Addison Insurance Rates:

Addison, IL home insurance is nearly $690 to $937, about $57-$78/month. Our all inclusive research shows customers can save as much as $325 by comparing multiple quotes

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Addison Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Nationwide Insurance
Home Insurance Rate of $450/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $205,000

2 Beds, 2 Bath 1610 sqft Vacation Property Constructed In 1987 with Carpet over wood flooring, Membrane Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $100/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

2 Beds, 2 Bath 1330 sqft Primary Residence Constructed In 1973 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Fireplace, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $580/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $490,000

4 Beds, 4 Baths 3050 sqft Seasonal Residence Constructed In 1962 with Carpet over wood flooring, Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $760/5 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $355,000

4 Beds, 4 Baths 2260 sqft Rental Property Constructed In 1973 with Ceramic Tile Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $860/9 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $485,000

5 Beds, 5 Baths 3350 sqft Rental Property Constructed In 1965 with Carpet Flooring, Composition Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Indoor Sprinklers, Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $780/6 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $405,000

4 Beds, 4 Bath 3220 sqft Rental Property Constructed In 1975 with Linoleum, Wood Shake Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

41 Years old Married Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1510/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $240,000

5 Beds, 5 Bath 1740 sqft Vacation Property Constructed In 1994 with Ceramic Tile Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1710/10 months for $350,000-$400,000 Coverage
Policy Holder Home Details :

Home Value : $380,000

4 Beds, 4 Baths 2313 sqft Primary Residence Constructed In 1978 with Carpet Flooring, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Addison, IL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
60101 $261,500 $820

Addison Rates & Quotes Analysis:

Addison Area Estimated House Insurance
United Ln, W Willow Glen St, Ardmore St, Oak Ln, Arthur Ct, Elmhurst St, E Moreland Ave, Verrill Ave, Edgewood Ave, S Mill Rd$805
Crestwood Rd, Addison Rd, Lois Ave, Beverly Ave, Diversey Pl, E Gladys Ave, Entry Dr, Bernice Dr, N Larch Ave, N Brashares Dr$841
S Spruce Ave, W Jason Ln, Adele Ave, N Pioneer Dr, Briar Pl, E Red Oak St, Saddle Row, Carmela Ct, S Westgate St, Annoreno Dr$799
N Emery Ln, Montrose Ave, W Dominion Dr, Montgomery Ln, W Michael Ln, Iroquois Ct, White Fence Ln, N Wisconsin Ave, Walters Ln, W Carriage Ln$795
Veterans Pkwy, Pan Am Blvd, Neva Ave, E Tall Oaks Ln, Ashwood Ct, N Plamondon Dr, E Woodland Ave, E Belmont Ave, Iroquois Ln, S Addison Rd$802

Insurance rates are influenced by a number of factors including:

  • Year Built: 7,357 Homes (22% of total homes ) built between 1970 to 1979 in Addison are paying home insurance between $1,319-$1,331. Places close to Addison, IL such as Itasca, Elmhurst, York are more expensive by $33, $82, $20 respectively while Wood Dale and Villa Park are cheaper by $17 and $12 respectively for similar homes.
  • Bedrooms: 13,324 3 bedrooms homes (41% of total homes ) in Addison are paying about $749 and differs from Itasca (+$19), Elmhurst (+$46), York (+$11), Wood Dale (-$10) and Villa Park (-$7).
  • Auto Insurance Bundling: 6,536 Households (29% of all households) in Addison have 3 or more vehicles available and when it is bundled with home insurance you can save $203 in contrast with Wood Dale ($200), Bensenville ($200), Itasca ($208).
  • Senior Discounts: 10,750 seniors (more than 55 years) occupied housing units (48% of total) in Addison get discounts between $121 to $124. The comparative concessions in proximate regions such as Wood Dale, Itasca and Elmhurst are $120, $125 and $129 respectively.
  • New Homes discounts: New homes such as the 10,629 homes built between 2000 to 2009 in Addison can save $162 and similar new home insurance discounts in nearby towns and cities like Wood Dale, Bensenville and Itasca are $160, $160 and $166 respectively.

Addison Homeowners insurance Facts

  • Addison, IL has 22,299 owner occupied houses which is 73.3% of all units whereas Wood Dale, Bensenville and Itasca have 80.27%, 54.65% and 71.97% respectively.
  • Addison, IL homeowners yearly insurance price at $814 is 0.3% of the typical house value of $271,000 which is in contrast with 0.32% in Wood Dale, 0.32% at Bensenville & 0.26% in Itasca.
  • Homeowners in Addison, IL pay 1.92% of their income ($40,000 to $44,999) in insurance whereas homeowners in Wood Dale, Bensenville and Itasca pay 1.89%, 1.89% and 1.96% respectively.
  • Addison, IL’s insurance is 3.3% of monthly housing costs of $2,041/month, for owners with a mortgage compared to 3.48% in Wood Dale, 3.26% at Bensenville & 3.08% in Itasca. But, for households without a mortgage, insurance is 9.4% of costs ($724 in Addison, IL) in contrast with 9.19% in Wood Dale, 9.73% at Bensenville & 8.71% in Itasca.

Addison, IL Home Values & Insurance rates

For example, insurance for 862 Homes (4.0% of total homes ) valued between $100,000 to $124,999 in Addison, IL is about $325. Rates in nearby areas in such as Itasca, Elmhurst, Roselle are cheaper by $42, $75, $1 respectively while Wood Dale and Bensenville are costlier by $28 and $28 respectively for similar homes.

Addison, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 504 2.0% $73
$100,000 to $124,999 862 4.0% $325
$125,000 to $149,999 814 4.0% $407
$150,000 to $174,999 1,301 6.0% $480
$175,000 to $199,999 1,388 7.0% $561
$200,000 to $249,999 4,193 22.0% $675
$250,000 to $299,999 3,914 21.0% $822
$300,000 to $399,999 5,194 27.0% $1050

Renters Insurance in Addison

  • Average Renters Insurance in Addison :  $46($3/month)

  • Median Gross Rent in Addison :  $949

  • Addison Renters Insurance to Median Rent Ratio:  0.32%

  • Renter occupied housing units in Addison :  8,126

Addison Renters Insurance as a Percentage of Rent

Addison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 284 3.0% $1211
$500 to $749 738 9.0% $1886
$750 to $999 3,494 44.0% $2636
$1,000 to $1,499 2,161 27.0% $3761
$1,500 or more 1,015 13.0% $5411

Protective device discount in Addison Up to :  $6

Claims-free discount in Addison Up to :  $9