Alvin Insurance Rates:

Alvin, TX home insurance is approximately $869 to $1,182, about $72-$98/month. Our exhaustive analysis reveals consumers can save upto $410 by comparing many quotes

Compare Quotes from Top Providers and Save now!

Read about other Alvin, Texas homeowners who got the best deal on home insurance. Compare prices from the same providers and get your great deal.

Alvin Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $340/4 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Bath 1750 sqft Rental Property Constructed In 1995 with Wood Flooring, Membrane Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Smoke Alarm, Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

65 Years old Married Male who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $400/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

5 Beds, 5 Baths 2740 sqft Rental Property Constructed In 2011 with Stone Flooring, Membrane Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Divorced Female who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $290/6 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $70,000

2 Beds, 2 Bath 980 sqft Rental Property Constructed In 2012 with Linoleum, Slate Shingles Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $180/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Bath 2260 sqft Seasonal Residence Constructed In 1993 with Stone Flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Single Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $470/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Baths 1950 sqft Seasonal Residence Constructed In 2011 with Hardwood Flooring, Composition Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1180/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 2050 sqft Seasonal Residence Constructed In 2002 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fire Extinguisher, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Single Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $200/4 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Bath 1600 sqft Seasonal Residence Constructed In 1995 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $640/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

2 Beds, 2 Bath 1210 sqft Seasonal Residence Constructed In 1993 with Carpet over wood flooring, Tile Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Fire Extinguisher, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $410/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Baths 2840 sqft Seasonal Residence Constructed In 2002 with Wood Flooring, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Swimming Pool, Fireplace, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $350/3 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Bath 2990 sqft Vacation Property Constructed In 1987 with Wood Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, Swimming Pool, Fireplace, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Alvin, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
77511 $112,400 $1,030

Alvin Rates & Quotes Analysis:

Alvin Area Estimated House Insurance
Co Rd 941E, Co Rd 937C, Clara Ln, Westfield St, Co Rd 396, Cavalry Trl, Co Rd 235, Co Rd 138D, Co Rd 430, Co Rd 197A$1,025
Silver Maple Ln, 154, Kings Park Dr, Co Rd 188, Parry Dr, Detenbeck Ave, Valley Glen St, Co Rd 909, N Beauregard St, Morgan St$1,008
Pearce Ln, Huntington Bend Dr, Rio Comal Ln, Turner Ln, Co Rd 197, Co Rd 61, Co Rd 145, Rancher Hollow Ct, Sprague St, Canterbury Park Dr$1,085
Spur St, Tallow St, Bastrop St, N Downing St, Ranch Rd, Laurel Brook Ln, Co Rd 730E, George St, Co Rd 541, E Kiber St$1,023
Rodgers Rd, Jumbo Ln, Lasso Ct, Hill Rd, Jasper Dr, W Timberlane Dr, Skinner Ct, Co Rd 850A, Spillane St, Co Rd 773$1,022
Quiet Lake Ln, Co Rd 737B, Seabean St, Dallas Ln, Painter Ct, Co Rd 168, Pine Lake Dr, Hunters Bend, Eagle Pines Ct, Co Rd 567$1,084
Co Rd 894, Sarita Ct, Sandpebble Pl, S Johnson St, Whizaker Rd, Stonewood Ct, Kleberg Ct, Adams St, Country Ests, Rolling Hills Ln$1,080
Ocean Blvd, Grand Shore Dr, Apollo Dr, Stansel Dr, Pearce Dr, Southampton Rd, Queens Ln, London Cir, Co Rd 156, Oriole Ln$1,080
Co Rd 927B, Co Rd 164, Monument Dr, Co Rd 257D, Debbie Ln, Slade Ben Ln, Co Rd 320A, Jack St, Airfield Ln, Lottie Ln$1,009
Mary St, Rippling Rock Ct, Alvin Rd, 414A, Palm Dr, Stratton Ridge Rd, Cross Timbers Dr, Spr 300, Vesta Dr, Treasure Dr$1,028

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,528 Homes (16% of total homes ) built between 1960 to 1969 in Alvin are paying home insurance between $1,796-$1,811. Places close to Alvin, TX such as Hillcrest, Friendswood, Alvin-Pearland are more expensive by $60, $109, $55 respectively while Liverpool and La Marque are cheaper by $20 and $26 respectively for similar homes.
  • Bedrooms: 3,938 3 bedrooms homes (43% of total homes ) in Alvin are paying about $790 and differs from Hillcrest (+$27), Friendswood (+$59), Alvin-Pearland (+$24), La Marque (-$11) and La Marque-Hitchcock (-$6).
  • Auto Insurance Bundling: 1,165 Households (24% of all households) in Alvin have 3 or more vehicles available and when it is bundled with home insurance you can save $256. Discounts for similar bundling in close by locations such as Hillcrest, Friendswood, Alvin-Pearland come to $265, $272, $264 respectively.
  • Senior Discounts: 2,186 seniors (more than 55 years) occupied housing units (46% of total) in Alvin get discounts between $153 to $156 and differs from Hillcrest ($159), Friendswood ($163), Alvin-Pearland ($158).
  • New Homes discounts: New homes such as the 3,449 homes built between 2000 to 2009 in Alvin can save $205 and differs from Hillcrest ($212), Friendswood ($217), Alvin-Pearland ($211).

Alvin Homeowners insurance Facts

  • Alvin, TX has 4,694 owner occupied houses which is 56.1% of all units whereas Hillcrest, Friendswood and Alvin-Pearland have 96.17%, 81.28% and 77.16% respectively.
  • Alvin, TX homeowners yearly insurance price at $1,025 is 0.93% of the typical house value of $110,000 which is in contrast with 0.61% in Hillcrest, 0.49% at Friendswood & 0.63% in Alvin-Pearland.
  • Homeowners in Alvin, TX pay 2.73% of their income ($35,000 to $39,999) in insurance whereas homeowners in Hillcrest, Friendswood and Alvin-Pearland pay 2.83%, 2.9% and 2.82% respectively.
  • Alvin, TX’s insurance is 6.2% of monthly housing costs of $1,371/month, for owners with a mortgage compared to 4.97% in Hillcrest, 4.35% at Friendswood & 4.68% in Alvin-Pearland. But, for households without a mortgage, insurance is 17.8% of costs ($480 in Alvin, TX) in contrast with 14.41% in Hillcrest, 11.55% at Friendswood & 15.76% in Alvin-Pearland.

Alvin, TX Home Values & Insurance rates

For example, insurance for 529 Homes (11.0% of total homes ) valued between $150,000 to $174,999 in Alvin, TX is about $1,506. Rates in nearby areas in such as Hillcrest, Friendswood, Alvin-Pearland are cheaper by $510, $712, $481 respectively while Liverpool and Webster are costlier by $270 and $21 respectively for similar homes.

Alvin, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 608 13.0% $225
$50,000 to $59,999 225 4.0% $481
$60,000 to $69,999 208 4.0% $604
$70,000 to $79,999 248 5.0% $697
$80,000 to $89,999 294 6.0% $789
$90,000 to $99,999 391 8.0% $881
$100,000 to $124,999 929 19.0% $1025
$125,000 to $149,999 558 11.0% $1281
$150,000 to $174,999 529 11.0% $1506
$175,000 to $199,999 215 4.0% $1742
$200,000 to $249,999 169 3.0% $2101
$250,000 to $299,999 195 4.0% $2562
$300,000 to $399,999 87 1.0% $3259

Renters Insurance in Alvin

  • Average Renters Insurance in Alvin :  $213($17/month)

  • Median Gross Rent in Alvin :  $788

  • Alvin Renters Insurance to Median Rent Ratio:  2.16%

  • Renter occupied housing units in Alvin :  3,669

Alvin Renters Insurance as a Percentage of Rent

Alvin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 45 1.0% $803
$300 to $499 151 4.0% $1253
$500 to $749 1,351 38.0% $1928
$750 to $999 1,248 35.0% $2678
$1,000 to $1,499 645 18.0% $3803
$1,500 or more 76 2.0% $5453

Rent Affordability in Alvin:

Approximately 48.0% (1,797) of households are spending more than 35% of their income on gross rent in Alvin

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 401 10.0%
15.0 to 19.9 percent 420 11.0%
20.0 to 24.9 percent 354 9.0%
25.0 to 29.9 percent 383 10.0%
30.0 to 34.9 percent 314 8.0%
35.0 percent or more 1,797 48.0%

Alvin Renters Insurance Discounts:

Alvin Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Alvin, TX Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 2,067 56.0% $21.3
2 vehicles available 919 25.0% $31.95
3 or more vehicles available 220 5.0% $42.6

Protective device discount in Alvin Up to :  $31

Claims-free discount in Alvin Up to :  $42