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Berkeley, CA Home Values & Insurance Rates

Berkeley, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 89 2.0% $20
$60,000 to $69,999 55 1.0% $60
$70,000 to $79,999 111 3.0% $67
$80,000 to $89,999 50 1.0% $81
$90,000 to $99,999 76 2.0% $88
$100,000 to $124,999 79 2.0% $101
$125,000 to $149,999 43 1.0% $128
$150,000 to $174,999 182 5.0% $155
$175,000 to $199,999 158 5.0% $182
$200,000 to $249,999 321 10.0% $216
$250,000 to $299,999 542 17.0% $264
$300,000 to $399,999 1,380 44.0% $338

Berkeley Renters Insurance as a Percentage of Rent

Berkeley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 777 2.0% $758
$300 to $499 567 1.0% $1208
$500 to $749 2,411 8.0% $1883
$750 to $999 4,253 14.0% $2633
$1,000 to $1,499 9,591 33.0% $3758
$1,500 or more 10,838 37.0% $5408

Example Berkeley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceTravelers
Monthly Premium 9174102
Year Built 195019681949
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $400000-$500000$400000-$500000$900000-$1000000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Berkeley, CA

Home Insurance Company Near Berkeley, CA Homeowners Insurance Agency Near Berkeley, CA Address Distance from Berkeley, CA (miles)
Travelers Alliant Insurance Services Inc 100 PINE ST 11TH FL, SAN FRANCISCO, CA, 94111 7.2
State Farm Burch Boehner 201 E Taylor St Ste 2, San Jose, CA, 95112-5036 42.3
State Farm Dennis Whittaker 20395 Pacifica Dr Ste 108, Cupertino, CA, 95014-3016 41.1
Travelers Gerardo Carbajal Ins Inc 1900 OLYMPIC BLVD STE 103, WALNUT CREEK, CA, 94596 13.5
State Farm Rick Wernick 1683 Novato Blvd, Novato, CA, 94947-3284 22.0


Estimated Home Insurance By Street Area Near Berkeley, CA

Berkeley Area Estimated House Insurance
Ohlone Ave, Johnson St, Roble Rd, Rosemont Ave, Harold Way, Southampton Ave, Fillmore St, Hazel Rd, Yolo Ave, Sf Oakland Bay Brg$None
Warring St, N Valley St, la Loma Ave, Tamalpais Rd, Albany Ter, Otis St, Henry, Atlas Pl, Byron St, The Spiral$714
Panoramic Pl, Beverly Pl, Summer St, Chilton Way, Northside Ave, San Ramon Ave, Claremont Cres, la Vereda Rd, Stoddard Way, Glendale Ave$707
Colorado Ave, Cragmont Ave, San Pedro Ave, Amador Ave, Buchanan St Exd, Seawall Dr, Fountain Walk, Henry St, Sonoma Ave, el Dorado Ave$718
Chabolyn Ter, W Parnassus Ct, Francis St, Parnassus Rd, Keeler Ave, Roanoke Rd, Boise St, Taft Ave, Wildcat Canyon Rd, Emerson St$716
Buena Ave, Garber St, My Way, Mariposa Ave, King St, Domingo Ave, The Crossways, Sierra St, Belrose Ave, Rugby Ave$None
Station Pl, Nogales St, Posen Ave, West Pl, Wheeler St, Northgate Ave, Rochdale Way, Pardee St, Taylor St, Bonnie Ln$708
Potter St, Berkeley Way, I- 80, Eastshore Frontage Rd, Gateview Ave, Bancroft Steps, el Portal Ct, Avalon Walk, Acroft Ct, Fairlawn Dr$710
Halcyon Ct, Hill Ct, High Ct, Kula Gulf Way, Arcade Ln, Bret Harte Way, Hilldale Ave, Belvedere Ave, Ellis St, Kittredge St$712
Hospital Dr, el Camino Real, Overlook Rd, Arch St, Olympus Ave, Ordway St, Bataan Ave, Shattuck Pl, Spaulding Ave, Vistamont Ave$715

Berkeley, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Berkeley Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,000$14,800
Net Savings to Berkeley Home Owner from High Deductible Plan $1,200

Berkeley, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Berkeley, CA Home Replacement Value MORE than Home Value Berkeley, CA Home Replacement Value LESS than Home Value
Replacement Value $1,170,000 $890,000
Insurance Premium based on Replacement Value $3,150 $2,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $110,000 Risk Exposure from Under Insuring Coverage is $170,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $300/year