Agoura Hills Insurance Rates:

Agoura Hills, CA home insurance is about $573 to $781, about $47-$65/month. Our in depth research reveals consumers can save as much as $270 by comparing multiple quotes

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Agoura Hills, California Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Agoura Hills Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $2060/8 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,580,000

5 Beds, 5 Baths 4330 sqft Rental Property Constructed In 1983 with Stone Flooring, Membrane Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Swimming Pool, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $890/9 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $700,000

4 Beds, 4 Baths 2670 sqft Primary Residence Constructed In 1980 with Linoleum, Metal Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Single Male who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $790/10 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $645,000

3 Beds, 3 Bath 2370 sqft Rental Property Constructed In 1972 with Hardwood Flooring, Membrane Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Deadbolt Locks, Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Divorced Male who is Retired and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $1620/7 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,315,000

5 Beds, 5 Baths 3520 sqft Seasonal Residence Constructed In 1987 with Carpet Flooring, Asphalt Shingles Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Fire Extinguisher, Copper Water Pipes, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Married Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $1480/9 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $680,000

4 Beds, 4 Baths 2400 sqft Rental Property Constructed In 1976 with Linoleum, Tile Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, Copper Water Pipes, Fire Extinguisher, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $1870/12 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $600,000

4 Beds, 4 Bath 1910 sqft Seasonal Residence Constructed In 1983 with Wood Flooring, Slate Shingles Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Fire Extinguisher, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $2390/12 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $740,000

3 Beds, 3 Baths 2050 sqft Primary Residence Constructed In 1997 with Ceramic Tile Flooring, Metal Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Swimming Pool, Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Single Male who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1330/12 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $670,000

3 Beds, 3 Bath 1920 sqft Vacation Property Constructed In 1978 with Carpet over wood flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Married Male who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Agoura Hills Rates & Quotes Analysis:

Agoura Hills Area Estimated House Insurance
Via Amistosa, Simes Ln, Sierra Creek Rd, Silver Creek Rd, Three Springs Dr, Argos St, E Thousand Oaks Blvd, Medea Ln, View Pointe Dr, Lost Oak Ct$676
Balkins Dr, Bridle Glen St, Green Meadow Dr, Livorno Ct, Lazy Oak Pl, Minute Man Way, Champagne Ct, Davids Rd, Cedarhaven Dr, Goodspring Dr$669
W Little John Ln, Eagleton St, Kiva Ct, Malibu Hills Rd, Softwind Way, Ambridge Dr, Shadow Hills Rd, Peacock Ridge Rd, Yellowwood Dr, Derry Ave$676
Trailway Ln, Strawberry Hill Dr, Timberlane St, Country Glen Rd, Jean Ln, Rigger Rd, Padova Ct, Calaise Ct, Hollow Oak Ct, Renee Dr$669
Woodglen Dr, Caitlyn Cir, Oak Ranch Ct, Rainbow View Dr, Vendell Pl, Paris Ct, Redcoat Ln, Quaint St, Forest Cove Ln, Reyes Adobe Rd$722

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,767 Homes (35% of total homes ) built between 1970 to 1979 in Agoura Hills are paying home insurance between $1,097-$1,108. Places close to Agoura Hills, CA such as Westlake Village, Calabasas, Hidden Hills are more expensive by $24, $53, $82 respectively while Thousand Oaks and Simi Valley are cheaper by $19 and $61 respectively for similar homes.
  • Bedrooms: 1,933 3 bedrooms homes (25% of total homes ) in Agoura Hills are paying about $251. Areas near to Agoura Hills such as Oak Park, Westlake Village, Calabasas are costlier by $5, $12, $19 respectively whereas Thousand Oaks and Simi Valley are more economical by $4, $14 respectively for similar homes.
  • Auto Insurance Bundling: 2,715 Households (46% of all households) in Agoura Hills have 2 vehicles available and when it is bundled with home insurance you can save $135 and differs from Oak Park ($134), Westlake Village ($138), Calabasas ($141).
  • Senior Discounts: 2,805 seniors (more than 55 years) occupied housing units (48% of total) in Agoura Hills get discounts between $101 to $104 in contrast with Oak Park ($100), Westlake Village ($103), Calabasas ($106).
  • New Homes discounts: New homes such as the 1,105 homes built between 2000 to 2009 in Agoura Hills can save $135 and similar new home insurance discounts in nearby towns and cities like Oak Park, Westlake Village and Calabasas are $134, $138 and $141 respectively.

Agoura Hills Homeowners insurance Facts

  • Agoura Hills, CA has 5,783 owner occupied houses which is 80% of all units whereas Oak Park, Westlake Village and Calabasas have 79.61%, 81.69% and 73.9% respectively.
  • Agoura Hills, CA homeowners yearly insurance price at $677 is 0.1% of the typical house value of $689,700 which is in contrast with 0.1% in Oak Park, 0.09% at Westlake Village & 0.08% in Calabasas.
  • Homeowners in Agoura Hills, CA pay 2.08% of their income ($30,000 to $34,999) in insurance whereas homeowners in Westlake Village, Calabasas and Agoura Hills-Malibu pay 2.13%, 2.18% and 2.16% respectively.
  • Agoura Hills, CA’s insurance is 1.9% of monthly housing costs of $2,936/month, for owners with a mortgage compared to 1.71% in Oak Park, 1.69% at Westlake Village & 1.48% in Calabasas. But, for households without a mortgage, insurance is 8.6% of costs ($657 in Agoura Hills, CA) in contrast with 6.71% in Oak Park, 7.62% at Westlake Village & 6.2% in Calabasas.

Agoura Hills, CA Home Values & Insurance rates

For example, insurance for 14 Homes (1.0% of total homes ) valued between $125,000 to $149,999 in Agoura Hills, CA is about $128. Rates in nearby areas in such as Calabasas, Hidden Hills, Agoura Hills-Malibu are cheaper by $22, $34, $16 respectively while Oak Park and Thousand Oaks are costlier by $13 and $18 respectively for similar homes.

Agoura Hills, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 52 7.0% $20
$60,000 to $69,999 11 1.0% $60
$125,000 to $149,999 14 1.0% $128
$150,000 to $174,999 43 6.0% $155
$175,000 to $199,999 31 4.0% $182
$200,000 to $249,999 89 12.0% $216
$250,000 to $299,999 203 28.0% $264
$300,000 to $399,999 259 36.0% $338

Renters Insurance in Agoura Hills

  • Average Renters Insurance in Agoura Hills :  $34($2/month)

  • Median Gross Rent in Agoura Hills :  $1,868

  • Agoura Hills Renters Insurance to Median Rent Ratio:  0.11%

  • Average household size of renter-occupied unit :  2.41

Agoura Hills Renters Insurance as a Percentage of Rent

Agoura Hills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 334 25.0% $3758
$1,500 or more 978 73.0% $5408

Protective device discount in Agoura Hills Up to :  $5

Claims-free discount in Agoura Hills Up to :  $6