Abbeville Insurance Rates:

Abbeville, LA home insurance is about $1,043 to $1,419, about $86-$118/month. Our in depth guide indicates shoppers can save as much as $492 by getting many quotes

Compare Quotes from Top Providers and Save now!

Read Abbeville, Louisiana Homeowners Insurance reviews & compare quotes to get the best deal from the most trustworthy providers

Abbeville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $530/5 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

3 Beds, 3 Bath 1360 sqft Vacation Property Constructed In 1982 with Linoleum, Membrane Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Copper Water Pipes, Smoke Alarm, Swimming Pool, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

Home Insurance Rate of $1940/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Baths 3300 sqft Vacation Property Constructed In 1968 with Hardwood Flooring, Slate Shingles Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Male who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $580/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

3 Beds, 3 Bath 1220 sqft Seasonal Residence Constructed In 1976 with Carpet over wood flooring, Asphalt Shingles Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Fireplace, Swimming Pool, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Single Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $490/4 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 1570 sqft Vacation Property Constructed In 2007 with Carpet Flooring, Metal Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Fire Extinguisher, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $950/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 1320 sqft Vacation Property Constructed In 1944 with Carpet Flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Divorced Female who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $250/2 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

3 Beds, 3 Baths 1350 sqft Vacation Property Constructed In 1951 with Ceramic Tile Flooring, Composition Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $280/3 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $55,000

2 Beds, 2 Bath 1060 sqft Seasonal Residence Constructed In 1953 with Linoleum, Slate Shingles Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $770/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

4 Beds, 4 Bath 1660 sqft Vacation Property Constructed In 2002 with Stone Flooring, Composition Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Copper Water Pipes, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $820/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 2040 sqft Primary Residence Constructed In 1953 with Hardwood Flooring, Wood Shake Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Divorced Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $2020/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Baths 2830 sqft Vacation Property Constructed In 1961 with Carpet Flooring, Shingles Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

35 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Abbeville Rates & Quotes Analysis:

Abbeville Area Estimated House Insurance
Amy Rd, Patout Rd, 8th St, N Saint Valerie St, Mayers St, Barton St, Alphonse St, Piazza Rd, S Myrtle St, Romero Rd$1,221
Parish Rd P-3-4, Sharon Dr, Putnam Ave, Lucie St, W Saint Mary St, Un-Named, Willow Crest Rd, Wilmer Rd, Cupcake Pvt, Godchaux St$1,249
Leonie St, N Monte Blanc Dr, Oakview Dr, Maude Ave, S Gertrude Ave, Loraine St, Marmont St, N Wildcat Rd, Graceland Ave, S Shireview Cir$1,243
Camella St, Frankie Ave, 8th St, Parkview Dr, Jefferson Rd, Cypress St, W Saint Paul St, Harrington Rd, N Baily St, Leblanc St$1,256
Edwards St, Richard St, S Oliver St, Raven Rd, Texas St, Pecan St, Hwy 82, Ozite St, 1st St, Lindy Ln$1,243

Insurance rates are influenced by a number of factors including:

  • Year Built: 796 Homes (14% of total) built between 1970 to 1979 in Abbeville are paying home insurance between $1,997-$2,015 compared to Erath (+$19), Maurice (+$85), Milton (+$147), Duson (-$41) and Gueydan (-$20).
  • Bedrooms: 1,839 2 bedrooms homes (34% of total homes ) in Abbeville are paying about $875 and differs from Maurice (+$24), Milton (+$51), Youngsville (+$66), Erath (-$4) and Delcambre (-$9).
  • Auto Insurance Bundling: 315 Households (11% of all households) in Abbeville have 3 or more vehicles available and when it is bundled with home insurance you can save $307 compared to Erath ($310), Delcambre ($309), Maurice ($321).
  • Senior Discounts: 1,277 seniors (more than 55 years) occupied housing units (45% of total) in Abbeville get discounts between $184 to $187 and differs from Erath ($186), Delcambre ($185), Maurice ($192).
  • New Homes discounts: New homes such as the 2,024 homes built between 2000 to 2009 in Abbeville can save $246 and similar new home insurance discounts in nearby towns and cities like Erath, Delcambre and Maurice are $248, $247 and $256 respectively.

Abbeville Homeowners insurance Facts

  • Abbeville, LA has 2,825 owner occupied houses which is 61.5% of all units whereas Erath, Delcambre and Maurice have 62.89%, 72.55% and 75.0% respectively.
  • Abbeville, LA homeowners yearly insurance price at $1,231 is 1.62% of the typical house value of $76,000 which is in contrast with 1.35% in Erath, 1.48% at Delcambre & 0.89% in Maurice.
  • Homeowners in Abbeville, LA pay 5.47% of their income ($20,000 to $24,999) in insurance whereas homeowners in Erath, Delcambre and Maurice pay 5.52%, 5.49% and 5.71% respectively.
  • Abbeville, LA’s insurance is 12.5% of monthly housing costs of $824/month, for owners with a mortgage compared to 10.42% in Erath, 10.1% at Delcambre & 8.19% in Maurice. But, for households without a mortgage, insurance is 33.3% of costs ($308 in Abbeville, LA) in contrast with 41.43% in Erath, 38.72% at Delcambre & 37.54% in Maurice.

Abbeville, LA Home Values & Insurance rates

For example, insurance for 104 Homes (3.0% of total homes ) valued between $80,000 to $89,999 in Abbeville, LA is about $1,366. Rates in nearby areas in such as Erath, Delcambre, Maurice are cheaper by $223, $118, $609 respectively while Duson and Gueydan are costlier by $901 and $304 respectively for similar homes.

Abbeville, LA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 692 24.0% $393
$50,000 to $59,999 172 6.0% $849
$60,000 to $69,999 353 12.0% $1046
$70,000 to $79,999 328 11.0% $1206
$80,000 to $89,999 104 3.0% $1366
$90,000 to $99,999 291 10.0% $1538
$100,000 to $124,999 332 11.0% $1772
$125,000 to $149,999 153 5.0% $2215
$150,000 to $174,999 142 5.0% $2622
$175,000 to $199,999 113 4.0% $3028
$200,000 to $249,999 48 1.0% $3643
$250,000 to $299,999 37 1.0% $4456
$300,000 to $399,999 28 1.0% $5662

Renters Insurance in Abbeville

  • Average Renters Insurance in Abbeville :  $280($23/month)

  • Median Gross Rent in Abbeville :  $574

  • Abbeville Renters Insurance to Median Rent Ratio:  4.01%

  • Renter occupied housing units in Abbeville :  1,772

Abbeville Renters Insurance as a Percentage of Rent

Abbeville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 7.0% $370
$200 to $299 156 9.0% $820
$300 to $499 298 18.0% $1270
$500 to $749 788 49.0% $1945
$750 to $999 216 13.0% $2695
$1,000 to $1,499 17 1.0% $3820

Rent Affordability in Abbeville:

Approximately 45.0% (814) of households are spending more than 35% of their income on gross rent in Abbeville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 373 21.0%
15.0 to 19.9 percent 250 14.0%
20.0 to 24.9 percent 136 7.0%
25.0 to 29.9 percent 94 5.0%
30.0 to 34.9 percent 105 5.0%
35.0 percent or more 814 45.0%

Abbeville Renters Insurance Discounts:

Abbeville Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Abbeville, LA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 910 51.0% $28.0
2 vehicles available 341 19.0% $42.0
3 or more vehicles available 139 7.0% $56.0

Abbeville Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 94 5.0% $57
60 to 64 years 146 8.0% $45
65 to 74 years 129 7.0% $37
75 years and over 70 3.0% $28

Protective device discount in Abbeville Up to :  $42

Claims-free discount in Abbeville Up to :  $56