes ) in Berryville are paying about $1,557. Areas near to Berryville such as Prairie, Carroll County, Cabanal are costlier by $7, $23, $185 respectively whereas Hickory and Green Forest are more economical by $14, $13 respectively for similar homes.
  • Auto Insurance Bundling: 557 Households (38% of all households) in Berryville have 2 vehicles available and when it is bundled with home insurance you can save $219. Discounts for similar bundling in close by locations such as Prairie, Carroll County, Polo come to $220, $222, $219 respectively.
  • Senior Discounts: 568 seniors (more than 55 years) occupied housing units (39% of total) in Berryville get discounts between $163 to $165. The comparative concessions in proximate regions such as Prairie, Carroll County and Polo are $165, $166 and $164 respectively.
  • New Homes discounts: New homes such as the 948 homes built between 2000 to 2009 in Berryville can save $219 in contrast with Prairie ($220), Carroll County ($222), Polo ($219).

Berryville Homeowners insurance Facts

  • Berryville, AR has 1,432 owner occupied houses which is 66.8% of all units whereas Prairie, Carroll County and Polo have 69.68%, 71.62% and 66.91% respectively.
  • Berryville, AR homeowners yearly insurance price at $1,097 is 1.12% of the typical house value of $98,100 which is in contrast with 1.07% in Prairie, 0.95% at Carroll County & 1.1% in Polo.
  • Homeowners in Berryville, AR pay 21.94% of their income (Less than $10,000) in insurance whereas homeowners in Prairie, Carroll County and Cabanal pay 22.04%, 22.26% and 24.54% respectively.
  • Berryville, AR’s insurance is 11.0% of monthly housing costs of $828/month, for owners with a mortgage compared to 10.89% in Prairie, 10.06% at Carroll County & 10.37% in Polo. But, for households without a mortgage, insurance is 32.9% of costs ($278 in Berryville, AR) in contrast with 32.22% in Prairie, 30.41% at Carroll County & 26.83% in Polo.

Berryville, AR Home Values & Insurance rates

For example, insurance for 59 Homes (4.0% of total homes ) valued between $250,000 to $299,999 in Berryville, AR is about $3,071. Rates in nearby areas in such as Prairie, Carroll County, Polo are cheaper by $129, $456, $52 respectively while Hickory and Green Forest are costlier by $407 and $377 respectively for similar homes.

Berryville, AR Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 132 9.0% $274
$50,000 to $59,999 95 7.0% $581
$60,000 to $69,999 86 6.0% $724
$70,000 to $79,999 151 11.0% $833
$80,000 to $89,999 149 10.0% $943
$90,000 to $99,999 127 9.0% $1053
$100,000 to $124,999 190 14.0% $1228
$125,000 to $149,999 183 13.0% $1535
$150,000 to $174,999 76 5.0% $1810
$175,000 to $199,999 25 1.0% $2095
$200,000 to $249,999 55 4.0% $2512
$250,000 to $299,999 59 4.0% $3071
$300,000 to $399,999 27 1.0% $3905

Renters Insurance in Berryville

  • Average Renters Insurance in Berryville :  $308($25/month)

  • Median Gross Rent in Berryville :  $504

  • Berryville Renters Insurance to Median Rent Ratio:  4.96%

  • Average household size of renter-occupied unit :  2.17

Berryville Renters Insurance as a Percentage of Rent

Berryville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 2.0% $377
$200 to $299 39 5.0% $827
$300 to $499 269 40.0% $1277
$500 to $749 294 44.0% $1952
$750 to $999 16 2.0% $2702
$1,000 to $1,499 28 4.0% $3827

Rent Affordability in Berryville:

Approximately 39.0% (282) of households are spending more than 35% of their income on gross rent in Berryville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 181 25.0%
15.0 to 19.9 percent 62 8.0%
20.0 to 24.9 percent 101 14.0%
25.0 to 29.9 percent 49 6.0%
30.0 to 34.9 percent 37 5.0%
35.0 percent or more 282 39.0%

Berryville Renters Insurance Discounts:

Berryville Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Berryville, AR Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 552 77.0% $30.8
2 vehicles available 106 14.0% $46.2
3 or more vehicles available 31 4.0% $61.6

Protective device discount in Berryville Up to :  $46

Claims-free discount in Berryville Up to :  $61