Arlington Insurance Rates:

Arlington, WA home insurance is nearly $512 to $695, about $42-$57/month. Our thorough analysis indicates shoppers can save upto $241 by getting multiple quotes

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Arlington, Washington Homeowners Insurance Reviews separate truth from fantasy. Compare realistic quotes from the most best home insurance providers.

Arlington Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $40/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $260,000

4 Beds, 4 Bath 2250 sqft Primary Residence Constructed In 2011 with Wood Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Fireplace, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $90/2 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $360,000

4 Beds, 4 Baths 2590 sqft Primary Residence Constructed In 2006 with Ceramic Tile Flooring, Tile Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $30/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $240,000

5 Beds, 5 Baths 1840 sqft Vacation Property Constructed In 2005 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $330/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Bath 1610 sqft Primary Residence Constructed In 2004 with Stone Flooring, Composition Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $60/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $290,000

3 Beds, 3 Bath 2280 sqft Vacation Property Constructed In 2013 with Carpet Flooring, Membrane Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Indoor Sprinklers, Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

55 Years old Divorced Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $320/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $195,000

3 Beds, 3 Bath 1530 sqft Seasonal Residence Constructed In 1995 with Stone Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Indoor Sprinklers, Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $410/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $260,000

5 Beds, 5 Baths 1880 sqft Primary Residence Constructed In 2010 with Hardwood Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $560/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $195,000

3 Beds, 3 Bath 1660 sqft Vacation Property Constructed In 1987 with Hardwood Flooring, Wood Shake Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $220/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $380,000

5 Beds, 5 Baths 2390 sqft Vacation Property Constructed In 1994 with Wood Flooring, Metal Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

54 Years old Single Female who is a Freelancer with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $560/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $260,000

5 Beds, 5 Baths 2240 sqft Vacation Property Constructed In 1982 with Hardwood Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, Copper Water Pipes, Deadbolt Locks, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Single Male who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Arlington, WA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
98223 $289,700 $620

Arlington Rates & Quotes Analysis:

Arlington Area Estimated House Insurance
176th St NE, 175th Ave NE, S Stillaguamish Ave, 156th St NE, Joann Ln, 192nd Pl NE, 209th St NE, E Maple St, 180th St NE, 113th St NE$610
215th Pl NE, 130th St NE, S West Ave, 92nd Ave NE, 177th Ave NE, Jensen Farm Ln, 190th Pl NE, 51st Dr NE, E Union St, N West Ave$612
193rd St NE, Smokey Point Dr, Engebretsen Rd, E Union St, Perregrine Pl, 83rd Dr, Bovee Ln, N Lenore, 67th Dr NE, 201st Pl NE$611
Sterling Pl, 138th St NE, 34th Dr NE, Knoll Dr, E 5th St, N Gifford Ave, Valley View Dr, Dunham Ave, 49th Ave NE, Heron Ct$611
Newberry St, 184th Pl NE, Dogwood Ln, Dunham Ave, Gallery Ln, Masters Ct, Hillcreast St, S Dunham Pl, 194th Pl NE, 175th Pl NE$606

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,662 Homes (14% of total homes ) built between 1970 to 1979 in Arlington are paying home insurance between $979-$988. Places close to Arlington, WA such as Arlington Heights, Sisco Heights, Lochsloy are more expensive by $21, $34, $28 respectively while Canyon Creek and Verlot are cheaper by $18 and $11 respectively for similar homes.
  • Bedrooms: 2,181 2 bedrooms homes (19% of total homes ) in Arlington are paying about $278. Areas near to Arlington such as Sisco Heights, Lake Cassidy, Sunday Lake are costlier by $10, $11, $9 respectively whereas Canyon Creek and Silvana are more economical by $11, $8 respectively for similar homes.
  • Auto Insurance Bundling: 2,915 Households (37% of all households) in Arlington have 3 or more vehicles available and when it is bundled with home insurance you can save $151 and varies from Arlington Heights ($154), Canyon Creek ($148), Sisco Heights ($156).
  • Senior Discounts: 3,036 seniors (more than 55 years) occupied housing units (39% of total) in Arlington get discounts between $90 to $92. The comparative concessions in proximate regions such as Arlington Heights, Canyon Creek and Sisco Heights are $92, $88 and $93 respectively.
  • New Homes discounts: New homes such as the 6,812 homes built between 2000 to 2009 in Arlington can save $120 and similar new home insurance discounts in nearby towns and cities like Arlington Heights, Canyon Creek and Sisco Heights are $123, $118 and $125 respectively.

Arlington Homeowners insurance Facts

  • Arlington, WA has 7,673 owner occupied houses which is 70.3% of all units whereas Arlington Heights, Canyon Creek and Sisco Heights have 71.71%, 82.32% and 88.64% respectively.
  • Arlington, WA homeowners yearly insurance price at $604 is 0.22% of the typical house value of $270,400 which is in contrast with 0.19% in Arlington Heights, 0.26% at Canyon Creek & 0.17% in Sisco Heights.
  • Homeowners in Arlington, WA pay 3.45% of their income ($15,000 to $19,999) in insurance whereas homeowners in Canyon Creek, Sisco Heights and Lochsloy pay 3.39%, 3.57% and 3.55% respectively.
  • Arlington, WA’s insurance is 2.6% of monthly housing costs of $1,923/month, for owners with a mortgage compared to 2.42% in Arlington Heights, 2.58% at Canyon Creek & 2.66% in Sisco Heights. But, for households without a mortgage, insurance is 9.6% of costs ($526 in Arlington, WA) in contrast with 10.0% in Arlington Heights, 11.79% at Canyon Creek & 8.67% in Sisco Heights.

Arlington, WA Home Values & Insurance rates

For example, insurance for 145 Homes (2.0% of total homes ) valued between $100,000 to $124,999 in Arlington, WA is about $241. Rates in nearby areas in such as Arlington Heights, Lochsloy, Lake Cassidy are cheaper by $38, $43, $59 respectively while Canyon Creek and Marysville are costlier by $43 and $16 respectively for similar homes.

Arlington, WA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 332 4.0% $54
$80,000 to $89,999 98 1.0% $187
$100,000 to $124,999 145 2.0% $241
$125,000 to $149,999 234 3.0% $302
$150,000 to $174,999 430 6.0% $362
$175,000 to $199,999 623 9.0% $416
$200,000 to $249,999 1,303 19.0% $501
$250,000 to $299,999 1,531 22.0% $610
$300,000 to $399,999 1,960 29.0% $779

Renters Insurance in Arlington

  • Average Renters Insurance in Arlington :  $153($12/month)

  • Median Gross Rent in Arlington :  $1,066

  • Arlington Renters Insurance to Median Rent Ratio:  1.13%

  • Average household size of renter-occupied unit :  2.4

Arlington Renters Insurance as a Percentage of Rent

Arlington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 78 2.0% $338
$200 to $299 59 1.0% $788
$300 to $499 189 6.0% $1238
$500 to $749 280 9.0% $1913
$750 to $999 851 27.0% $2663
$1,000 to $1,499 847 27.0% $3788
$1,500 or more 806 25.0% $5438

Rent Affordability in Arlington:

Approximately 47.0% (1,544) of households are spending more than 35% of their income on gross rent in Arlington

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 246 7.0%
15.0 to 19.9 percent 227 7.0%
20.0 to 24.9 percent 568 17.0%
25.0 to 29.9 percent 401 12.0%
30.0 to 34.9 percent 250 7.0%
35.0 percent or more 1,544 47.0%

Arlington Renters Insurance Discounts:

Arlington Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Arlington, WA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 1,280 39.0% $15.3
2 vehicles available 999 30.0% $22.95
3 or more vehicles available 677 20.0% $30.6

Arlington Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 64 1.0% $106
60 to 64 years 211 6.0% $85
65 to 74 years 260 8.0% $69
75 years and over 478 14.0% $53

Protective device discount in Arlington Up to :  $22

Claims-free discount in Arlington Up to :  $30

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