Auburndale Insurance Rates:

Auburndale, FL home insurance is nearly $969 to $1,328, about $80-$110/month. Our exhaustive research reveals consumers can save as much as $459 by comparing different quotes

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Auburndale Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Chubb Group of Insurance
Home Insurance Rate of $3170/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Baths 2360 sqft Vacation Property Constructed In 1996 with Ceramic Tile Flooring, Asphalt Shingles Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Single Male who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $820/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1610 sqft Vacation Property Constructed In 2010 with Carpet Flooring, Metal Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $4450/8 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $335,000

5 Beds, 5 Baths 3800 sqft Seasonal Residence Constructed In 2011 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

41 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $540/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Baths 3370 sqft Seasonal Residence Constructed In 1997 with Carpet Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Divorced Female who is a Freelancer with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1510/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

4 Beds, 4 Baths 1980 sqft Primary Residence Constructed In 1993 with Carpet over wood flooring, Tile Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, Swimming Pool, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

24 Years old Married Male who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $810/6 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

3 Beds, 3 Baths 1390 sqft Primary Residence Constructed In 1990 with Ceramic Tile Flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fireplace, Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Married Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $1610/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $225,000

5 Beds, 5 Baths 2510 sqft Primary Residence Constructed In 1994 with Wood Flooring, Composition Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Central Air Conditioning, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $390/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Baths 2120 sqft Vacation Property Constructed In 2014 with Stone Flooring, Wood Shake Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Swimming Pool, Fire Extinguisher, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Auburndale, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33823 $108,100 $1,140

Auburndale Rates & Quotes Analysis:

Auburndale Area Estimated House Insurance
Kirkland Lake Dr, Paradise Ln, Taylor St, Owen Cir N, Lake Whistler Rd, Saddle Creek Park Rd, Co Rd 544A, Adams Barn Rd, Poplar St, Morris Bolender Rd$1,195
Goldenrod Cir S, Tanglewood Dr, Reflection Blvd, E Bridgers Ave, Mason Ave, John Carroll Rd S, Oak Dr, Denton Ave, 40th St NW, Martha Ct$1,111
Coquina Dr, Oakland Rd, Ralph St, Dawson Ln N W, 36th St NW, Sunapee Cir, Stargrass Dr, Terminal Ave, Ave A S, Medora St$1,114
Branch Ln, Ave U NW, Winona Ct, Vista Way, Shepard Ln, Opal Ave, Betty Ann Ln, Lake Myrtle Rd, Brim Rd, Shelton Rd$1,114
Island Oaks N, Elm Ln, James St, Pace Rd, Amberly Way, Earl Ave, Bolender Ct, Delrose Dr N, Onyx Ct, Pine Rd$1,155

Insurance rates are influenced by a number of factors including:

  • Year Built: 771 Homes (14% of total) built between 1990 to 1999 in Auburndale are paying home insurance between $1,656-$1,673 and varies from Cypress Gardens (+$26), Highland City (+$25), Lakeland Highlands (+$81), Lake Alfred (-$20) and Fussels Corner (-$53).
  • Bedrooms: 1,869 2 bedrooms homes (34% of total homes ) in Auburndale are paying about $666 compared to Cypress Gardens (+$11), Highland City (+$10), Lake Hamilton (+$3), Lake Alfred (-$8) and Fussels Corner (-$21).
  • Auto Insurance Bundling: 1,388 Households (46% of all households) in Auburndale have 2 vehicles available and when it is bundled with home insurance you can save $229 and varies from Lake Alfred ($226), Polk City ($229), Fussels Corner ($222).
  • Senior Discounts: 1,435 seniors (more than 55 years) occupied housing units (48% of total) in Auburndale get discounts between $171 to $173 in contrast with Lake Alfred ($170), Polk City ($172), Fussels Corner ($166).
  • New Homes discounts: New homes such as the 2,514 homes built between 2000 to 2009 in Auburndale can save $229 and similar new home insurance discounts in nearby towns and cities like Lake Alfred, Polk City and Fussels Corner are $226, $229 and $222 respectively.

Auburndale Homeowners insurance Facts

  • Auburndale, FL has 2,989 owner occupied houses which is 65.9% of all units whereas Lake Alfred, Polk City and Fussels Corner have 67.05%, 74.03% and 87.54% respectively.
  • Auburndale, FL homeowners yearly insurance price at $1,148 is 0.89% of the typical house value of $128,400 which is in contrast with 1.09% in Lake Alfred, 0.89% at Polk City & 1.64% in Fussels Corner.
  • Homeowners in Auburndale, FL pay 2.09% of their income ($50,000 to $59,999) in insurance whereas homeowners in Lake Alfred, Polk City and Fussels Corner pay 2.06%, 2.09% and 2.02% respectively.
  • Auburndale, FL’s insurance is 7.1% of monthly housing costs of $1,352/month, for owners with a mortgage compared to 8.1% in Lake Alfred, 8.03% at Polk City & 7.53% in Fussels Corner. But, for households without a mortgage, insurance is 23.6% of costs ($406 in Auburndale, FL) in contrast with 20.81% in Lake Alfred, 22.94% at Polk City & 20.0% in Fussels Corner.

Auburndale, FL Home Values & Insurance rates

For example, insurance for 273 Homes (9.0% of total homes ) valued between $125,000 to $149,999 in Auburndale, FL is about $1,228. Rates in nearby areas in such as Polk City, Eagle Lake, Cypress Gardens are cheaper by $12, $1, $237 respectively while Lake Alfred and Fussels Corner are costlier by $257 and $1,016 respectively for similar homes.

Auburndale, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 438 14.0% $218
$50,000 to $59,999 184 6.0% $459
$60,000 to $69,999 193 6.0% $574
$70,000 to $79,999 157 5.0% $665
$80,000 to $89,999 147 5.0% $757
$90,000 to $99,999 68 2.0% $838
$100,000 to $124,999 270 9.0% $975
$125,000 to $149,999 273 9.0% $1228
$150,000 to $174,999 298 10.0% $1446
$175,000 to $199,999 206 7.0% $1676
$200,000 to $249,999 362 12.0% $2009
$250,000 to $299,999 162 5.0% $2456
$300,000 to $399,999 168 5.0% $3122

Renters Insurance in Auburndale

  • Average Renters Insurance in Auburndale :  $173($14/month)

  • Median Gross Rent in Auburndale :  $809

  • Auburndale Renters Insurance to Median Rent Ratio:  1.73%

  • Average household size of renter-occupied unit :  3.18

Auburndale Renters Insurance as a Percentage of Rent

Auburndale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 109 7.0% $1243
$500 to $749 467 32.0% $1918
$750 to $999 498 34.0% $2668
$1,000 to $1,499 301 20.0% $3793
$1,500 or more 66 4.0% $5443

Rent Affordability in Auburndale:

Approximately 53.0% (833) of households are spending more than 35% of their income on gross rent in Auburndale

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 141 9.0%
15.0 to 19.9 percent 103 6.0%
20.0 to 24.9 percent 118 7.0%
25.0 to 29.9 percent 184 11.0%
30.0 to 34.9 percent 171 11.0%
35.0 percent or more 833 53.0%

Auburndale Renters Insurance Discounts:

Auburndale Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Auburndale, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 723 46.0% $17.3
2 vehicles available 497 32.0% $25.95
3 or more vehicles available 64 4.0% $34.6

Auburndale Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 81 5.0% $80
60 to 64 years 58 3.0% $64
65 to 74 years 40 2.0% $52
75 years and over 26 1.0% $40

Protective device discount in Auburndale Up to :  $25

Claims-free discount in Auburndale Up to :  $34