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Bayfield, CO Home Values & Insurance Rates

Bayfield, CO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 172 8.0% $72
$100,000 to $124,999 57 2.0% $325
$125,000 to $149,999 24 1.0% $407
$150,000 to $174,999 76 3.0% $488
$175,000 to $199,999 186 8.0% $561
$200,000 to $249,999 200 9.0% $678
$250,000 to $299,999 633 30.0% $832
$300,000 to $399,999 701 33.0% $1049

Bayfield Renters Insurance as a Percentage of Rent

Bayfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 1.0% $788
$500 to $749 169 32.0% $1913
$750 to $999 55 10.0% $2663
$1,000 to $1,499 188 36.0% $3788
$1,500 or more 100 19.0% $5438

Example Bayfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAmerican Family Insurance
Monthly Premium 128130124
Year Built 199120131989
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$350000-$400000$350000-$400000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Bayfield, CO

Home Insurance Company Near Bayfield, CO Homeowners Insurance Agency Near Bayfield, CO Address Distance from Bayfield, CO (miles)
Western Group, Inc - Durango 359 C/R 250 , Durango, CO, 81302 20.1
Liberty Mutual Independent Cowest Of Telluride 100 W COLORADO AVE, TELLURIDE, CO, 81435 32.9
State Farm Denise Elliott 25825 Hwy 160, Durango, CO, 81301-7960 24.3
Travelers Atkinson Leavitt Ins Agency Inc 72 SUTTLE ST STE L, DURANGO, CO, 81302 23.9
Allstate Mountain West Ins 2971 Main Ave, Durango, CO, 81301 21.4


Estimated Home Insurance By Street Area Near Bayfield, CO

Bayfield Area Estimated House Insurance
Hope Ln, Spur Ln, Forest Lakes Rd, Pine Tree Dr, Faith Ln, Little Valley Rd, Meadow Ln, S West St, Ocala Dr, E North St$907
Wasinger Dr, E Columbine Dr, McCoy Ln, Fantango Rd, Rustic Rd, Co Rd 223, Wild Turkey Ln, Cr 26, Spruce Ct, Charity Pl$902
N Mountain View Dr, W Vallecito Creek Rd, Shady Ln, Antelope Run, Co Rd 225, Spruce Way, Saguaro St, Pineway Dr, Bellflower Rd, Mustang Dr$902
Shadow Dr, Co Rd 245, Co Rd 505, Deer Ridge Dr, N Wilmer Dr, Elk Valley Rd, N Juniper St, Pine Top Dr, Cherry Valley Rd, Co Rd 504$900
Tradewinds Ln, Via Oeste Rd, Badger Rd, Rain Drop Dr, Verde Ln, Via Vista Cir, Buena Vista Trl, E Cedar Dr, Angels Dr, E Colorado Dr$909

Bayfield, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Bayfield Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,100$12,100
Net Savings to Bayfield Home Owner from High Deductible Plan $1,000

Bayfield, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bayfield, CO Home Replacement Value MORE than Home Value Bayfield, CO Home Replacement Value LESS than Home Value
Replacement Value $371,000 $251,000
Insurance Premium based on Replacement Value $1,825 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $72,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $250/year