Antioch Insurance Rates:

Antioch, CA home insurance is nearly $516 to $700, about $43-$58/month. Our comprehensive guide indicates shoppers can save as much as $242 by comparing multiple quotes

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Antioch Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $580/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $315,000

3 Beds, 3 Bath 2060 sqft Seasonal Residence Constructed In 1991 with Ceramic Tile Flooring, Wood Shake Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $610/12 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $410,000

4 Beds, 4 Baths 2940 sqft Primary Residence Constructed In 2014 with Ceramic Tile Flooring, Metal Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Fireplace, Deadbolt Locks, Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Single Male who is a Freelancer with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $60/1 month for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $450,000

5 Beds, 5 Bath 3270 sqft Rental Property Constructed In 1997 with Stone Flooring, Tile Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $490/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $290,000

3 Beds, 3 Baths 1830 sqft Seasonal Residence Constructed In 1976 with Carpet over wood flooring, Asphalt Shingles Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $670/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

3 Beds, 3 Baths 1570 sqft Seasonal Residence Constructed In 1981 with Hardwood Flooring, Composition Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $280/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $455,000

5 Beds, 5 Baths 3900 sqft Seasonal Residence Constructed In 2003 with Stone Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $160/1 month for $400,000-$500,000 Coverage
Policy Holder Home Details :

Home Value : $405,000

4 Beds, 4 Baths 2370 sqft Primary Residence Constructed In 1985 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Central Air Conditioning, Swimming Pool, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Divorced Male who is a Freelancer with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Antioch, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
94509 $219,100 $610

Antioch Rates & Quotes Analysis:

Antioch Area Estimated House Insurance
Tompkins Way, Muledeer Ct, N Apple Ct, Cypress Way, Steed Way, Percheron Way, San Martin Way, Alumrock Dr, Spruce Way, Egret Pl$609
Braemar St, Oak Haven Ct, Hyde Pl, Evergreen Ave, Minner Ave, Lawton St, Rio Grande Dr, Shelter Cove Ct, L St, Mt Conness Way$619
Lemontree Way, Keystone Way, Alpine Dr, Sanger Peak Ct, Muir Ct, Point Andrus Ct, Iron Peak Ct, Milner Rd, Lemontree Ct, Madrone St$582
Niccolite Ct, Edgewater Pl, Longbranch Way, Pronghorn Ct, Pinecrest Ct, Rachel Ct, Imperial St, Cherry Point Ct, Belvedere Way, St Regis Ave$613
Hidden Glen Dr, Moller Ranch Way, Autumn Valley Way, Blossom Dr, Shadow Cliff Ct, Felsite Ct, Wakefield Ct, Scarlet Way, Lincoln Ln, Navarro Ct$626
Sheffield Ct, Banbury Way, Rich Spring Dr, Steven S Stroud Dr, Gladstone Dr, Totem Ct, Ashbourne Way, Morro Ct, Santa Barbara Way, S Lake Ct$610
Doolittle Way, Miller St, Juniper St, Arbol Ct, Rollingwood Pl, Willowbrook Way, Silveria Way, Port Royal Ln, Highland Way, Stallion Way$610
Broomtail Ct, Waverly Way, Regina Ct, Kepner Ct, Pawnee Dr, Hollowglen Ct, Sumac Way, Marshall Dr, W 6th St, N Royal Links Cir$621
Longhorn Ct, Parkland Ct, Norine Dr, Excelsior Ct, Carlton Way, Harding Ct, Saint Francis Dr, Avalon Cir, Castletown Way, Fieldcrest Way$609
Black Oak Ct, Amberidge Ct, Pyrite Ct, Mare Ct, Carlow Way, Birch Ave, Coachford Way, Sungrove Ct, Palm Dr, Milestone Ct$615

Insurance rates are influenced by a number of factors including:

  • Year Built: 6,876 Homes (19% of total) built between 1970 to 1979 in Antioch are paying home insurance between $983-$993 and varies from Brentwood (+$30), Clayton (+$94), Knightsen (+$87), Bethel Island (-$16) and Bay Point (-$17).
  • Bedrooms: 9,476 4 bedrooms homes (27% of total homes ) in Antioch are paying about $371. Areas near to Antioch such as Antioch-Pittsburg, Brentwood, Pittsburg are costlier by $3, $17, $5 respectively whereas Bethel Island and Pacheco are more economical by $6, $3 respectively for similar homes.
  • Auto Insurance Bundling: 7,700 Households (37% of all households) in Antioch have 3 or more vehicles available and when it is bundled with home insurance you can save $151 and varies from Antioch-Pittsburg ($150), Brentwood ($156), Oakley ($151).
  • Senior Discounts: 8,851 seniors (more than 55 years) occupied housing units (43% of total) in Antioch get discounts between $91 to $93 in contrast with Antioch-Pittsburg ($90), Brentwood ($93), Clayton ($99).
  • New Homes discounts: New homes such as the 15,683 homes built between 2000 to 2009 in Antioch can save $121 and similar new home insurance discounts in nearby towns and cities like Antioch-Pittsburg, Brentwood and Oakley are $120, $125 and $121 respectively.

Antioch Homeowners insurance Facts

  • Antioch, CA has 20,264 owner occupied houses which is 63.6% of all units whereas Antioch-Pittsburg, Brentwood and Oakley have 59.36%, 75.75% and 76.18% respectively.
  • Antioch, CA homeowners yearly insurance price at $607 is 0.24% of the typical house value of $251,900 which is in contrast with 0.27% in Antioch-Pittsburg, 0.17% at Brentwood & 0.25% in Oakley.
  • Homeowners in Antioch, CA pay 2.21% of their income ($25,000 to $29,999) in insurance whereas homeowners in Antioch-Pittsburg, Brentwood and Oakley pay 2.19%, 2.27% and 2.2% respectively.
  • Antioch, CA’s insurance is 2.2% of monthly housing costs of $2,318/month, for owners with a mortgage compared to 2.43% in Antioch-Pittsburg, 1.8% at Brentwood & 2.17% in Oakley. But, for households without a mortgage, insurance is 11.9% of costs ($424 in Antioch, CA) in contrast with 12.75% in Antioch-Pittsburg, 8.47% at Brentwood & 9.91% in Oakley.

Antioch, CA Home Values & Insurance rates

For example, insurance for 1,687 Homes (9.0% of total homes ) valued between $175,000 to $199,999 in Antioch, CA is about $449. Rates in nearby areas in such as Brentwood, East Contra Costa, Tassajara are cheaper by $131, $90, $284 respectively while Antioch-Pittsburg and Oakley are costlier by $57 and $22 respectively for similar homes.

Antioch, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 519 3.0% $54
$90,000 to $99,999 205 1.0% $224
$100,000 to $124,999 713 4.0% $261
$125,000 to $149,999 768 4.0% $327
$150,000 to $174,999 1,885 11.0% $388
$175,000 to $199,999 1,687 9.0% $449
$200,000 to $249,999 3,843 22.0% $540
$250,000 to $299,999 3,411 20.0% $661
$300,000 to $399,999 3,625 21.0% $837

Renters Insurance in Antioch

  • Average Renters Insurance in Antioch :  $184($15/month)

  • Median Gross Rent in Antioch :  $1,269

  • Antioch Renters Insurance to Median Rent Ratio:  1.18%

  • Average household size of renter-occupied unit :  3.32

Antioch Renters Insurance as a Percentage of Rent

Antioch Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 121 1.0% $346
$200 to $299 345 3.0% $796
$300 to $499 463 4.0% $1246
$500 to $749 340 2.0% $1921
$750 to $999 1,810 15.0% $2671
$1,000 to $1,499 3,867 34.0% $3796
$1,500 or more 4,399 38.0% $5446

Protective device discount in Antioch Up to :  $27

Claims-free discount in Antioch Up to :  $36

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