Bellevue Insurance Rates:

Bellevue, WA home insurance is approximately $566 to $769, about $47-$64/month. Our extensive analysis shows customers can save as much as $267 by getting multiple quotes

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Bellevue Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $390/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $455,000

3 Beds, 3 Bath 2050 sqft Vacation Property Constructed In 2001 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

56 Years old Married Male who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1500/12 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $680,000

3 Beds, 3 Baths 2400 sqft Vacation Property Constructed In 1976 with Wood Flooring, Composition Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $720/10 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $265,000

2 Beds, 2 Bath 1110 sqft Seasonal Residence Constructed In 2001 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $130/2 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $400,000

4 Beds, 4 Baths 1850 sqft Primary Residence Constructed In 2001 with Linoleum, Slate Shingles Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

56 Years old Single Female who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $1210/9 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $865,000

5 Beds, 5 Bath 4130 sqft Rental Property Constructed In 1999 with Linoleum, Composition Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $600/6 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $535,000

4 Beds, 4 Baths 2320 sqft Primary Residence Constructed In 2003 with Linoleum, Metal Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Swimming Pool, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Married Female who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

Home Insurance Rate of $960/1 month for $400,000-$500,000 Coverage
Policy Holder Home Details :

Home Value : $440,000

3 Beds, 3 Baths 1661 sqft Primary Residence Constructed In 1994 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, Smoke Alarm, Indoor Sprinklers, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Single Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Bellevue, WA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
98006 $580,800 $700
98005 $569,900 $690
98008 $472,700 $660
98007 $391,100 $640

Bellevue Rates & Quotes Analysis:

Bellevue Area Estimated House Insurance
118th Ct SE, SE 77th St, Edmonds Ave NE, NE 68th Pl, NW Alpine Crest Way, Col de Vars Pl NW, SE 68th Pl, SE 87th Pl, Shoreland Dr SE, Oak Hill Pl NW$655
169th Pl SE, SE 57th Pl, Hilltop Rd, Hazelwood Ln SE, SE 75th St, SE 85th St, 167th Ct SE, 132nd Ave, 164th Ln SE, Oakwood Pl NW$712
NE 37th Ct, SE 61st St, SE 66th Pl, Decatur Ky, 137 Pl SE, Sunset Way, SE 14th Pl, SE 78th Way, 187th Pl SE, NW James Bush Rd$679
98th Pl NE, 170 Pl SE, SE 64th Way, SE 111th Pl, 162nd Way SE, 44th Pl SE, 42nd Ct SE, Access Rd, 99th Ave NE, Cedar Crest Ln$673
Orcas Ky, 121st Pl NE, SE 44th Way, SE 64, 129th St SE, NE 47th Ct, NE 36 Pl, 157th Ct NE, SE 86 St, Pine Cone Dr NW$681

Insurance rates are influenced by a number of factors including:

  • Year Built: 10,283 Homes (18% of total) built between 1960 to 1969 in Bellevue are paying home insurance between $1,168-$1,178 compared to Beaux Arts Village (+$155), Clyde Hill (+$189), Mercer Island (+$142), Eastgate (-$38) and Seattle East (-$35).
  • Bedrooms: 11,335 4 bedrooms homes (21% of total homes ) in Bellevue are paying about $635 and varies from Beaux Arts Village (+$84), Clyde Hill (+$103), Mercer Island (+$76), Eastgate (-$21) and Seattle East (-$20).
  • Auto Insurance Bundling: 6,917 Households (23% of all households) in Bellevue have 3 or more vehicles available and when it is bundled with home insurance you can save $167 compared to Eastgate ($161), Seattle East ($161), Beaux Arts Village ($189).
  • Senior Discounts: 14,160 seniors (more than 55 years) occupied housing units (48% of total) in Bellevue get discounts between $99 to $102 compared to Eastgate ($96), Seattle East ($97), Beaux Arts Village ($113).
  • New Homes discounts: New homes such as the 22,049 homes built between 2000 to 2009 in Bellevue can save $133 and similar new home insurance discounts in nearby towns and cities like Eastgate, Seattle East and Beaux Arts Village are $129, $129 and $151 respectively.

Bellevue Homeowners insurance Facts

  • Bellevue, WA has 28,922 owner occupied houses which is 56.7% of all units whereas Eastgate, Seattle East and Beaux Arts Village have 71.13%, 64.62% and 92.36% respectively.
  • Bellevue, WA homeowners yearly insurance price at $668 is 0.12% of the typical house value of $541,600 which is in contrast with 0.14% in Eastgate, 0.14% at Seattle East & 0.08% in Beaux Arts Village.
  • Homeowners in Bellevue, WA pay 0.99% of their income ($60,000 to $74,999) in insurance whereas homeowners in Eastgate, Seattle East and Beaux Arts Village pay 0.96%, 0.96% and 1.12% respectively.
  • Bellevue, WA’s insurance is 2.2% of monthly housing costs of $2,563/month, for owners with a mortgage compared to 2.09% in Eastgate, 2.2% at Seattle East & 1.62% in Clyde Hill. But, for households without a mortgage, insurance is 7.5% of costs ($746 in Bellevue, WA) in contrast with 8.16% in Eastgate, 7.33% at Seattle East & 6.46% in Clyde Hill.

Bellevue, WA Home Values & Insurance rates

For example, insurance for 89 Homes (1.0% of total homes ) valued between $50,000 to $59,999 in Bellevue, WA is about $60.

Bellevue, WA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 307 3.0% $26
$50,000 to $59,999 89 1.0% $60
$100,000 to $124,999 156 2.0% $133
$125,000 to $149,999 119 1.0% $167
$150,000 to $174,999 177 2.0% $200
$175,000 to $199,999 382 4.0% $227
$200,000 to $249,999 892 11.0% $273
$250,000 to $299,999 1,384 17.0% $334
$300,000 to $399,999 4,183 53.0% $427

Renters Insurance in Bellevue

  • Median Gross Rent in Bellevue :  $1,354

  • Average household size of renter-occupied unit :  2.22

Bellevue Renters Insurance as a Percentage of Rent

Bellevue Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 304 1.0% $744
$300 to $499 374 1.0% $1194
$500 to $749 648 2.0% $1869
$750 to $999 2,673 12.0% $2619
$1,000 to $1,499 9,483 43.0% $3744
$1,500 or more 8,083 37.0% $5394

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