Bellmawr Insurance Rates:

Bellmawr, NJ home insurance is roughly $691 to $936, about $57-$78/month. Our detailed guide indicates shoppers can save upto $325 by comparing multiple quotes

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Bellmawr Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Nationwide Insurance
Home Insurance Rate of $690/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $300,000

4 Beds, 4 Bath 3040 sqft Rental Property Constructed In 1967 with Carpet Flooring, Shingles Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $180/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

3 Beds, 3 Baths 1960 sqft Rental Property Constructed In 1968 with Carpet over wood flooring, Tile Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Divorced Male who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $780/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

3 Beds, 3 Baths 2270 sqft Vacation Property Constructed In 1955 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $920/7 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $460,000

5 Beds, 5 Baths 4900 sqft Rental Property Constructed In 1959 with Stone Flooring, Metal Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Married Female who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $590/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $225,000

3 Beds, 3 Bath 2080 sqft Vacation Property Constructed In 1950 with Ceramic Tile Flooring, Wood Shake Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Single Female who is Retired with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $170/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 1590 sqft Seasonal Residence Constructed In 1971 with Carpet Flooring, Wood Shake Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

28 Years old Divorced Male who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $80/3 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 900 sqft Primary Residence Constructed In 1953 with Stone Flooring, Metal Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $360/8 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Baths 1540 sqft Primary Residence Constructed In 1950 with Ceramic Tile Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Single Female who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Bellmawr Rates & Quotes Analysis:

Bellmawr Area Estimated House Insurance
S Lowell Ave, S Cedar Ave, Salem Ave, Stanley Ave, Vaughn Ave, Kennedy Blvd, Harbor Rd, McClelland Ave, Ash Ter, Fir Pl$808
Thompson Ave, Ellen Dr, Logan Ave, Cherry Pl, Brooks Ct, Meyner Dr, Flanders Rd, Chalmers Ave, Devon Ave, Beaver Dr$808
Creek Rd, Trinity Pl, Patterson Ave, Benigno Ave, Grafton Ave, Leed Ave, Peach Rd, Catherine Ave, Brown Ave, Victory Dr$813
Farragut Rd, Worthman Ave, N Lowell Ave, Leaf Ave, E Maple Ave, Valley Rd, Schaffer Ave, Saunders Ave, Forrest Dr, Haag Ave$809
Hickory Pl, Lowell Ave, Chalmers Ave, Junior Ave, Maloney Ct, Chester Ave, Elm Pl, Romano Ave, S Bellmawr Ave, Barr Ave$814

Insurance rates are influenced by a number of factors including:

  • Year Built: 749 Homes (15% of total) built between 1940 to 1949 in Bellmawr are paying home insurance between $1,633-$1,645 in contrast with Haddon Heights (+$61), Audubon (+$26), Oaklyn (+$16), Brooklawn (-$22) and Westville (-$13).
  • Bedrooms: 771 4 bedrooms homes (16% of total homes ) in Bellmawr are paying about $716 compared to Runnemede (+$7), Haddon Heights (+$26), Westville (+$3), Brooklawn (-$3) and Audubon Park (-$14).
  • Auto Insurance Bundling: 1,453 Households (46% of all households) in Bellmawr have 2 vehicles available and when it is bundled with home insurance you can save $162 and differs from Mount Ephraim ($163), Runnemede ($162), Brooklawn ($160).
  • Senior Discounts: 1,660 seniors (more than 55 years) occupied housing units (53% of total) in Bellmawr get discounts between $121 to $124 compared to Mount Ephraim ($122), Runnemede ($121), Brooklawn ($120).
  • New Homes discounts: New homes such as the 2,207 homes built between 2000 to 2009 in Bellmawr can save $162 and similar new home insurance discounts in nearby towns and cities like Mount Ephraim, Runnemede and Brooklawn are $163, $162 and $160 respectively.

Bellmawr Homeowners insurance Facts

  • Bellmawr, NJ has 3,111 owner occupied houses which is 70.2% of all units whereas Mount Ephraim, Runnemede and Brooklawn have 81.36%, 71.66% and 78.49% respectively.
  • Bellmawr, NJ homeowners yearly insurance price at $813 is 0.44% of the typical house value of $186,700 which is in contrast with 0.43% in Mount Ephraim, 0.45% at Runnemede & 0.55% in Brooklawn.
  • Homeowners in Bellmawr, NJ pay 1.08% of their income ($75,000 or more) in insurance whereas homeowners in Mount Ephraim, Runnemede and Brooklawn pay 1.09%, 1.08% and 1.07% respectively.
  • Bellmawr, NJ’s insurance is 3.8% of monthly housing costs of $1,774/month, for owners with a mortgage compared to 3.65% in Mount Ephraim, 3.75% at Runnemede & 4.62% in Brooklawn. But, for households without a mortgage, insurance is 9.1% of costs ($742 in Bellmawr, NJ) in contrast with 7.52% in Mount Ephraim, 8.66% at Runnemede & 10.36% in Brooklawn.

Bellmawr, NJ Home Values & Insurance rates

For example, insurance for 32 Homes (1.0% of total homes ) valued between $90,000 to $99,999 in Bellmawr, NJ is about $406. Rates in nearby areas in such as Mount Ephraim, Glendora, Oaklyn are cheaper by $7, $23, $37 respectively while Runnemede and Brooklawn are costlier by $16 and $106 respectively for similar homes.

Bellmawr, NJ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 117 3.0% $105
$90,000 to $99,999 32 1.0% $406
$100,000 to $124,999 147 4.0% $471
$125,000 to $149,999 298 10.0% $593
$150,000 to $174,999 578 19.0% $707
$175,000 to $199,999 725 24.0% $813
$200,000 to $249,999 567 19.0% $975
$250,000 to $299,999 326 10.0% $1195
$300,000 to $399,999 134 4.0% $1520

Renters Insurance in Bellmawr

  • Average Renters Insurance in Bellmawr :  $201($16/month)

  • Median Gross Rent in Bellmawr :  $838

  • Bellmawr Renters Insurance to Median Rent Ratio:  1.91%

  • Average household size of renter-occupied unit :  2.31

Bellmawr Renters Insurance as a Percentage of Rent

Bellmawr Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 71 5.0% $1250
$500 to $749 332 26.0% $1925
$750 to $999 439 35.0% $2675
$1,000 to $1,499 325 26.0% $3800
$1,500 or more 62 4.0% $5450

Protective device discount in Bellmawr Up to :  $30

Claims-free discount in Bellmawr Up to :  $40