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Baton Rouge, LA Home Values & Insurance Rates

Baton Rouge, LA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,711 8.0% $206
$50,000 to $59,999 1,413 3.0% $438
$60,000 to $69,999 1,602 3.0% $542
$70,000 to $79,999 2,078 5.0% $619
$80,000 to $89,999 2,377 5.0% $710
$90,000 to $99,999 2,014 4.0% $787
$100,000 to $124,999 4,616 11.0% $916
$125,000 to $149,999 3,998 9.0% $1148
$150,000 to $174,999 5,381 13.0% $1355
$175,000 to $199,999 3,659 8.0% $1575
$200,000 to $249,999 4,799 11.0% $1897
$250,000 to $299,999 2,632 6.0% $2310
$300,000 to $399,999 3,069 7.0% $2943

Baton Rouge Renters Insurance as a Percentage of Rent

Baton Rouge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 804 2.0% $349
$200 to $299 1,033 2.0% $799
$300 to $499 2,860 7.0% $1249
$500 to $749 13,877 34.0% $1924
$750 to $999 11,613 28.0% $2674
$1,000 to $1,499 7,065 17.0% $3799
$1,500 or more 2,838 7.0% $5449

Example Baton Rouge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceState Farm
Monthly Premium 85183145
Year Built 198419661996
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Baton Rouge, LA

Home Insurance Company Near Baton Rouge, LA Homeowners Insurance Agency Near Baton Rouge, LA Address Distance from Baton Rouge, LA (miles)
R. A. Brunson, Inc 2151 Quail Run Dr., Suite A Baton Rouge, Baton Rouge, LA, 70808 3.0
State Farm Debra Tarter 777 Michigan Ave Ste B, Port Allen, LA, 70767-2357 5.0
State Farm Greg Archer 6624 Jones Creek Rd Ste I, Baton Rouge, LA, 70817-3054 10.4
Travelers Mcinnis Insurance Services Inc 7814 Office Park Blvd Baton Rouge, Baton Rouge, LA, 70809 2.5
State Farm Reiter Marshall 14111 Airline Hwy Ste 114, Baton Rouge, LA, 70817-6244 8.3

Baton Rouge, LA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
70812 $99,800 $1,260
70805 $74,700 $1,240
70802 $68,200 $1,230
70808 $266,600 $1,400
70820 $244,600 $1,400
70809 $219,300 $1,370
70810 $218,000 $1,370
70817 $206,300 $1,340
70806 $186,400 $1,320
70818 $174,300 $1,330
70816 $168,200 $1,300
70815 $161,400 $1,310
70814 $141,200 $1,290
70819 $128,200 $1,290

Estimated Home Insurance By Street Area Near Baton Rouge, LA

Baton Rouge Area Estimated House Insurance
Krista Ln, Saint Croix Ave, Goudchaux St, S Eugene St, Voss Dr, Antrim Dr, Woodlake Dr, Judi Ave, Kirkley Pl W, Legend Dr$1,313
Sequoia Dr, Leycester Dr, S Gibbens Dr, N Eugene St, Lake Leta Cir, E Glenhaven Dr, Fountain Ln, Watford Ave, W State St, Toria Ave$1,344
Lindale Ave, Little John Dr, Cashel Ave, Gawain Ave, Rafe Meyer Rd, 78th Ave, Arlington Ct, Blakeridge Ave, N 31st St, Mc Innis Dr$1,309
E Crown Ave, Chestnut St, Three Oaks Ave, Timberline Dr, Lonita St, Berkshire Ave, Arbutus Ave, Pryce Dr, Teddy Dr, Kenwood Ave$1,214
Eiland St, Farrington Dr, Woodcliff Dr, Greenshire Ave, W Brookstown Dr, Village Park Dr, Wabash Ave, Terrace Ave, Palisades Dr, Common St$1,336
Arcadia Dr, Redwood Dr, Richards Dr, Jockey Club Ave, Keel Ave, Tilden St, Britain Ave, Bawell St, Alliquippa St, Oneal Ln$1,270
Lemonwood Ct, Parkvilla Ave, Azalea Pk Ave, Lockhaven Ave, Guy Dr, Woodchase Blvd, Dawn Ave, Sunset Blvd, Tanner St, Linda Ave$1,232
Cottage Hill Dr, Hickory Wood Ave, Emmett Bourgeois Rd, Rondo Ave, Tupello St, N College Hill Dr, S Marsden Pl, Corlett Dr, Darryl Dr, Nicholson Lake Dr$1,289
Chatsworth St, Greenchase Dr, N Bluebonnet Rd, Berrybrook Dr, Granite Dr, Elgin St, Ave C, Neosho Ave, Sharp Rd, Olga Lee Dr$1,292
Tealwood Dr, N 42nd St, Marigold Ave, High Worth Dr, Harwood Ave, E Washington St, Gilbert Dr, N Waverland Dr, N Snowden Ave, N Allyson Dr$1,336

Baton Rouge, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Baton Rouge Homeowner Insurance Premium Example $3,400$2,900
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $18,100$17,600
Net Savings to Baton Rouge Home Owner from High Deductible Plan $500

Baton Rouge, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Baton Rouge, LA Home Replacement Value MORE than Home Value Baton Rouge, LA Home Replacement Value LESS than Home Value
Replacement Value $97,000 $62,500
Insurance Premium based on Replacement Value $1,875 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $500/year