Alexandria Insurance Rates:

Alexandria, VA home insurance is nearly $692 to $941, about $57-$78/month. Our thorough guide shows customers can save upto $326 by getting many quotes

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Alexandria, Virginia Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Alexandria Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $2570/12 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $625,000

4 Beds, 4 Baths 3310 sqft Seasonal Residence Constructed In 1987 with Stone Flooring, Metal Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $750/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $435,000

3 Beds, 3 Bath 1930 sqft Vacation Property Constructed In 1977 with Carpet over wood flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $2900/12 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $485,000

3 Beds, 3 Bath 2400 sqft Seasonal Residence Constructed In 2010 with Hardwood Flooring, Slate Shingles Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $170/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

2 Beds, 2 Bath 1170 sqft Vacation Property Constructed In 1986 with Hardwood Flooring, Tile Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $580/6 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

3 Beds, 3 Bath 1570 sqft Primary Residence Constructed In 2010 with Carpet over wood flooring, Shingles Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Smoke Alarm, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Single Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $1310/7 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $525,000

3 Beds, 3 Bath 2030 sqft Rental Property Constructed In 1979 with Carpet over wood flooring, Metal Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Divorced Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $560/5 months for $175,000-$200,000 Coverage
Policy Holder Home Details :

Home Value : $240,000

1 Bed, 1 Bath 919 sqft Primary Residence Constructed In 1978 with Carpet over wood flooring, Composition Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Fire Extinguisher, Smoke Alarm, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Alexandria, VA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
22301 $639,400 $870
22314 $627,700 $880
22305 $491,000 $840
22311 $451,700 $810
22315 $435,600 $810
22312 $414,100 $800
22302 $391,400 $800
22304 $352,100 $790

Alexandria Rates & Quotes Analysis:

Alexandria Area Estimated House Insurance
Maris Ave, Edison St, Lambert Dr, US Hwy 1, Scarburgh Way, Campus Ln E, Boyle St, Hunting Creek Dr, Viewpoint Rd, Vos Ln$805
N West St, N Quaker Ln, Bus Center Dr, Fitzgerald Ln, E Glebe Rd, Brawner Pl, Ashby St, W Glebe Rd, Moncure Dr, Laird Pl$785
Bragg St, W Glendale Ave, Clyde Ave, W Monroe Ave, E Chapman St, W Linden St, N Paxton St, Little St, E Nelson Ave, Lane Dr$915
Derby Ct, N Jordan St, E Custis Ave, Fort Ward Pl, Kenmore Ave, Monticello Blvd, W Mount Ida Ave, Davis Ave, Carriage House Cir, E Timber Branch Pkwy$911
Ivanhoe Ct, Parkway Ter, Ripon Pl, Manning St, Keller Ave, Fairview Ct, Riddle Walk, Helmuth Ln, Ingle Pl, Osage St$869
Hilltop Ter, S Van Dorn St, Adams Ave, E Luray Ave, N Early St, Fords Landing Way, N Gladden St, N Jordan Ct, Terrett Ave, Small St$870
S Quaker Ln, S Saint Asaph St, N Washington St, Wythe St, Waple Ln, N Fayette St, Prince St, Wharf St, Janneys Ln, W Reed Ave$888
Commerce St, Dawes Ave, E Mason Ave, Woodmire Ln, Richenbacher Ave, State Rte 241, W del Ray Ave, Guthrie Ave, Evans Ln, E Alexandria Ave$858
W Mount Ida Ave, Burke Ave, N Pelham St, Harold Secord St, Catlin Ln, S West St, Brighton Ct, Lee Cir, Woodbine St, Archer Ct$841
S Jenkins St, Halcyon Dr, Pierpont St, Tennessee Ave, Cloudes Mill Dr, N Pickett St, Lannon Ct, Fillmore Ave, Wellington Rd, Leslie Ave$888

Insurance rates are influenced by a number of factors including:

  • Year Built: 12,690 Homes (17% of total) built between 1960 to 1969 in Alexandria are paying home insurance between $1,429-$1,441 and varies from Arlington (+$56), Lake Barcroft (+$60), Fort Hunt (+$90), Huntington (-$84) and Rose Hill (-$32).
  • Bedrooms: 22,603 1 bedroom homes (32% of total homes ) in Alexandria are paying about $384 compared to Arlington (+$15), Lake Barcroft (+$16), Fort Hunt (+$24), Huntington (-$22) and Rose Hill (-$8).
  • Auto Insurance Bundling: 11,115 Households (39% of all households) in Alexandria have 2 vehicles available and when it is bundled with home insurance you can save $163 compared to Huntington ($153), Rose Hill ($159), Belle Haven ($153).
  • Senior Discounts: 12,056 seniors (more than 55 years) occupied housing units (42% of total) in Alexandria get discounts between $121 to $123 in contrast with Huntington ($115), Rose Hill ($119), Belle Haven ($114).
  • New Homes discounts: New homes such as the 25,131 homes built between 2000 to 2009 in Alexandria can save $163 in contrast with Huntington ($153), Rose Hill ($159), Belle Haven ($153).

Alexandria Homeowners insurance Facts

  • Alexandria, VA has 28,403 owner occupied houses which is 43.9% of all units whereas Huntington, Rose Hill and Belle Haven have 46.44%, 78.86% and 79.43% respectively.
  • Alexandria, VA homeowners yearly insurance price at $816 is 0.17% of the typical house value of $475,900 which is in contrast with 0.24% in Huntington, 0.19% at Rose Hill & 0.24% in Belle Haven.
  • Homeowners in Alexandria, VA pay 1.92% of their income ($40,000 to $44,999) in insurance whereas homeowners in Huntington, Rose Hill and Belle Haven pay 1.81%, 1.88% and 1.8% respectively.
  • Alexandria, VA’s insurance is 2.7% of monthly housing costs of $2,539/month, for owners with a mortgage compared to 3.12% in Huntington, 2.63% at Rose Hill & 2.81% in Belle Haven. But, for households without a mortgage, insurance is 8.8% of costs ($776 in Alexandria, VA) in contrast with 8.5% in Huntington, 10.07% at Rose Hill & 10.01% in Belle Haven.

Alexandria, VA Home Values & Insurance rates

For example, insurance for 582 Homes (5.0% of total homes ) valued between $150,000 to $174,999 in Alexandria, VA is about $277. Rates in nearby areas in such as Arlington, Arlington, Arlington County are cheaper by $40, $40, $40 respectively while Huntington and Rose Hill are costlier by $99 and $26 respectively for similar homes.

Alexandria, VA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 285 2.0% $40
$70,000 to $79,999 119 1.0% $122
$100,000 to $124,999 380 3.0% $187
$125,000 to $149,999 250 2.0% $228
$150,000 to $174,999 582 5.0% $277
$175,000 to $199,999 807 7.0% $318
$200,000 to $249,999 2,103 18.0% $383
$250,000 to $299,999 2,206 19.0% $465
$300,000 to $399,999 4,278 38.0% $595

Renters Insurance in Alexandria

  • Median Gross Rent in Alexandria :  $1,440

  • Average household size of renter-occupied unit :  2.14

Alexandria Renters Insurance as a Percentage of Rent

Alexandria Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 387 1.0% $299
$300 to $499 537 1.0% $1199
$500 to $749 1,178 3.0% $1874
$750 to $999 2,678 7.0% $2624
$1,000 to $1,499 14,675 41.0% $3749
$1,500 or more 15,939 44.0% $5399