Adairsville Insurance Rates:

Adairsville, GA home insurance is about $739 to $1,010, about $61-$84/month. Our extensive guide reveals consumers can save upto $350 by getting many quotes

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Adairsville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $220/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $275,000

4 Beds, 4 Bath 3150 sqft Primary Residence Constructed In 1999 with Ceramic Tile Flooring, Wood Shake Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Single Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $510/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

3 Beds, 3 Bath 1640 sqft Rental Property Constructed In 2004 with Carpet Flooring, Composition Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Smoke Alarm, Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $670/8 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $405,000

5 Beds, 5 Baths 4530 sqft Rental Property Constructed In 2009 with Hardwood Flooring, Metal Roof, Slab Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Fire Extinguisher, Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Single Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $500/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Bath 3190 sqft Vacation Property Constructed In 1978 with Ceramic Tile Flooring, Membrane Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $400/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Baths 1210 sqft Seasonal Residence Constructed In 1976 with Linoleum, Slate Shingles Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $50/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Baths 1620 sqft Seasonal Residence Constructed In 2014 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $360/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 2300 sqft Vacation Property Constructed In 1990 with Hardwood Flooring, Membrane Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Married Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $280/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Baths 1820 sqft Rental Property Constructed In 1983 with Ceramic Tile Flooring, Metal Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Divorced Female who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Adairsville, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30103 $115,400 $880

Adairsville Rates & Quotes Analysis:

Adairsville Area Estimated House Insurance
Piedmont Ave, Doris Rd, Greyrock, Snow Springs Rd, Old 41 St, Pearson St, Clear Lake Dr NW, Cedar Creek Rd NW, Millstream Ct, Justine Dr$871
Towe Chapell Rd NW, Sinard Rd NW, Easton Trce, Holcomb Dr, Princeton Place Dr, Boyd Mtn Rd, Howell Bend Rd NW, W Oak Grove Rd NW, International Pkwy, Lake Marguerite Rd NW$872
Harris Rd NW, Old Dixie Hwy, Jarrett Loop NW, Adairsville Rd, Old Hwy 140, Bailey Rd NW, Twin Bridges Rd, Folsom Rd NW, Casey St, Hopkins Breeze$873
Adairsville Hwy, Madison Way, Screaming Eagle Ct, Saint Elmo Cir, McKenzie Cir, Princeton Blvd, Cade Dr NW, Princeton Walk, Cut Off Rd, Bradley Ln$874
Big Ditch Rd NW, St Elmo Cir, Biddy Rd NW, Gilmer St, Gail St, Adair Hollow Rd, Campbell Dr, George St, Dry Creek Rd NW, Mitchell Rd NW$874

Insurance rates are influenced by a number of factors including:

  • Year Built: 980 Homes (21% of total) built between 1990 to 1999 in Adairsville are paying home insurance between $1,262-$1,275 and varies from Kingston (+$32), Bartow County (+$16), White-Pine Log (+$26), White (-$10) and Ranger (-$60).
  • Bedrooms: 1,324 2 bedrooms homes (30% of total homes ) in Adairsville are paying about $613. Areas near to Adairsville such as Kingston, Bartow County, Shannon are costlier by $15, $8, $4 respectively whereas White and Fairmount are more economical by $5, $3 respectively for similar homes.
  • Auto Insurance Bundling: 1,481 Households (51% of all households) in Adairsville have 2 vehicles available and when it is bundled with home insurance you can save $175 in contrast with Kingston ($179), Plainville ($175), Bartow County ($177).
  • Senior Discounts: 1,107 seniors (more than 55 years) occupied housing units (38% of total) in Adairsville get discounts between $130 to $132. The comparative concessions in proximate regions such as Kingston, Plainville and Bartow County are $134, $131 and $132 respectively.
  • New Homes discounts: New homes such as the 2,368 homes built between 2000 to 2009 in Adairsville can save $175 and similar new home insurance discounts in nearby towns and cities like Kingston, Plainville and Bartow County are $179, $175 and $177 respectively.

Adairsville Homeowners insurance Facts

  • Adairsville, GA has 2,903 owner occupied houses which is 72.2% of all units whereas Kingston, Plainville and Bartow County have 83.87%, 70.99% and 68.76% respectively.
  • Adairsville, GA homeowners yearly insurance price at $875 is 0.74% of the typical house value of $117,900 which is in contrast with 0.56% in Kingston, 0.74% at Plainville & 0.64% in Bartow County.
  • Homeowners in Adairsville, GA pay 1.17% of their income ($75,000 or more) in insurance whereas homeowners in Kingston, Plainville and Bartow County pay 1.2%, 1.17% and 1.18% respectively.
  • Adairsville, GA’s insurance is 6.3% of monthly housing costs of $1,160/month, for owners with a mortgage compared to 4.93% in Kingston, 8.79% at Plainville & 5.8% in Bartow County. But, for households without a mortgage, insurance is 23.6% of costs ($309 in Adairsville, GA) in contrast with 21.99% in Kingston, 22.64% at Plainville & 20.68% in Bartow County.

Adairsville, GA Home Values & Insurance rates

For example, insurance for 118 Homes (4.0% of total homes ) valued between $300,000 to $399,999 in Adairsville, GA is about $2,590. Rates in nearby areas in such as Kingston, Bartow County, Calhoun are cheaper by $635, $340, $141 respectively while Shannon and White are costlier by $277 and $300 respectively for similar homes.

Adairsville, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 346 12.0% $183
$50,000 to $59,999 34 1.0% $385
$60,000 to $69,999 200 6.0% $481
$70,000 to $79,999 160 5.0% $551
$80,000 to $89,999 164 5.0% $630
$90,000 to $99,999 171 5.0% $700
$100,000 to $124,999 525 18.0% $813
$125,000 to $149,999 407 14.0% $1015
$150,000 to $174,999 291 10.0% $1198
$175,000 to $199,999 172 5.0% $1391
$200,000 to $249,999 253 8.0% $1671
$250,000 to $299,999 35 1.0% $2038
$300,000 to $399,999 118 4.0% $2590

Renters Insurance in Adairsville

  • Average Renters Insurance in Adairsville :  $288($24/month)

  • Median Gross Rent in Adairsville :  $691

  • Adairsville Renters Insurance to Median Rent Ratio:  3.47%

  • Renter occupied housing units in Adairsville :  1,118

Adairsville Renters Insurance as a Percentage of Rent

Adairsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 1.0% $822
$300 to $499 109 10.0% $1272
$500 to $749 483 45.0% $1947
$750 to $999 314 29.0% $2697
$1,000 to $1,499 120 11.0% $3822
$1,500 or more 18 1.0% $5472

Protective device discount in Adairsville Up to :  $43

Claims-free discount in Adairsville Up to :  $57