Anaheim Insurance Rates:

Anaheim, CA home insurance is roughly $539 to $728, about $44-$60/month. Our comprehensive analysis shows customers can save upto $253 by comparing multiple quotes

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Anaheim Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $440/3 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $695,000

5 Beds, 5 Baths 3950 sqft Rental Property Constructed In 1963 with Stone Flooring, Composition Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Deadbolt Locks, Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Divorced Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $660/9 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

4 Beds, 4 Bath 1880 sqft Seasonal Residence Constructed In 1961 with Wood Flooring, Wood Shake Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $160/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $260,000

3 Beds, 3 Bath 1380 sqft Vacation Property Constructed In 2002 with Linoleum, Tile Roof, Chainwall Foundation, Stucco siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Swimming Pool, Fireplace, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

65 Years old Divorced Male who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $190/3 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $425,000

3 Beds, 3 Bath 2010 sqft Seasonal Residence Constructed In 1960 with Carpet over wood flooring, Tile Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Swimming Pool, Deadbolt Locks, Fireplace, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $1560/10 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $785,000

4 Beds, 4 Baths 3230 sqft Seasonal Residence Constructed In 2001 with Wood Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Fire Extinguisher, Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

49 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1210/8 months for $500,000-$600,000 Coverage
Policy Holder Home Details :

Home Value : $495,000

1 Bed, 1 Bath 1414 sqft Primary Residence Constructed In 1997 with Carpet Flooring, Membrane Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

Anaheim, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
92808 $600,200 $680
92807 $577,900 $660
92806 $423,300 $640
92804 $376,000 $630
92802 $374,700 $630
92805 $360,800 $630
92801 $343,900 $630

Anaheim Rates & Quotes Analysis:

Anaheim Area Estimated House Insurance
W Polk Ave, N Siesta St, S Shanada Ct, S Neveen Ln, Baldwin Ave, W Hartford Pl, N Richfield Rd, Canton Ave, N Manchester Ave, N Baxter St$638
Fee Ana St, N Azure St, E Nantucket Ln, Treehouse Ln, Winston St, Cll de Las Estrellas, W Greenleaf Ave, S Page Ct, S Maywood St, Hampton Ave$626
N Torres St, S Emerald St, E Suncrest Rd, S Jacalene Ln, Bates Way, E Hempstead Rd, Cris Ave, N Elder Glen Cir, Elm Cir, S Balcom Ave$638
S Alvy St, S Sherrill St, Bock Ave, E Marita Ln, E Banyan Ln, S Shakespeare St, San Bruno Ave, Richard Pl, Banta Ave, S Bellevue Pl$632
N Citron St, E Plz de Indios, S Mira Ct, S Stinson St, S Lexington Pl, E Santa Ana St, S Level Pl, N Gullotti Pl, W Bellevue Dr, S San Vicente Ln$633
San Felipe Cir, N Almond Dr, W Bowling St, Kennelly Ln, Chapman York Dr, Falmouth Ave, S Gardenia St, E Mill Stream Cir, Blanche Cir, Minuet Ln$634
W Provential Dr, N Roxanne St, N Park Ln, E Buoy Ave, Puryear Ln, N Shady Glen Ln, N Rosemont St, W Skywood Pl, Regina Way, E Saratoga St$628
Lullaby Ln, Wasco Rd, N Cavon Pl, S Fairmont Blvd, W Blue Violet Ct, E Clifpark Way, E Blackbird Ln, E Kentucky Ave, N Rutherford St, Pinyon St$623
E Trapper Trl, W Rainbow Ave, W Sunset Ave, Primrose Dr, N Kroeger St, N Vista Valley Rd, W Catherine Dr, E Arizona Pl, E Moonridge Ln, S Empire St$633
N Charlene Ter, W Banbury Cir, S Sharon Cir, S Towne Centre Pl, Cll Jaime, S Empire St, N Aetna St, N Canal St, Castle Ave, Midwood Ln$668

Insurance rates are influenced by a number of factors including:

  • Year Built: 25,848 Homes (24% of total homes ) built between 1970 to 1979 in Anaheim are paying home insurance between $1,027-$1,037. Places close to Anaheim, CA such as Yorba Linda, Villa Park, Orange are more expensive by $73, $147, $28 respectively while Coronita and Chino are cheaper by $35 and $19 respectively for similar homes.
  • Bedrooms: 31,131 2 bedrooms homes (30% of total homes ) in Anaheim are paying about $191. Areas near to Anaheim such as Yorba Linda, Villa Park, Placentia are costlier by $13, $19, $4 respectively whereas Anaheim-Santa Ana-Garden Grove and Coronita are more economical by $5, $7 respectively for similar homes.
  • Auto Insurance Bundling: 18,263 Households (38% of all households) in Anaheim have 3 or more vehicles available and when it is bundled with home insurance you can save $158. Discounts for similar bundling in close by locations such as Yorba Linda, Villa Park, Orange come to $169, $181, $162 respectively.
  • Senior Discounts: 21,461 seniors (more than 55 years) occupied housing units (45% of total) in Anaheim get discounts between $94 to $97 compared to Yorba Linda ($101), Villa Park ($108), Orange ($97).
  • New Homes discounts: New homes such as the 39,956 homes built between 2000 to 2009 in Anaheim can save $126 and similar new home insurance discounts in nearby towns and cities like Yorba Linda, Villa Park and Orange are $135, $144 and $130 respectively.

Anaheim Homeowners insurance Facts

  • Anaheim, CA has 47,621 owner occupied houses which is 48.4% of all units whereas Yorba Linda, Villa Park and Orange have 84.03%, 95.71% and 60.91% respectively.
  • Anaheim, CA homeowners yearly insurance price at $634 is 0.15% of the typical house value of $415,900 which is in contrast with 0.1% in Yorba Linda, 0.07% at Villa Park & 0.12% in Orange.
  • Homeowners in Anaheim, CA pay 1.49% of their income ($40,000 to $44,999) in insurance whereas homeowners in Yorba Linda, Orange and Placentia pay 1.6%, 1.53% and 1.53% respectively.
  • Anaheim, CA’s insurance is 2.2% of monthly housing costs of $2,416/month, for owners with a mortgage compared to 1.7% in Yorba Linda, 1.51% at Villa Park & 2.01% in Orange. But, for households without a mortgage, insurance is 11.1% of costs ($477 in Anaheim, CA) in contrast with 8.31% in Yorba Linda, 6.55% at Villa Park & 11.62% in Orange.

Anaheim, CA Home Values & Insurance rates

For example, insurance for 12,447 Homes (55.0% of total homes ) valued between $300,000 to $399,999 in Anaheim, CA is about $532. Rates in nearby areas in such as Yorba Linda, Villa Park, Orange are cheaper by $193, $279, $103 respectively while Coronita and Chino are costlier by $233 and $96 respectively for similar homes.

Anaheim, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,821 8.0% $38
$50,000 to $59,999 234 1.0% $76
$60,000 to $69,999 313 1.0% $95
$70,000 to $79,999 238 1.0% $114
$100,000 to $124,999 657 2.0% $164
$125,000 to $149,999 312 1.0% $209
$150,000 to $174,999 342 1.0% $247
$175,000 to $199,999 719 3.0% $285
$200,000 to $249,999 1,949 8.0% $342
$250,000 to $299,999 2,887 12.0% $418
$300,000 to $399,999 12,447 55.0% $532

Renters Insurance in Anaheim

  • Average Renters Insurance in Anaheim :  $127($10/month)

  • Median Gross Rent in Anaheim :  $1,339

  • Anaheim Renters Insurance to Median Rent Ratio:  0.75%

  • Average household size of renter-occupied unit :  3.36

Anaheim Renters Insurance as a Percentage of Rent

Anaheim Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 798 1.0% $781
$300 to $499 1,431 2.0% $1231
$500 to $749 1,366 2.0% $1906
$750 to $999 4,432 8.0% $2656
$1,000 to $1,499 25,209 50.0% $3781
$1,500 or more 16,595 33.0% $5431

Rent Affordability in Anaheim:

Approximately 53.0% (27,145) of households are spending more than 35% of their income on gross rent in Anaheim

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,341 4.0%
15.0 to 19.9 percent 4,025 7.0%
20.0 to 24.9 percent 5,717 11.0%
25.0 to 29.9 percent 5,573 10.0%
30.0 to 34.9 percent 6,011 11.0%
35.0 percent or more 27,145 53.0%

Anaheim Renters Insurance Discounts:

Anaheim Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Anaheim, CA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 20,307 39.0% $12.7
2 vehicles available 18,166 35.0% $19.05
3 or more vehicles available 6,189 12.0% $25.4

Protective device discount in Anaheim Up to :  $19

Claims-free discount in Anaheim Up to :  $25