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Albany, OR Home Values & Insurance Rates

Albany, OR Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,369 11.0% $61
$80,000 to $89,999 261 2.0% $214
$90,000 to $99,999 161 1.0% $240
$100,000 to $124,999 879 7.0% $275
$125,000 to $149,999 1,393 11.0% $345
$150,000 to $174,999 2,019 17.0% $410
$175,000 to $199,999 1,566 13.0% $471
$200,000 to $249,999 1,804 15.0% $568
$250,000 to $299,999 1,289 10.0% $694
$300,000 to $399,999 831 7.0% $882

Albany Renters Insurance as a Percentage of Rent

Albany Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 151 1.0% $344
$200 to $299 126 1.0% $794
$300 to $499 628 7.0% $1244
$500 to $749 2,920 36.0% $1919
$750 to $999 2,248 28.0% $2669
$1,000 to $1,499 1,592 20.0% $3794
$1,500 or more 285 3.0% $5444

Example Albany Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceAllstate
Monthly Premium 263424
Year Built 200819871990
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$250000-$300000$150000-$175000
Deductible $2500-$5000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Albany, OR

Home Insurance Company Near Albany, OR Homeowners Insurance Agency Near Albany, OR Address Distance from Albany, OR (miles)
Farmers David Schwieger 2655 Willamette St, Eugene, OR, 97405 39.7
State Farm Deann Mathison 3762 W. 11th Ave., Eugene, OR, 97402-3010 38.5
Liberty Mutual Iain Cryer 940 Willamette Street Suite 450, Eugene, OR, 97401 38.3
Travelers Networked Insurance Agents Llc 1538 QUEEN AVE SE, ALBANY, OR, 97321 1.5
Farmers Zachary Steele 3400 State St Ste G710, Salem, OR, 97301 22.9


Estimated Home Insurance By Street Area Near Albany, OR

Albany Area Estimated House Insurance
Main St NE, 28th Ave SE, 21st Ave SE, Griffith Dr, Broadalbin St NW, NE Stormy St, Berry Dr NE, NE Creekside Dr, 14th Ave SE, N Lake Creek Dr$439
Walnut Dr SW, Pirtle Dr SW, Yih Ln NE, 21st Pl SE, E Water Ave, Evergreen St SE, 38th Ave SE, 21st Pl SE, Seven Mile Way SE, Salem Ave SE$434
Crescent Dr SW, 22nd Ct, NE Spring Ave, 41st Ave SE, Aztec Loop, 23rd Ave SE, 11th Ave SW, Creel Ave, Clover Ridge Rd NE, Fox Dr NE$442
Breakwood Cir SE, Walnut St SW, Sunnyview Dr NE, Alexander Ln NE, Seven Mile Ln, Lockwood Pl SE, Shortridge St SE, Pine St SE, Waverly Dr NE, McFarland Rd$442
NE Atec Loop, Bobcat Ave SW, Becker Cir SE, 20th Ave SW, Willamette Ave NE, Orleans Rd SW, San Felicia Ave SE, Crittenden St SW, Antelope Ct SW, 45th Ct SE$440

Albany, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Albany Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Albany Home Owner from High Deductible Plan $600

Albany, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Albany, OR Home Replacement Value MORE than Home Value Albany, OR Home Replacement Value LESS than Home Value
Replacement Value $273,000 $180,000
Insurance Premium based on Replacement Value $975 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year