Arlington Insurance Rates:

Arlington, VA home insurance is about $719 to $977, about $59-$81/month. Our extensive research reveals consumers can save as much as $339 by getting different quotes

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Arlington Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $1900/8 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $735,000

4 Beds, 4 Baths 2350 sqft Rental Property Constructed In 1986 with Linoleum, Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Swimming Pool, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

54 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $570/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $345,000

3 Beds, 3 Bath 1540 sqft Vacation Property Constructed In 1976 with Carpet over wood flooring, Tile Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Single Male who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $700/2 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $980,000

4 Beds, 4 Baths 3090 sqft Seasonal Residence Constructed In 1983 with Stone Flooring, Metal Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Married Male who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $2270/6 months for $700,000-$800,000 Coverage
Policy Holder Home Details :

Home Value : $665,000

4 Beds, 4 Baths 2147 sqft Primary Residence Constructed In 2009 with Carpet over wood flooring, Wood Shake Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Single Male who is Retired with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Arlington, VA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
22207 $791,700 $960
22205 $672,800 $920
22201 $600,600 $870
22202 $586,900 $880
22213 $582,400 $880
22209 $523,800 $840
22203 $508,300 $830
22204 $426,600 $820
22206 $395,600 $800

Arlington Rates & Quotes Analysis:

Arlington Area Estimated House Insurance
N Garfield St, King St, 14th Rd N, N McKinley Rd, S Lowell St, N Huntington St, N Illinois St, N Adams St, 31st St S, S Larrimore St$896
28th St N, Boundary Channel Dr, N Larrimore St, N Court House Rd, 37th St N, N Ivy St, Fake Rd, 31st St N, 1st St S, N Meade St$891
S Kenmore Ct, N Pocomoke St, S Scott St, N Ode St, N Potomac St, S Lincoln St, N Bryan St, 35th St S, S Highland St, N Hancock St$902
39th St N, S Lorton St, 27th St S, N Underwood St, N Greenbrier St, S Edgewood St, S Abington St, 13th Ct N, N Kentucky St, 21st Rd S$793
N Granada St, N Rixey St, N Woodrow St, 15th Pl N, S Veitch St, N Upton St, 22nd Ct N, S Ivy St, N Arizona St, 10th St S$825

Insurance rates are influenced by a number of factors including:

  • Year Built: 17,830 Homes (16% of total homes ) built between 1950 to 1959 in Arlington are paying home insurance between $1,595-$1,608. Places close to Arlington, VA such as Falls Church, Brookmont(MD), Somerset(MD) are more expensive by $42, $65, $94 respectively while Seven Corners and Bailey's Crossroads are cheaper by $182 and $157 respectively for similar homes.
  • Bedrooms: 31,219 2 bedrooms homes (30% of total homes ) in Arlington are paying about $416 in contrast with Falls Church (+$11), McLean (+$50), Mantua (+$10), Seven Corners (-$40) and Bailey's Crossroads (-$41).
  • Auto Insurance Bundling: 17,484 Households (40% of all households) in Arlington have 2 vehicles available and when it is bundled with home insurance you can save $169. Discounts for similar bundling in close by locations such as Arlington, Arlington County, Seven Corners come to $169, $169, $150 respectively.
  • Senior Discounts: 17,323 seniors (more than 55 years) occupied housing units (40% of total) in Arlington get discounts between $126 to $129. The comparative concessions in proximate regions such as Arlington, Seven Corners and Bailey's Crossroads are $127, $112 and $114 respectively.
  • New Homes discounts: New homes such as the 43,427 homes built between 2000 to 2009 in Arlington can save $169 and similar new home insurance discounts in nearby towns and cities like Arlington, Arlington County and Seven Corners are $169, $169 and $150 respectively.

Arlington Homeowners insurance Facts

  • Arlington, VA has 42,696 owner occupied houses which is 45.9% of all units whereas Arlington, Arlington County and Seven Corners have 45.91%, 45.91% and 34.79% respectively.
  • Arlington, VA homeowners yearly insurance price at $848 is 0.15% of the typical house value of $577,300 which is in contrast with 0.15% in Arlington, 0.15% at Arlington County & 0.28% in Seven Corners.
  • Homeowners in Arlington, VA pay 1.54% of their income ($50,000 to $59,999) in insurance whereas homeowners in Arlington, Arlington County and Seven Corners pay 1.54%, 1.54% and 1.37% respectively.
  • Arlington, VA’s insurance is 2.6% of monthly housing costs of $2,725/month, for owners with a mortgage compared to 2.59% in Arlington, 2.59% at Arlington County & 2.88% in Seven Corners. But, for households without a mortgage, insurance is 9.1% of costs ($779 in Arlington, VA) in contrast with 9.07% in Arlington, 9.07% at Arlington County & 9.57% in Seven Corners.

Arlington, VA Home Values & Insurance rates

For example, insurance for 1,486 Homes (12.0% of total homes ) valued between $200,000 to $249,999 in Arlington, VA is about $330. Rates in nearby areas in such as Lake Barcroft, Falls Church, Chevy Chase Village are cheaper by $7, $35, $133 respectively while Seven Corners and Bailey's Crossroads are costlier by $294 and $213 respectively for similar homes.

Arlington, VA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 364 3.0% $33
$60,000 to $69,999 124 1.0% $93
$100,000 to $124,999 183 1.0% $161
$125,000 to $149,999 284 2.0% $195
$150,000 to $174,999 408 3.0% $237
$175,000 to $199,999 414 3.0% $271
$200,000 to $249,999 1,486 12.0% $330
$250,000 to $299,999 2,362 20.0% $398
$300,000 to $399,999 5,958 50.0% $508

Renters Insurance in Arlington

  • Median Gross Rent in Arlington :  $1,678

  • Average household size of renter-occupied unit :  2.07

Arlington Renters Insurance as a Percentage of Rent

Arlington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 567 1.0% $1183
$500 to $749 1,026 2.0% $1858
$750 to $999 2,635 5.0% $2608
$1,000 to $1,499 14,435 29.0% $3733
$1,500 or more 29,959 60.0% $5383

Rent Affordability in Arlington:

Approximately 31.0% (15,609) of households are spending more than 35% of their income on gross rent in Arlington

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 6,789 13.0%
15.0 to 19.9 percent 8,567 17.0%
20.0 to 24.9 percent 8,198 16.0%
25.0 to 29.9 percent 7,013 13.0%
30.0 to 34.9 percent 4,120 8.0%
35.0 percent or more 15,609 31.0%

Arlington Renters Insurance Discounts:

Arlington Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Arlington, VA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 27,942 55.0% NA
2 vehicles available 10,760 21.0% NA
3 or more vehicles available 2,816 5.0% NA