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Alma, GA Home Values & Insurance Rates

Alma, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 870 43.0% $337
$50,000 to $59,999 91 4.0% $708
$60,000 to $69,999 159 7.0% $877
$70,000 to $79,999 245 12.0% $1012
$80,000 to $89,999 105 5.0% $1147
$90,000 to $99,999 42 2.0% $1282
$100,000 to $124,999 226 11.0% $1493
$125,000 to $149,999 38 1.0% $1865
$150,000 to $174,999 81 4.0% $2202
$175,000 to $199,999 37 1.0% $2540
$200,000 to $249,999 57 2.0% $3063
$300,000 to $399,999 27 1.0% $4751

Alma Renters Insurance as a Percentage of Rent

Alma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 1.0% $391
$200 to $299 107 13.0% $841
$300 to $499 245 30.0% $1291
$500 to $749 350 43.0% $1966
$750 to $999 84 10.0% $2716

Example Alma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmerican Family Insurance
Monthly Premium 776966
Year Built 196120051990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$150000-$175000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Alma, GA

Home Insurance Company Near Alma, GA Homeowners Insurance Agency Near Alma, GA Address Distance from Alma, GA (miles)
Parker Insurance & Realty 265 S Macon St, Jesup, GA, 31545 37.5
Eunice Crop Insurance Po Box 658, Baxley, GA, 31515 19.5
Brown Insurance Group 510 Church St, Vidalia, GA, 30474 47.1
Allstate Jay Shaw Company 39 S Valdosta Rd, Lakeland, GA, 31635 47.6
Liberty Mutual Independent Zorn & Son Insurance Agency 603 W 1St St, Vidalia, GA, 30474 47.2


Estimated Home Insurance By Street Area Near Alma, GA

Alma Area Estimated House Insurance
Co Rd 218, Alder Ln, Pinewalk Ln, James M Lee Rd, Iowa River Rd, S Glynn St, Co Rd 314, Myra St, Spree Rd, Cypress Cir$842
Coral Rd, Grady Tanner Ln, China Rd, Fisherman's Rd, Altman Rd, Anderson Ln, Ports End Ln, Pine St, W 7th St, Arno Rd$845
Clover Ln, Pope Dr, Kight Ln, Biscayne Rd, N Dixon St, Nutmeg Rd, S Bead St, Elm Rd, Smith Dr, Old Alma Waycross Hwy$841
Pine Grove Rd, Snapper Rd, Lanier Dr, Gene Lewis Rd, Red River Ln, Friendship Church Rd, Ganges Rd, Meadow Rd, W 12th St, Co Rd 209$850
Lees Chapel Rd, Douglas Etate Rd, Johnnies Ln, Shad Rd, E 5th St, Elkie Taylor Ln, W 11th St, Clinch River Trl, Gulf Rd, Poplar St$848

Alma, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Alma Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Alma Home Owner from High Deductible Plan $600

Alma, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alma, GA Home Replacement Value MORE than Home Value Alma, GA Home Replacement Value LESS than Home Value
Replacement Value $56,500 $43,500
Insurance Premium based on Replacement Value $325 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $5,000 Risk Exposure from Under Insuring Coverage is $8,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year