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Baxter, MN Home Values & Insurance Rates

Baxter, MN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 26 1.0% $142
$50,000 to $59,999 30 1.0% $305
$90,000 to $99,999 88 4.0% $550
$100,000 to $124,999 107 5.0% $641
$125,000 to $149,999 243 13.0% $794
$150,000 to $174,999 560 30.0% $947
$175,000 to $199,999 193 10.0% $1090
$200,000 to $249,999 324 17.0% $1314
$250,000 to $299,999 142 7.0% $1599
$300,000 to $399,999 107 5.0% $2038

Baxter Renters Insurance as a Percentage of Rent

Baxter Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 51 5.0% $1236
$500 to $749 226 25.0% $1911
$750 to $999 338 38.0% $2661
$1,000 to $1,499 135 15.0% $3786
$1,500 or more 123 14.0% $5436

Example Baxter Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 88129229
Year Built 201219892001
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Baxter, MN

Home Insurance Company Near Baxter, MN Homeowners Insurance Agency Near Baxter, MN Address Distance from Baxter, MN (miles)
First National Insurance Agency P.O. Box 311, Sebeka, MN, 45477 43.1
Mcgregor Insurance Agency Inc 83 N Mable St, McGregor, MN, 55760 49.8
Baxter Insurance Group 8374 Brandon Rd, Baxter, MN, 56425 2.8
Allstate Insurance Brokers Of Mn 43 E Broadway Ste 101, Little Falls, MN, 56345 25.2
Travelers The Insurance Office 200 S 6Th St, Brainerd, MN, 56401 4.1


Estimated Home Insurance By Street Area Near Baxter, MN

Baxter Area Estimated House Insurance
Barbeau Rd, Rush Lake Ct, Greenleaf Ln, Soder Rd, Buffalo Hills Ln E, Green Briar Dr, Riverside Dr N, Charles St, N Browns Ln, Gull Lake Dr$1,037
D St NE, Cove Pointe Rd N, Birch Grove Rd NW, Woodland Hills Ln SW, Rudbeck Rd, Buckmark Trl, Eagle Ridge Cir S, Deerwood Rd N, Co Rd 77, Parkwood Dr$1,028
Homestead Ln, Summer Ct, Gull River Trl, Hillcrest Dr, Warrior Ave, Karr Dr, Briarwood Ln S, Maryland Rd, Gulf River Rd NW, Hadley Rd$1,047
Commercial Park Dr NW, Cherrywood Dr N, Devries Rd N, Co Rd 48, Lyndale Ct N, Joannes Dr NW, N Pond Dr, Maryville Rd, Oak Knot Cir, Mapleton Rd S$1,045
Pine Circle Rd, Oak St N, Sorrel Oak Trl, Patterson Rd, Dorothy Trl, Shady Ln Cir NW, Art Ward Rd, Birch Ln S, Tall Timbers Rd, Memorywood Dr N$1,029

Baxter, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Baxter Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,300$11,300
Net Savings to Baxter Home Owner from High Deductible Plan $1,000

Baxter, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Baxter, MN Home Replacement Value MORE than Home Value Baxter, MN Home Replacement Value LESS than Home Value
Replacement Value $243,000 $176,000
Insurance Premium based on Replacement Value $1,750 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $225/year