Appleton Insurance Rates:

Appleton, WI home insurance is approximately $540 to $731, about $45-$60/month. Our detailed analysis indicates shoppers can save upto $254 by getting many quotes

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Appleton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $440/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1270 sqft Vacation Property Constructed In 1970 with Hardwood Flooring, Composition Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Deadbolt Locks, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $170/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Bath 1790 sqft Primary Residence Constructed In 1987 with Carpet over wood flooring, Metal Roof, Piers Foundation, Stone Siding, Stucco Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Single Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $220/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Bath 1890 sqft Seasonal Residence Constructed In 1968 with Stone Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $680/7 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $330,000

5 Beds, 5 Bath 3210 sqft Primary Residence Constructed In 1982 with Carpet Flooring, Metal Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $70/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Bath 1280 sqft Vacation Property Constructed In 1999 with Hardwood Flooring, Composition Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, Central Air Conditioning, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $800/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

5 Beds, 5 Baths 3020 sqft Vacation Property Constructed In 1967 with Linoleum, Asphalt Shingles Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Swimming Pool, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Divorced Female who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $130/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Baths 2710 sqft Primary Residence Constructed In 1971 with Wood Flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $310/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1260 sqft Seasonal Residence Constructed In 2006 with Stone Flooring, Membrane Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Married Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $530/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $215,000

4 Beds, 4 Baths 2960 sqft Vacation Property Constructed In 1976 with Carpet Flooring, Tile Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $670/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $380,000

5 Beds, 5 Bath 4500 sqft Seasonal Residence Constructed In 2002 with Carpet Flooring, Membrane Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, Fireplace, Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $380/12 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

5 Beds, 5 Baths 1830 sqft Primary Residence Constructed In 1944 with Wood Flooring, Asphalt Shingles Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fire Extinguisher, Copper Water Pipes, Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $50/1 month for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 1992 sqft Rental Property Constructed In 1993 with Carpet Flooring, Metal Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Married Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Appleton, WI Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
54913 $233,800 $700
54915 $155,700 $640
54914 $145,000 $650
54911 $132,600 $640

Appleton Rates & Quotes Analysis:

Appleton Area Estimated House Insurance
Teardrop Ln, South Ct, Equestrian Trl, E Pershing St, Gales Ln, S Monroe St, Appaloosa Ct, E First Ave, Edelweiss Ct, W Marquette St$668
S Rebecca Ln, Park Ave, Foxcroft Ct, N Midfield Ct, Lynn Dr, Bellaire Ct, S Union St, E Witzke Blvd, Elk Ln, N Erb St$702
N Woods Edge Dr, N Edgewood Ave, Norrose Ln, Woodman Dr, Winterset Dr, E Tracy St, Trailway Ln, Oneida Ct, Theodore Ln, Jardin St$651
N Mason St, W Ryegrass Dr, Appleland Way, E Thornbrook Ln, Carolyn Ln, N Gillette St, E Byrd St, Bellevue Pl, E Atlantic St, Lawe St$668
Bracken Ct, Augustine St, W Highland Ave, W Elberg Ave, Hycrest Ct, Olde Country Cir, Winniebago Cts, W Ridgeview Dr, E Circle St, Chalet Rd$670
S Roger St, W Justin St, Co Rd CC, N Barton Ct, N Gillette St, Apache Ct, S Perkins St, E Pacific St, Jillian Ct, Green Tree Ct$667
Apostolic Rd, W Elsner Rd, Hasselt Rd, Towne Lakes Cir, N Suncrest Ln, Fox Meadows Ln, S Allen St, E Jardin St, S Alicia Dr, Oriole Ct$672
Parkview Way, Cindy Ann Ln, Rambling Rose Dr, N Helen St, Hacienda Ct, N Sampson St, Fraser Fir Ln, Finnigans Ridge Ln, E Water St, N Sagebrook Ln$691
Sunray Ct, Vans Ct, W Co Trunk Kk, Bobby Ct, E Longview Dr, Willow Ct, S Anne St, N Eugene St, N Fernmeadow Dr, N Westhill Blvd$644
E Fremont St, Emons Rd, W Bluemound Cir, N Redcrested Ct, W Lindbergh St, Irene St, Wagon Wheel Dr, N Kurt Ave, E North St, S Matthew St$647

Insurance rates are influenced by a number of factors including:

  • Year Built: 6,362 Homes (20% of total homes ) built between 1939 or earlier in Appleton are paying home insurance between $1,358-$1,368. Places close to Appleton, WI such as Grand Chute, Combined Locks, Vandenbroek are more expensive by $42, $29, $85 respectively while Forest Junction and Black Creek are cheaper by $18 and $15 respectively for similar homes.
  • Bedrooms: 12,874 3 bedrooms homes (42% of total homes ) in Appleton are paying about $624 and differs from Grand Chute (+$17), Little Chute (+$7), Combined Locks (+$12), Kimberly (-$4) and Forest Junction (-$9).
  • Auto Insurance Bundling: 10,058 Households (50% of all households) in Appleton have 2 vehicles available and when it is bundled with home insurance you can save $127. Discounts for similar bundling in close by locations such as Kimberly, Grand Chute, Little Chute come to $126, $130, $127 respectively.
  • Senior Discounts: 8,383 seniors (more than 55 years) occupied housing units (41% of total) in Appleton get discounts between $95 to $97. The comparative concessions in proximate regions such as Kimberly, Grand Chute and Little Chute are $94, $98 and $95 respectively.
  • New Homes discounts: New homes such as the 9,648 homes built between 2000 to 2009 in Appleton can save $127 and differs from Kimberly ($126), Grand Chute ($130), Little Chute ($127).

Appleton Homeowners insurance Facts

  • Appleton, WI has 19,969 owner occupied houses which is 70.2% of all units whereas Kimberly, Grand Chute and Little Chute have 75.1%, 51.71% and 68.52% respectively.
  • Appleton, WI homeowners yearly insurance price at $636 is 0.46% of the typical house value of $138,800 which is in contrast with 0.48% in Kimberly, 0.36% at Grand Chute & 0.45% in Little Chute.
  • Homeowners in Appleton, WI pay 2.31% of their income ($25,000 to $29,999) in insurance whereas homeowners in Kimberly, Grand Chute and Little Chute pay 2.3%, 2.38% and 2.32% respectively.
  • Appleton, WI’s insurance is 4.0% of monthly housing costs of $1,321/month, for owners with a mortgage compared to 4.18% in Kimberly, 3.64% at Grand Chute & 3.94% in Little Chute. But, for households without a mortgage, insurance is 10.3% of costs ($515 in Appleton, WI) in contrast with 11.13% in Kimberly, 10.75% at Grand Chute & 10.7% in Little Chute.

Appleton, WI Home Values & Insurance rates

For example, insurance for 1,416 Homes (7.0% of total homes ) valued between $175,000 to $199,999 in Appleton, WI is about $858. Rates in nearby areas in such as Grand Chute, Little Chute, Combined Locks are cheaper by $185, $24, $139 respectively while Kimberly and Neenah are costlier by $45 and $40 respectively for similar homes.

Appleton, WI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 377 1.0% $114
$70,000 to $79,999 402 2.0% $343
$80,000 to $89,999 756 3.0% $387
$90,000 to $99,999 1,245 6.0% $432
$100,000 to $124,999 4,353 22.0% $502
$125,000 to $149,999 4,688 24.0% $629
$150,000 to $174,999 2,740 14.0% $744
$175,000 to $199,999 1,416 7.0% $858
$200,000 to $249,999 1,620 8.0% $1030
$250,000 to $299,999 775 3.0% $1259
$300,000 to $399,999 778 4.0% $1602

Renters Insurance in Appleton

  • Average Renters Insurance in Appleton :  $153($12/month)

  • Median Gross Rent in Appleton :  $646

  • Appleton Renters Insurance to Median Rent Ratio:  1.86%

  • Renter occupied housing units in Appleton :  8,459

Appleton Renters Insurance as a Percentage of Rent

Appleton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 99 1.0% $338
$200 to $299 207 2.0% $788
$300 to $499 1,265 15.0% $1238
$500 to $749 3,588 43.0% $1913
$750 to $999 2,071 25.0% $2663
$1,000 to $1,499 713 8.0% $3788
$1,500 or more 228 2.0% $5438

Rent Affordability in Appleton:

Approximately 36.0% (3,055) of households are spending more than 35% of their income on gross rent in Appleton

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,167 13.0%
15.0 to 19.9 percent 1,370 16.0%
20.0 to 24.9 percent 1,106 13.0%
25.0 to 29.9 percent 1,139 13.0%
30.0 to 34.9 percent 622 7.0%
35.0 percent or more 3,055 36.0%

Appleton Renters Insurance Discounts:

Appleton Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Appleton, WI Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 4,315 51.0% $15.3
2 vehicles available 2,398 28.0% $22.95
3 or more vehicles available 400 4.0% $30.6

Appleton Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 636 7.0% $64
60 to 64 years 336 3.0% $51
65 to 74 years 538 6.0% $41
75 years and over 639 7.0% $32

Protective device discount in Appleton Up to :  $22

Claims-free discount in Appleton Up to :  $30