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Adel, IA Home Values & Insurance Rates

Adel, IA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 103 6.0% $108
$50,000 to $59,999 28 1.0% $237
$80,000 to $89,999 66 4.0% $387
$90,000 to $99,999 71 4.0% $434
$100,000 to $124,999 290 17.0% $502
$125,000 to $149,999 279 17.0% $624
$150,000 to $174,999 168 10.0% $740
$175,000 to $199,999 200 12.0% $855
$200,000 to $249,999 179 11.0% $1032
$250,000 to $299,999 115 7.0% $1262
$300,000 to $399,999 100 6.0% $1602

Adel Renters Insurance as a Percentage of Rent

Adel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 29 3.0% $329
$200 to $299 17 2.0% $779
$300 to $499 94 12.0% $1229
$500 to $749 255 34.0% $1904
$750 to $999 149 20.0% $2654
$1,000 to $1,499 194 26.0% $3779

Example Adel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 897170
Year Built 197919451981
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$150000-$175000$125000-$150000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Adel, IA

Home Insurance Company Near Adel, IA Homeowners Insurance Agency Near Adel, IA Address Distance from Adel, IA (miles)
Indemnus Corporation Dba Indemnus 2900 100Th St, Ste 201, Urbandale, IA, 50322 12.5
Vanderwaal Insurance 102 S Jasper, Monroe, IA, 50170 46.8
Central Iowa Insurance Services 120 S 1St Street, Carlisle, IA, 50047 28.3
Fox Insurance Agency 1302 Walnut Ave Dallas Center, Dallas Center, IA, 50063 3.0
Travelers Ames Insurance Center Inc 537 MAIN ST STE 101, AMES, IA, 50010 32.4


Estimated Home Insurance By Street Area Near Adel, IA

Adel Area Estimated House Insurance
330th Ct, Luther Dr, Midland Trl, State Hwy 141, N Polk St, Feller Curv, Grand St, 13th St, N 14th St, el Paso Ave$693
B Ave, U Ave, Polk St, Ute Ave, S 13th St, N 8th St, L Ave, 160th Ct, River Vista Dr, N 1st St$689
E Guthrie St, Calico Creek Ln, Sample Ln, W Holloway St, E Hoiles Ave, Houston Ave, 260th St, Boone St, Jefferson St, 16th St$693
Co Hwy F-90, N 9th St, H Ave, Filmore Ln, Puckerbrush Rd, Spruce St, Division Ave, F 30, T Ave, S 16th St$687
Lexington Rd, Coyote Ridge Ct, 302nd Pl, Hatton Ave, S 10th St, S 14th St, K Cir, S Hamilton St, Lakeview Dr, R Ave$684

Adel, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Adel Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,300$16,800
Net Savings to Adel Home Owner from High Deductible Plan $500

Adel, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Adel, IA Home Replacement Value MORE than Home Value Adel, IA Home Replacement Value LESS than Home Value
Replacement Value $216,500 $148,000
Insurance Premium based on Replacement Value $1,550 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $175/year