Beaverton Insurance Rates:

Beaverton, OR home insurance is about $389 to $527, about $32-$43/month. Our in depth analysis reveals consumers can save as much as $183 by getting different quotes

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Read Beaverton, Oregon Homeowners Insurance reviews & compare quotes to find the most reliable & cheapest quotes.

Beaverton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Hartford Insurance Group
Home Insurance Rate of $200/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $260,000

2 Beds, 2 Bath 1730 sqft Vacation Property Constructed In 2007 with Carpet over wood flooring, Shingles Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Deadbolt Locks, Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Married Female who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $200/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $315,000

4 Beds, 4 Baths 2150 sqft Primary Residence Constructed In 2006 with Hardwood Flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Swimming Pool, Fire Extinguisher, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Married Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $830/12 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $345,000

4 Beds, 4 Bath 2510 sqft Vacation Property Constructed In 2008 with Hardwood Flooring, Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $480/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $315,000

4 Beds, 4 Bath 1990 sqft Primary Residence Constructed In 1972 with Stone Flooring, Shingles Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $770/7 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $590,000

5 Beds, 5 Bath 3720 sqft Vacation Property Constructed In 1975 with Carpet over wood flooring, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Married Male who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $260/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $235,000

3 Beds, 3 Bath 1940 sqft Seasonal Residence Constructed In 2011 with Stone Flooring, Slate Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Swimming Pool, Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $160/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Bath 1630 sqft Seasonal Residence Constructed In 1996 with Carpet Flooring, Slate Shingles Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, Smoke Alarm, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $780/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $290,000

5 Beds, 5 Baths 1670 sqft Rental Property Constructed In 2001 with Ceramic Tile Flooring, Membrane Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Married Female who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $580/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $315,000

3 Beds, 3 Baths 2400 sqft Seasonal Residence Constructed In 1986 with Carpet over wood flooring, Composition Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $100/5 months for $75,000-$100,000 Coverage
Policy Holder Home Details :

Home Value : $110,000

1 Bed, 1 Bath 630 sqft Rental Property Constructed In 1980 with Linoleum, Composition Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Married Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Beaverton, OR Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
97008 $280,200 $460
97005 $241,900 $460

Beaverton Rates & Quotes Analysis:

Beaverton Area Estimated House Insurance
SW 177th Pl, NW Tatum Ranch Pl, SW Shannon Pl, SW Redwing Ter, SW Whistling Way, SW 147th Ter, NW 172nd Pl, SW Conestoga Dr, SW 84th Pl, SW Vermont Loop$461
SW Snowgoose Ln, SW Trillium Ave, SW Orchid St, SW Obsidian St, SW Meade St, NW Jennifer Pl, SW Hamilton St, SW Meadowlark Ln, NW Lost Park Dr, NW Stonehedge Ct$498
SW 119th Pl, Green Valley Ter, NW 133rd Pl, SW Cabot St, NW 170th Pl, SW Roundtree Dr, SW Zander Ct, SW Ingrid Ter, Jeanne Ct, SW Marty Ln$464
SW Bryce Ct, SW 2nd St, SW 90th Pl, SW Rogue River Ter, SW 101st Ct, SW 161st Ct, NW Gianola Ct, SW Greystone Ct, NW 117th Dr, SW Secretariet Ct$477
SW Heather Ln, SW Midea Ct, NW Lone Rock Dr, NW 115th Ave, NW 162nd Ter, SW Trenton Ct, SW Coral Bell Ct, SW 164th Pl, SW Devonwood Ave, SW Albert Ct$475
SW Walnut Ln, SW Pegg Ct, NW 134th Pl, SW Templar Pl, SW 175th Pl, SW Buckskin Ter, SW Picard Ct, SW Catalina Dr, SW Briggs Rd, SW Club Meadow Ln$456
NW Dallas Pl, SW Benji Ct, SW Oleson Rd, NW Kino Springs Pl, SW 119th Ave, NW Wheatfield Way, SW Highgate Ter, SW Wood Duck Pl, SW Meadow Ln, NW 159th Ter$452
NW Pioneer Rd, NW 112th Ave, SW Savannah Pl, SW Hicrest Ave, SW Lily Pl, SW Oxbow Ter, SW 69th Pl, NW Bridle Ln, NW Coburg Ct, SW Maypark Ct$445
NW 116th Pl, SW Heritage Park Way, SW Balsam Ave, SW Erica Pl, SW Roshak Rd, SW 178th Pl, SW 158th Ter, SW Rice Ct, SW 172nd Ct, SW 91st Ct$460
SW Glencreek Ct, NW 178th Ave, SW Sapphire Ln, NW Albion Ct, 84th Ave, NW Burton St, SW Redbird St, NW Heritage Loop, NW Bobcat Pl, NW Kenzie Ln$466

Insurance rates are influenced by a number of factors including:

  • Year Built: 8,513 Homes (21% of total homes ) built between 1970 to 1979 in Beaverton are paying home insurance between $741-$748. Places close to Beaverton, OR such as West Slope, Raleigh Hills, Garden Home-Whitford are more expensive by $35, $53, $11 respectively while Aloha and King City are cheaper by $15 and $25 respectively for similar homes.
  • Bedrooms: 6,262 1 bedroom homes (16% of total homes ) in Beaverton are paying about $207. Areas near to Beaverton such as West Slope, Raleigh Hills, West Haven-Sylvan are costlier by $4, $9, $8 respectively whereas Cedar Hills and Tigard are more economical by $5, $4 respectively for similar homes.
  • Auto Insurance Bundling: 3,673 Households (20% of all households) in Beaverton have 3 or more vehicles available and when it is bundled with home insurance you can save $114 in contrast with Cedar Hills ($114), West Slope ($119), Raleigh Hills ($122).
  • Senior Discounts: 7,964 seniors (more than 55 years) occupied housing units (44% of total) in Beaverton get discounts between $68 to $70 in contrast with Cedar Hills ($68), West Slope ($71), Raleigh Hills ($73).
  • New Homes discounts: New homes such as the 15,826 homes built between 2000 to 2009 in Beaverton can save $91 and varies from Cedar Hills ($91), West Slope ($95), Raleigh Hills ($98).

Beaverton Homeowners insurance Facts

  • Beaverton, OR has 17,898 owner occupied houses which is 49.2% of all units whereas Cedar Hills, West Slope and Raleigh Hills have 60.25%, 52.28% and 58.14% respectively.
  • Beaverton, OR homeowners yearly insurance price at $458 is 0.16% of the typical house value of $290,800 which is in contrast with 0.16% in Cedar Hills, 0.12% at West Slope & 0.1% in Raleigh Hills.
  • Homeowners in Beaverton, OR pay 2.62% of their income ($15,000 to $19,999) in insurance whereas homeowners in Cedar Hills, West Slope and Raleigh Hills pay 2.61%, 2.74% and 2.8% respectively.
  • Beaverton, OR’s insurance is 2.0% of monthly housing costs of $1,887/month, for owners with a mortgage compared to 2.01% in Cedar Hills, 1.88% at West Slope & 1.61% in Raleigh Hills. But, for households without a mortgage, insurance is 6.9% of costs ($550 in Beaverton, OR) in contrast with 7.04% in Cedar Hills, 6.25% at West Slope & 5.83% in Raleigh Hills.

Beaverton, OR Home Values & Insurance rates

For example, insurance for 3,047 Homes (20.0% of total homes ) valued between $200,000 to $249,999 in Beaverton, OR is about $352. Rates in nearby areas in such as West Slope, Raleigh Hills, Garden Home-Whitford are cheaper by $89, $122, $32 respectively while Cedar Hills and Aloha are costlier by $4 and $69 respectively for similar homes.

Beaverton, OR Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 443 3.0% $36
$100,000 to $124,999 277 1.0% $169
$125,000 to $149,999 393 2.0% $215
$150,000 to $174,999 855 5.0% $251
$175,000 to $199,999 909 6.0% $293
$200,000 to $249,999 3,047 20.0% $352
$250,000 to $299,999 3,322 22.0% $430
$300,000 to $399,999 4,964 34.0% $549

Renters Insurance in Beaverton

  • Average Renters Insurance in Beaverton :  $113($9/month)

  • Median Gross Rent in Beaverton :  $935

  • Beaverton Renters Insurance to Median Rent Ratio:  0.96%

  • Average household size of renter-occupied unit :  2.36

Beaverton Renters Insurance as a Percentage of Rent

Beaverton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 269 1.0% $778
$300 to $499 412 2.0% $1228
$500 to $749 2,431 13.0% $1903
$750 to $999 7,382 40.0% $2653
$1,000 to $1,499 5,863 32.0% $3778
$1,500 or more 1,625 8.0% $5428

Rent Affordability in Beaverton:

Approximately 43.0% (8,078) of households are spending more than 35% of their income on gross rent in Beaverton

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,147 11.0%
15.0 to 19.9 percent 2,395 12.0%
20.0 to 24.9 percent 2,441 13.0%
25.0 to 29.9 percent 1,933 10.0%
30.0 to 34.9 percent 1,455 7.0%
35.0 percent or more 8,078 43.0%

Protective device discount in Beaverton Up to :  $16

Claims-free discount in Beaverton Up to :  $22

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