Belleview Insurance Rates:

Belleview, FL home insurance is roughly $986 to $1,338, about $82-$111/month. Our detailed guide indicates shoppers can save upto $464 by getting multiple quotes

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Belleview Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $1540/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Bath 1380 sqft Rental Property Constructed In 1990 with Stone Flooring, Tile Roof, Piers Foundation, Stone Siding, Stucco Construction. Home Features Include Deadbolt Locks, Swimming Pool, Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Divorced Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $2600/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Bath 2120 sqft Vacation Property Constructed In 1995 with Wood Flooring, Shingles Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Divorced Male who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $3150/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 2060 sqft Primary Residence Constructed In 2010 with Linoleum, Composition Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1320/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1540 sqft Primary Residence Constructed In 2010 with Hardwood Flooring, Shingles Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Married Male who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $980/4 months for $75,000-$100,000 Coverage
Policy Holder Home Details :

Home Value : $65,000

2 Beds, 2 Baths 1176 sqft Primary Residence Constructed In 1989 with Stone Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Belleview, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
34420 $122,900 $1,150

Belleview Rates & Quotes Analysis:

Belleview Area Estimated House Insurance
SE 86th Ave, SE 70th Ct, SE 51st Ave, SE 84th Ave, SE 82nd Woodlawn Ave, 132nd Ct, SW 114th Cir, SW 135th Pl, SE 161st Ct, SE 97th Terrace Rd$1,187
SE 99th Ct, Walnut Crse, SE 152nd Pl, SW 86th Pl, SE 96th Ave, SE 92nd Ct, SW 157th Ln, SE 105th Terrace Rd, SE 57th Ln, Aspen Rd$1,175
SE 122nd Ln, SE 80th Bellavista Cir, SE 108th St, SE 109th Ter, SE 99th Ter, SE 120th St, SE 73rd Ct, SE 93rd Tellfier Ter, SE 135th Ln, SE 88th Ct$1,182
SE 70th Avenue Rd, SE 95th Ter, SE 131st Ave, SE 21st Ave, Maple Ave, Ash Dr, SE 96th Ct, SW 86th Ave, Pendleton Way, Fisher Loop Course$1,180
SW 98th St, Juniper Pass Ct, SE 94th Ct, Maple Course, SW 103rd Ct, SW 42nd Cir, 106th Ter, Gale Ave, SE 138th Ave, Heron Dr$1,126
SE 76 Flintlock Ter, 69th Ct, SE Magnolia Rd, Mulberry Rd, SW 63rd Ter, SE 177th Pl, SW 53rd Ct, SE 101st Ave, Fisher Run Ps, SE 175th Columbia Pl$1,122
SE 165th St, SW 58th Avenue Rd, SW 112th St, Juniper Loop Crse, SE 169 la, SW 134th St, 130th St, SE 145th Pl, SW 40th Ct, SE 106th Ter$1,190
SE 96th Chapelwood Cir, SE 52nd Ave, SE 82nd Annadale Ter, SE 70 Ave, SE 173rd Hendricks Ln, SE 128th Ter, Bay Dr, Poplar Trl, SE 120th Pl, SE 173rd Ln$1,183
SE 169th Tweedside Loop, SW 131st Rd, SE 113th St, Juniper Loop Pl, SE 144th Ln, SW 82nd Pl, 80th Ct, SE 71st Ave, 163rd St, SW 131st Ln$1,176
SW 100th Pl, Brown Ave, SE 85th Place Rd, SE 75th Wickson Ct, Mulberry Dr, Ash Pass, SE 141st Loop, SE 136th Ct, SE 44th Ct, SW 82nd Ln$1,128

Insurance rates are influenced by a number of factors including:

  • Year Built: 14,295 Homes (25% of total homes ) built between 1990 to 1999 in Belleview are paying home insurance between $1,675-$1,692. Places close to Belleview, FL such as The Villages, Wildwood, Silver Lake are more expensive by $56, $43, $62 respectively while Silver Springs Shores and Ocala are cheaper by $55 and $25 respectively for similar homes.
  • Bedrooms: 4,466 4 bedrooms homes (8% of total homes ) in Belleview are paying about $1,346 in contrast with The Villages (+$58), Wildwood (+$35), Fruitland Park-Lady Lake (+$4), Silver Springs Shores (-$21) and Ocala (-$19).
  • Auto Insurance Bundling: 15,139 Households (39% of all households) in Belleview have 2 vehicles available and when it is bundled with home insurance you can save $232. Discounts for similar bundling in close by locations such as Silver Springs Shores, The Villages, Ocala come to $224, $240, $228 respectively.
  • Senior Discounts: 28,492 seniors (more than 55 years) occupied housing units (73% of total) in Belleview get discounts between $174 to $176 compared to Silver Springs Shores ($168), The Villages ($180), Ocala ($171).
  • New Homes discounts: New homes such as the 37,771 homes built between 2000 to 2009 in Belleview can save $232 and varies from Silver Springs Shores ($224), The Villages ($240), Ocala ($228).

Belleview Homeowners insurance Facts

  • Belleview, FL has 38,509 owner occupied houses which is 83.4% of all units whereas Silver Springs Shores, The Villages and Ocala have 73.95%, 96.61% and 68.46% respectively.
  • Belleview, FL homeowners yearly insurance price at $1,161 is 0.77% of the typical house value of $151,600 which is in contrast with 1.3% in Silver Springs Shores, 0.56% at The Villages & 0.94% in Ocala.
  • Homeowners in Belleview, FL pay 1.72% of their income ($60,000 to $74,999) in insurance whereas homeowners in Silver Springs Shores, The Villages and Ocala pay 1.66%, 1.78% and 1.69% respectively.
  • Belleview, FL’s insurance is 8.1% of monthly housing costs of $1,190/month, for owners with a mortgage compared to 8.19% in Silver Springs Shores, 7.85% at The Villages & 7.96% in Ocala. But, for households without a mortgage, insurance is 24.6% of costs ($393 in Belleview, FL) in contrast with 25.64% in Silver Springs Shores, 21.79% at The Villages & 22.43% in Ocala.

Belleview, FL Home Values & Insurance rates

For example, insurance for 4,553 Homes (12.0% of total homes ) valued between $150,000 to $174,999 in Belleview, FL is about $1,242. Rates in nearby areas in such as The Villages, Wildwood, Fruitland Park are cheaper by $342, $290, $43 respectively while Silver Springs Shores and Ocala are costlier by $869 and $279 respectively for similar homes.

Belleview, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,713 10.0% $185
$50,000 to $59,999 895 2.0% $394
$60,000 to $69,999 1,331 3.0% $487
$70,000 to $79,999 1,489 4.0% $568
$80,000 to $89,999 2,271 6.0% $650
$90,000 to $99,999 1,650 4.0% $719
$100,000 to $124,999 3,448 9.0% $835
$125,000 to $149,999 4,172 11.0% $1044
$150,000 to $174,999 4,553 12.0% $1242
$175,000 to $199,999 3,365 9.0% $1428
$200,000 to $249,999 5,143 13.0% $1718
$250,000 to $299,999 2,736 7.0% $2101
$300,000 to $399,999 2,181 5.0% $2670

Renters Insurance in Belleview

  • Average Renters Insurance in Belleview :  $159($13/month)

  • Median Gross Rent in Belleview :  $905

  • Belleview Renters Insurance to Median Rent Ratio:  1.44%

  • Renter occupied housing units in Belleview :  7,660

Belleview Renters Insurance as a Percentage of Rent

Belleview Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 346 5.0% $1239
$500 to $749 1,774 25.0% $1914
$750 to $999 2,152 31.0% $2664
$1,000 to $1,499 2,225 32.0% $3789
$1,500 or more 327 4.0% $5439

Rent Affordability in Belleview:

Approximately 58.0% (4,485) of households are spending more than 35% of their income on gross rent in Belleview

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 483 6.0%
15.0 to 19.9 percent 640 8.0%
20.0 to 24.9 percent 803 10.0%
25.0 to 29.9 percent 618 8.0%
30.0 to 34.9 percent 631 8.0%
35.0 percent or more 4,485 58.0%

Protective device discount in Belleview Up to :  $23

Claims-free discount in Belleview Up to :  $31