Arlington Insurance Rates:

Arlington, TX home insurance is roughly $886 to $1,199, about $73-$99/month. Our in depth research shows customers can save as much as $417 by comparing many quotes

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Arlington Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $1370/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $195,000

4 Beds, 4 Baths 2420 sqft Vacation Property Constructed In 2000 with Carpet Flooring, Membrane Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1250/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $215,000

4 Beds, 4 Baths 2570 sqft Primary Residence Constructed In 1998 with Linoleum, Slate Shingles Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $610/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 1020 sqft Rental Property Constructed In 1997 with Ceramic Tile Flooring, Wood Shake Roof, Crawl Space Foundation, Wood siding, Wood Frame. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $140/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 2100 sqft Seasonal Residence Constructed In 1989 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Female who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $730/12 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

2 Beds, 2 Bath 1080 sqft Vacation Property Constructed In 1997 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $160/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Baths 2780 sqft Rental Property Constructed In 2012 with Carpet Flooring, Metal Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Divorced Male who is Retired with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $1850/12 months for $175,000-$200,000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Baths 2392 sqft Primary Residence Constructed In 1985 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

54 Years old Married Male who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Click here for Zip Code data

Arlington Rates & Quotes Analysis:

Arlington Area Estimated House Insurance
Levy Acres Cir N, Los Altos Ct, Kelly Perkins Rd, E Rogers St, Haddonstone Dr, Fox Hill Dr, Curtis Ct, Eric Ave, Drawbridge Dr, Miller Rd N$1,045
Marie Weldon Ct, Comstock Dr, Steeplechase Ct, Catamaran Ln, Garden Oaks Pl, Royal Glen Dr, Faithful Trl, Russell Curry Rd, Big Buck Trl, Dunkirk Ln$1,075
Potomac, Rock Haven St, Rocky Branch Dr, Gardiner St, Wagon Bow Dr, Friendly Dr, Garden Grove Dr, Kings Way Dr, Halifax Ct, Aires Dr$1,029
Barrett St, Pathway Ct, Chinquapin Oak Ln, Redwood St, Timber Oaks Ln, Pennie Ct, Willowglen, N Kirbywood Trl, Packard Dr, Enchanted Isle Ct$1,065
S 5th Ave, Pleasant Pl, Anson Ct, Serrano, Eunice St, Valparaiso Ct, Ridgefield Ct, Walden Trl, Silver Creek Dr, Denise Ct$1,063
Perkins Pl, Olivia Meadow Dr, Seine, Clovis Ct, Secret Ct, Buckingham Dr, Santa Fe Cir, Turtle Cove Ct, Jimat Dr, Silver Oak Ln$None
Guinn Dr, Carol Ln, Woodhill Dr, Lost Trail Ct, W Cove Way, Ferdinand, Orchid Ct, San Miguel Ct, Alcala, S Eden Rd$1,098
Sigh Ct, Davis, Auburndale Dr, Westmoor Pl, Jones Dr, Cydnie St, Miguel Ln, Misty Creek Dr, Shelterwood Ln, Hyannis Dr$1,035
Lakehill Ct, Safe Harbour Dr, Elm Crest Dr, W Santa Fe Trl, White Wing Dr, Manchester Dr, Trailerdell St, Zachary Ct, Huntington Dr, Calcutta Ct$1,041
Kennington Dr, Trisha Val Ct, Mertis Dr, Ashley St, S Jeffries St, Grasswood Dr, Kalmia Dr, Kristin Ln, Banks Rd, Glenlawn Ct$1,037

Insurance rates are influenced by a number of factors including:

  • Year Built: 49,367 Homes (25% of total) built between 1980 to 1989 in Arlington are paying home insurance between $1,557-$1,572 and differs from Dalworthington Gardens (+$138), Pantego (+$27), Kennedale (+$10), Grand Prairie (-$14) and Forest Hill (-$52).
  • Bedrooms: 38,322 4 bedrooms homes (20% of total homes ) in Arlington are paying about $1,262. Areas near to Arlington such as Dalworthington Gardens, Pantego, Kennedale are costlier by $112, $21, $8 respectively whereas Grand Prairie and Forest Hill are more economical by $11, $42 respectively for similar homes.
  • Auto Insurance Bundling: 52,631 Households (49% of all households) in Arlington have 2 vehicles available and when it is bundled with home insurance you can save $208 compared to Dalworthington Gardens ($227), Pantego ($212), Kennedale ($210).
  • Senior Discounts: 39,549 seniors (more than 55 years) occupied housing units (37% of total) in Arlington get discounts between $156 to $158 and varies from Dalworthington Gardens ($170), Pantego ($159), Kennedale ($157).
  • New Homes discounts: New homes such as the 86,252 homes built between 2000 to 2009 in Arlington can save $208 and similar new home insurance discounts in nearby towns and cities like Dalworthington Gardens, Pantego and Kennedale are $227, $212 and $210 respectively.

Arlington Homeowners insurance Facts

  • Arlington, TX has 105,863 owner occupied houses which is 60.5% of all units whereas Dalworthington Gardens, Pantego and Kennedale have 87.77%, 69.83% and 67.14% respectively.
  • Arlington, TX homeowners yearly insurance price at $1,043 is 0.74% of the typical house value of $140,900 which is in contrast with 0.37% in Dalworthington Gardens, 0.61% at Pantego & 0.69% in Kennedale.
  • Homeowners in Arlington, TX pay 3.79% of their income ($25,000 to $29,999) in insurance whereas homeowners in Dalworthington Gardens, Pantego and Kennedale pay 4.13%, 3.86% and 3.82% respectively.
  • Arlington, TX’s insurance is 5.6% of monthly housing costs of $1,547/month, for owners with a mortgage compared to 3.61% in Dalworthington Gardens, 5.28% at Pantego & 5.03% in Kennedale. But, for households without a mortgage, insurance is 14.8% of costs ($587 in Arlington, TX) in contrast with 10.09% in Dalworthington Gardens, 13.97% at Pantego & 23.46% in Kennedale.

Arlington, TX Home Values & Insurance rates

For example, insurance for 10,589 Homes (10.0% of total homes ) valued between $200,000 to $249,999 in Arlington, TX is about $1,668. Rates in nearby areas in such as Dalworthington Gardens, Pantego, Kennedale are cheaper by $839, $289, $125 respectively while Grand Prairie and Richland Hills are costlier by $193 and $549 respectively for similar homes.

Arlington, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 4,265 4.0% $177
$50,000 to $59,999 1,348 1.0% $385
$60,000 to $69,999 2,306 2.0% $479
$70,000 to $79,999 3,218 3.0% $552
$80,000 to $89,999 5,723 5.0% $625
$90,000 to $99,999 6,904 6.0% $698
$100,000 to $124,999 17,985 17.0% $813
$125,000 to $149,999 17,636 17.0% $1011
$150,000 to $174,999 14,008 13.0% $1199
$175,000 to $199,999 9,112 8.0% $1387
$200,000 to $249,999 10,589 10.0% $1668
$250,000 to $299,999 5,581 5.0% $2033
$300,000 to $399,999 3,800 3.0% $2586

Renters Insurance in Arlington

  • Average Renters Insurance in Arlington :  $188($15/month)

  • Median Gross Rent in Arlington :  $865

  • Arlington Renters Insurance to Median Rent Ratio:  1.73%

  • Average household size of renter-occupied unit :  2.53

Arlington Renters Insurance as a Percentage of Rent

Arlington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,823 2.0% $1247
$500 to $749 20,021 29.0% $1922
$750 to $999 20,646 30.0% $2672
$1,000 to $1,499 18,959 28.0% $3797
$1,500 or more 5,297 7.0% $5447

Rent Affordability in Arlington:

Approximately 44.0% (30,665) of households are spending more than 35% of their income on gross rent in Arlington

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 6,744 9.0%
15.0 to 19.9 percent 8,853 12.0%
20.0 to 24.9 percent 9,179 13.0%
25.0 to 29.9 percent 7,725 11.0%
30.0 to 34.9 percent 6,109 8.0%
35.0 percent or more 30,665 44.0%

Protective device discount in Arlington Up to :  $28

Claims-free discount in Arlington Up to :  $37

Arlington, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
76014 $94,900 $1,020
76010 $84,200 $1,020
76006 $188,300 $1,090
76012 $163,800 $1,060
76016 $153,700 $1,060
76002 $145,900 $1,050
76013 $145,100 $1,050
76001 $143,600 $1,060
76017 $135,500 $1,040
76018 $120,000 $1,030
76015 $118,200 $1,040
76011 $102,100 $1,020